<![CDATA[The presence of the fintech industry in offering digital-based financial products seems to open new doors for people who want to apply for loans. online loans that can be submitted very easily and without complicated requirements. Unfortunately, behind the convenience and practicality it offers, not a few people use this online loan product unwisely. As a result, risky customers have to pay debts greater than the initial agreement. In addition, customers also have to pay late fee fees and other fines which incidentally do not make sense. The problem in this thesis is: How is the implementation of a loan through an online loan application? and What is the form of legal protection for money loan customers through the Online Loan application.In discussing the problem, the researcher took a juridical-normative and empirical-juridical approach, using two types of data, namely secondary data and primary data, collecting secondary data by conducting literature studies and primary data by conducting interviews, then analyzed qualitatively.Based on the results of the research and discussion it was concluded that: 1. Provision of money loans through online loan applications Online loan providers must be in the form of legal entities, online loan service providers must also be registered and obtain permission from the OJK. 2. Legal protection for victims of misuse of personal data in online loans can be resolved through litigation or non-litigation. If the problem is resolved through non-litigation, the victim can complain about the problem to the OJK. Then OJK will give administrative sanctions which are regulated in Article 47 POJK No.77/POJK.01/2016.]]>
