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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi
NURUL FADILA
UNIVERSITAS TRUNOJOYO MADURA
Economics, Econometrics & Finance Education Social Sciences

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Journal : Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi

 1 
FINANCIAL MANAGEMENT BEHAVIOR PELAKU UMKM DAERAH WISATA PESISIR MADURA: INCOME, FINANCIAL LITERACY, & FINANCIAL SELF-EFFICACY NURUL FADILA; PURNAMAWATI
AKUNTABILITAS: Jurnal Ilmiah Ilmu-Ilmu Ekonomi Vol 15 No 1 (2023): Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi
Publisher : Universitas Islam Balitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35457/akuntabilitas.v15i1.2686

Abstract

MEA has determined that it provides a great opportunity for the MSME sector to develop, but on the other hand it is also a threat to MSMEs. The obstacle that generally occurs in managing MSMEs for MSME actors is not understanding how to manage business finances properly. This is the main obstacle for MSMEs to be able to develop their business. There are factors that can influence financial management behavior variables such as income, financial literacy, financial self-efficacy and others. This research was conducted with the aim of knowing whether there is an influence between income, financial literacy, and financial self-efficacy on financial management behavior. The data were obtained from the results of interviews and filling out questionnaires to MSMEs in the Madura coastal tourism area, especially Pamekasan and Sumenep Regencies with a total of 60 respondents. The findings from this research are income, financial literacy, and financial self-efficacy have an influence on financial management behavior.
Co-Authors Isa Anshori Nur Hidayah Selviyanti Purnamawati Safrizal, Helmi Buyung Aulia Yuliana Dewi Sulis