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All Journal Waraqat : Jurnal Ilmu_Ilmu Keislaman AL-ARKHABIIL: Jurnal Pengabdian Masyarakat Islamic Banking & Economic Law Studies
Muhammad Nurul Alim
STAI Asy-Syukriyyah Tangerang
Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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PENGARUH PENERIMAAN TEKNOLOGI DENGAN METODE UTAUT TERHADAP MINAT MENGGUNAKAN MOBILE BANKING DI BSI TANGERANG Muhammad Nurul Alim; Wahyu Hidayat; Risqi Amalia
I-BEST: Islamic Banking & Economic Law Studies Vol. 3 No. 1 (2024): I-BEST: ISLAMIC BANKING & ECONOMIC LAW STUDIES
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/ibest.v3i1.489

Abstract

The purpose of this study is to determine the effect of UTAUT factors, namely Performance Expectations, Effort Expectations, Social Influence and Facilitating Conditions partially and simultaneously on customer interest in using BSI mobile banking services in Tangerang. With four independent variables, namely: Performance Expectations (X1), Business Expectations (X2), Social Influence (X3), and Facilitating Conditions and the dependent variable is Interest (Y). The population in this study were Bank Syariah Indonesia customers with a sample size of 110 respondents. This study applies quantitative research methods. The analysis used in this study is the measurement model test (outer model) and the structural model test (inner model). This study uses the SmartPLS 3.0 program to process data.The results of this study indicate that the Performance Expectation variable (X1) has a positive and significant effect on the variable customer interest in using mbanking services with a significance level of 0.000 <0.05. The Effort Expectation variable (X2) has a negative and insignificant effect on interest in using mbanking services with a significance level of 0.557>0.05. The Social Influence variable has a positive and significant effect on interest in using mbanking services with a significance level of 0.000 <0.05. Facilitating Conditions have a positive and insignificant effect on customer interest in using mbanking services with a significance level of 0.315>0.05 then simultaneously together the independent variables simultaneously affect the dependent variable interest in using mbanking services.This research is expected to be useful for further research that wants to develop further research knowledge, banking and academic parties.
DEFAULT MORTGAGE CUSTOMERS THROUGH BANK KPR WITH BUYBACK GUARANTEE DEVELOPER FACILITY IN ISLAMIC ECONOMICS PERSPECTIVE Djaka Suryadi; Muhammad Nurul Alim
I-BEST: Islamic Banking & Economic Law Studies Vol. 3 No. 1 (2024): I-BEST: ISLAMIC BANKING & ECONOMIC LAW STUDIES
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/ibest.v3i1.497

Abstract

This research aims to determine the buyback guarantee regulatory system and the buyback guarantee working mechanism until the bank makes a buyback guarantee claim to the developer. This research also aims to review buyback guarantee from Islamic perspective. The research method used is qualitative research using closed interviews and observation methods. Based on the research results, the developer has the criteria for potential partners to be able to work together and make agreement rules for both parties and the risks that will be experienced by the Customer, Bank, and Developer. The developer can make an effort before the bank makes a buyback guarantee claim to remind the customer that payment obligations at the bank are in arrears. In Islamic sharia perspective, the buyback guarantee is permitted provided that it is an option, not an obligation. The buyer may sell either to the first seller or another person. This provision is to avoid the prohibited bai’ al-'inah, which leads to prohibited riba transaction. Other Islamic solutions are debt restructuring (rescheduling) and postponement of the debt payment.The research is expected to give Islamic solution before buyback guarantee is executed
Panic Buying and Hoarding of Medicine During the Covid-19 Pandemic in the Perspective of Islamic Ethics Muhammad Nurul Alim; Ruslan Husein Marasabessy
WARAQAT : Jurnal Ilmu-Ilmu Keislaman Vol. 8 No. 2 (2023): Waraqat: Jurnal Ilmu-Ilmu Keislaman
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Sekolah Tinggi Agama Islam As-Sunnah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/waraqat.v8i2.624

Abstract

This study aims to analyze Islamic ethics towards panic buying and hoarding of medicines during the Covid-19 pandemic. Queues at pharmacies were seen in June-July 2021 as a phenomenon of public panic against Covid-19. This study uses an interpretive descriptive qualitative approach. Research data were collected through literature study. The results show that there are Islamic ethics for sellers and buyers so as not to harm the community. Islamic ethics for sellers are (1) Fear of Allah so as not to be punished sinful; (2) Not taking advantage of the community's distress during the Pandemic; (3) Be qanaah by not refusing a small profit. Islamic ethics for buyers are : (1) Fear of Allah in order to accept disaster as Allah's will; (2) The rationality of consumption of Muslim families during the pandemic; (3) Prioritizing at-ta'awun or helping each other in emergency situations; (4) Be satified so that someone doesn't buy more than his need. This research is expected to be useful for sellers and consumers to behave Islamic ethics in responding to panic buying and ihtikar.
Improving Literacy of Fiqh Muamalah and Islamic Economics Through Community-Based Research Method Muhammad Nurul Alim; Dian Amand Nasution; Fauzan Agung Pratama; Ikhlasul Amal Wishri; Muhammad Nugraha; Maulana Ahmad Abadi; Tri Hidayatullah; Taufik Hidayat; Wizhar Al Giffari
As-sunnah: Jurnal Pengabdian Masyarakat Vol 4 No 2 (2024): AL-ARKHABiiL: Jurnal Pengabdian Masyarakat
Publisher : ASSUNNAH PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/jpm_assunnah.v4i2.783

Abstract

This KKNT was held in the month of Ramadhan 1445 H on 16-30 May 2024 in collaboration with the management of Al Istiqamah Mosque (BKM) in the BDSN complex Tangga Batu 1 Village, Kec. Permaksian, Kab. Toba, North Sumatra. Based on prior observation, research, and interviews, several problems were identified namely the lack of literacy in fiqh muamalat knowledge and the lack of teachers who teach children the subject of Arabic language, tahsin and tahfidh and the Koran. These problems need to be resolved by conducting programs. The method used was community-based research (CBR). The result of this community service shows that the number of communities who attended the sermons was still below expectations while the participation and enthusiasm of children in the subjects of Arabic language, tahsin and tahfidh, and the Koran was very high. This community service is expected to enhance the community literacy of fiqh muamalah and Islamic Economics. It is suggested that community awareness in learning religious knowledge must be improved to increase their participation.
Co-Authors Dian Amand Nasution Djaka Suryadi Fauzan Agung Pratama Ikhlasul Amal Wishri Maulana Ahmad Abadi Muhammad Nugraha Risqi Amalia Ruslan Husein Marasabessy Taufik Hidayat Tri Hidayatullah Wahyu Hidayat Wizhar Al Giffari