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All Journal AL-ARKHABIIL: Jurnal Pengabdian Masyarakat Islamic Banking & Economic Law Studies
Muhammad Nurul Alim
STAI Asy-Syukriyyah Tangerang
Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Improving Literacy of Forbidden Selling and Buying in Contemporary Transactions Through Service-Learning Method Muhammad Nurul Alim; Ruslan Husein Marasabessy; Irwan Maulana; Evan Hamzah Muchtar; Edy Junaedi; Wahyu Hidayat
As-sunnah: Jurnal Pengabdian Masyarakat Vol 3 No 3 (2023): AL-ARKHABiiL: Jurnal Pengabdian Masyarakat
Publisher : ASSUNNAH PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/jpm_assunnah.v3i3.567

Abstract

Sharia economic literacy has not touched much on the practice of illicit buying and selling in contemporary financial transactions. Based on a preliminary survey as well as the request of community leaders, a community service activity that carries out literacy on the said subject is needed to be conducted. The method used is Service-Learning which provides an active learning model, the method of which is not only face-to-face lectures but also provides a sense of responsibility of presentations as part of society. This activity involved 71 participants, of which 51 out of 71 were willing to fill out the questionaire. The result shows that this community service activity has helped participants in understanding prohibited buying and selling in contemporary transactions. The presentation on Sharia provisions in buying and selling improved the awareness and knowledge of illicit transactions. Referring to the activity evaluation, this community service is beneficial, being reflected by the improvement of participants' comprehension and the increased level of literacy before and after the program.
PENGARUH PENERIMAAN TEKNOLOGI DENGAN METODE UTAUT TERHADAP MINAT MENGGUNAKAN MOBILE BANKING DI BSI TANGERANG Muhammad Nurul Alim; Wahyu Hidayat; Risqi Amalia
I-BEST: Islamic Banking & Economic Law Studies Vol. 3 No. 1 (2024): I-BEST: ISLAMIC BANKING & ECONOMIC LAW STUDIES
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/ibest.v3i1.489

Abstract

The purpose of this study is to determine the effect of UTAUT factors, namely Performance Expectations, Effort Expectations, Social Influence and Facilitating Conditions partially and simultaneously on customer interest in using BSI mobile banking services in Tangerang. With four independent variables, namely: Performance Expectations (X1), Business Expectations (X2), Social Influence (X3), and Facilitating Conditions and the dependent variable is Interest (Y). The population in this study were Bank Syariah Indonesia customers with a sample size of 110 respondents. This study applies quantitative research methods. The analysis used in this study is the measurement model test (outer model) and the structural model test (inner model). This study uses the SmartPLS 3.0 program to process data.The results of this study indicate that the Performance Expectation variable (X1) has a positive and significant effect on the variable customer interest in using mbanking services with a significance level of 0.000 <0.05. The Effort Expectation variable (X2) has a negative and insignificant effect on interest in using mbanking services with a significance level of 0.557>0.05. The Social Influence variable has a positive and significant effect on interest in using mbanking services with a significance level of 0.000 <0.05. Facilitating Conditions have a positive and insignificant effect on customer interest in using mbanking services with a significance level of 0.315>0.05 then simultaneously together the independent variables simultaneously affect the dependent variable interest in using mbanking services.This research is expected to be useful for further research that wants to develop further research knowledge, banking and academic parties.
DEFAULT MORTGAGE CUSTOMERS THROUGH BANK KPR WITH BUYBACK GUARANTEE DEVELOPER FACILITY IN ISLAMIC ECONOMICS PERSPECTIVE Djaka Suryadi; Muhammad Nurul Alim
I-BEST: Islamic Banking & Economic Law Studies Vol. 3 No. 1 (2024): I-BEST: ISLAMIC BANKING & ECONOMIC LAW STUDIES
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/ibest.v3i1.497

Abstract

This research aims to determine the buyback guarantee regulatory system and the buyback guarantee working mechanism until the bank makes a buyback guarantee claim to the developer. This research also aims to review buyback guarantee from Islamic perspective. The research method used is qualitative research using closed interviews and observation methods. Based on the research results, the developer has the criteria for potential partners to be able to work together and make agreement rules for both parties and the risks that will be experienced by the Customer, Bank, and Developer. The developer can make an effort before the bank makes a buyback guarantee claim to remind the customer that payment obligations at the bank are in arrears. In Islamic sharia perspective, the buyback guarantee is permitted provided that it is an option, not an obligation. The buyer may sell either to the first seller or another person. This provision is to avoid the prohibited bai’ al-'inah, which leads to prohibited riba transaction. Other Islamic solutions are debt restructuring (rescheduling) and postponement of the debt payment.The research is expected to give Islamic solution before buyback guarantee is executed
Co-Authors Djaka Suryadi Edy Junaedi Evan Hamzah Irwan Maulana Risqi Amalia Ruslan Husein Marasabessy Wahyu Hidayat Wahyu Hidayat