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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) BEMAS: Jurnal Bermasyarakat
Muhammad Roihan
Universitas Jambi
Humanities Economics, Econometrics & Finance Health Professions Languange, Linguistic, Communication & Media Social Sciences Other

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Pendampingan proses produk halal pada kelompok usaha mikro dalam mendukung halal value chain kota Jambi Rafiqi; Aditya Pratama; Heni Pratiwi; Yusuf Zaini Aprizal; Muhammad Roihan
BEMAS: Jurnal Bermasyarakat Vol 4 No 2 (2024): BEMAS: Jurnal Bermasyarakat
Publisher : LPPMPK-Sekolah Tinggi Teknologi Muhammadiyah Cileungsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37373/bemas.v4i2.746

Abstract

Permintaan produk halal semakin meningkat di seluruh dunia, baik dari konsumen Muslim maupun non-Muslim. Hal ini membuka peluang bagi para produsen terutama produsen makanan untuk memproduksi makanan halal dan mengembangkan pangsa pasar makanan halal di seluruh dunia. Proses produk halal mengacu pada serangkaian langkah yang harus diambil untuk memastikan bahwa produk yang dihasilkan memenuhi kualifikasi halal. Menggunakan metode Participatory Rural Appraisal dimana mitra yakni pelaku usaha mikro Danau Teluk, Jambi dilibatkan secara aktif mulai dari tahap perencanaan, pelaksanaan hingga evaluasi. Tujuannya melalui sosialisasi ini pengetahuan serta pemahaman tentang prinsip kehalalan meningkat dan pada gilirannya memotivasi pelaku usaha untuk mendaftarkan produknya untuk mendapatkan sertifikasi halal dari BPJPH. Kegiatan berjalan dengan baik dengan dihadiri oleh 72 pelaku usaha mikro, 40 diantaranya mendapat pendampingan proses produk halal. Pelaku usaha mikro yang memiliki sertifikasi halal memberikan kontribusi dalam memastikan keberlangsungan rantai nilai halal secara keseluruhan dari produksi hingga konsumsi
THE INFLUENCE OF CAPITAL ADEQUACY, NON-PERFORMING FINANCING, LIQUIDITY, AND OPERATIONAL EFFICIENCY ON PROFITABILITY OF ISLAMIC BANKS Muhammad Roihan
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 3 (2023): IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i3.10448

Abstract

The measure of profitability in the banking industry that is used in general is Return on Equity (ROE) and Return on Assets (ROA). In this case, the profit proxy used is Return on Assets (ROA) because ROA focuses on the company's ability to earn profits in its operations, while ROE only measures the return from the investment sector of the company owner in the business. In this study, we will see how the effect of capital adequacy will be proxied by the Capital Adequacy Ratio (CAR), Problem Financing which will be proxied by the Non Performing Financing (NPF), Liquidity which will be proxied by the Financing to Deposit Ratio (FDR) and Operational Efficiency which will be proxied by the ratio of Operational Expenses to Operational Income (BOPO). The results of the study show that there is a influence of variable independent (CAR, NPF, FDR, BOPO) simultaneously on variables dependent it (ROA). Partially only the CAR variable which shows a significant positive positive effect and BOPO which shows a significant negative effect on profitability (ROA). While the other two variables, namely NPF and FDR, have no significant effect on profitability (ROA).
Co-Authors Aditya Pratama Heni Pratiwi Rafiqi Rafiqi Yusuf Zaini Aprizal