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All Journal Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal
Endang Endang
Universitas Negeri Medan
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Peran Asuransi Syariah dalam Menyediakan Perlindungan Finansial yang Islami Abed Nego Siregar; Endang Endang; Fera Daniaty Nababn; Putri Titin Sianturi; Rafli Ramli; Samuel Tobing
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 2 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i2.12247

Abstract

This study investigates the development and impact of sharia insurance in Indonesia, the country with the largest Muslim population in the world. The Islamic financial market in Indonesia has great potential because the majority of the population is Muslim. This study analyzes publications and journals in Indonesia that discuss sharia insurance using the literature review method. The research results show that sharia insurance has developed into a contemporary financial company that is able to compete with conventional insurance. Based on the main principles of Islam, such as Aqidah, Al Itu, Prophethood, Khilafah, and Ma'ad, sharia insurance includes products such as life insurance, education insurance, and health insurance. The sharia life insurance business uses tabarru' and mudharabah contracts to manage participant funds, which are invested in accordance with Sharia law. The concept, legal sources, sharia supervision, agreements, ownership and management of funds, premiums, and sources of payment for sharia insurance claims are different from conventional insurance. Through mutual cooperation, investment, and providing financial needs when risks occur, sharia insurance helps build a sustainable sharia economy. However, the economic crisis, capital needs, competition in regional markets, shortage of human resources, lack of public awareness, and product distribution problems are all the problems facing sharia insurance. Further efforts are needed to overcome difficulties and increase public understanding of the importance of sharia insurance.
Peran Asuransi Syariah Dalam Menyediakan Perlindungan Finansial Yang Islami Abed Nego Siregar; Endang Endang; Fera Daniaty Nababan; Putri Titin Sianturi; Rafli Ramli; Samuel Tobing
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i6.6697

Abstract

Studi ini menyelidiki perkembangan dan dampak asuransi syariah di Indonesia, yaitu negara dengan rata-rata penduduk Muslim terbesar di dunia. Pasar keuangan syariah yang berada di Indonesia memiliki potensi yang besar karena mayoritas penduduknya beragama Islam. Studi ini menganalisis publikasi dan jurnal di Indonesia yang membahas asuransi syariah dengan menggunakan metode review literatur. Hasil penelitian menunjukkan bahwa asuransi syariah telah berkembang menjadi perusahaan keuangan kontemporer yang mampu bersaing dengan asuransi konvensional. Didasarkan pada prinsip-prinsip utama Islam, seperti Aqidah, Al Adalah, Kenabian, Khilafah, dan Ma'ad, asuransi syariah mencakup produk seperti asuransi jiwa, asuransi pendidikan, dan asuransi kesehatan. Bisnis asuransi jiwa syariah menggunakan akad tabarru' dan mudharabah untuk mengelola dana peserta, yang diinvestasikan sesuai dengan hukum Syariah. Konsep, sumber hukum, pengawasan syariah, perjanjian, kepemilikan dan pengelolaan dana, premi, dan sumber pembayaran klaim asuransi syariah berbeda dengan asuransi konvensional. Melalui gotong royong, investasi, dan pemenuhan kebutuhan finansial saat terjadi risiko, asuransi syariah membantu membangun ekonomi syariah yang berkelanjutan.Namun, krisis ekonomi, kebutuhan modal, persaingan di pasar regional, kekurangan sumber daya manusia, kurangnya kesadaran publik, dan masalah distribusi produk adalah semua masalah yang menghadapi asuransi syariah. Diperlukan upaya lebih lanjut untuk mengatasi kesulitan dan meningkatkan pemahaman masyarakat tentang pentingnya asuransi syariah.
Peran Pemerintah Desa Dalam Menigkatkan Kualitas Pelayanan Publik Khairani Alawiyah Matondang; Putri Kemala Dewi Lubis; Endang Endang; Fera Daniaty Nababan; Putri Titin Sianturi
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 1 (2024): February
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10673219

Abstract

Service is the main task of state apparatus. The scope of public interest services and services covers a broad field of public life. This mandate is contained in the 4th paragraph of the Preamble of the 1945 Constitution, but in practice, Indonesian public services have not run well. Provisions of public service to public civil servants are actually the result of the functioning of state institutions as civil servants. Therefore, the position of government agencies in staffing is very strategic because it determines the extent to which the government can best serve the community. .According to the purpose of the establishment. The results of this study indicate that the role of the village government in improving the economy of rural communities can be seen from the indicators of this study: governance, development implementation, community empowerment, and village community empowerment. The research method used to compile this article is a library survey. That is, reviewing the journal references we find and adapting them to the topic of this article. Based on the literature and reviews conducted in these journals, we found an impact between the welfare of teaching staff and improving the quality of education.
Co-Authors Abed Nego Siregar Fera Daniaty Nababan Fera Daniaty Nababn Khairani Alawiyah Matondang Putri Kemala Dewi Lubis Putri Titin Sianturi Rafli Ramli Samuel Tobing