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KONSISTENSI DAN EFEKTIVITAS PERAN LEMBAGA KEUANGAN NON BANK (KOPERASI SIMPAN PINJAM) SEBAGAI PENGGERAK PEREKONOMIAN INDONESIA Dicky Perwira Ompusunggu; Depy Rizkika Indria Sutrisno; Alexandra Hukom
Jurnal Cahaya Mandalika ISSN 2721-4796 (online) Vol. 4 (2023): Jurnal Cahaya Mandalika
Publisher : Institut Penelitian Dan Pengambangan Mandalika Indonesia (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jcm.v4i1.1449

Abstract

A savings and loan cooperative, also called a credit cooperative, is a cooperative that allocates the deposits of its members who need capital support for their business. The purpose of this paper is to provide information about Savings and Loan Cooperatives that have the potential to contribute to the Indonesian national economy. With the continued development of Savings and Loans Cooperatives throughout Indonesia, it is hoped that it can help MSME business actors who are members of the Savings and Loans Cooperative to develop their businesses so that they can create jobs and reduce poverty in Indonesia. In this study, a literature study method was used that aims to understand the role of non-bank financial institutions, namely savings and loan cooperatives, to find out how savings and loan cooperatives are a driving factor for the economy in Indonesia.This research also uses descriptive analysis based on literature reviews of journals, articles, books and other research. With the results of research that savings and loans cooperatives play an important role in the economic development of the people in Indonesia. The main purpose of establishing cooperatives, which are one of the driving forces of the national economy, is to protect the welfare of rural communities and has expanded its establishment to the present.
Analisis Rasio Keuangan Untuk Menilai Kinerja Keuangan Pada PT. Indofood Sukses Makmur, Tbk. Di Bursa Efek Indonesia (BEI) Periode 2015-2022 Dicky Perwira Ompusunggu; Elisa Febriani
Matriks Jurnal Sosial dan Sains Vol. 5 No. 1 (2023): Matriks: Jurnal Sosial dan Sains
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/matriks.v5i1.492

Abstract

Dasar dalam penilaian pencapaian dan prestasi perusahaan adalah melalui analisis keuangan. Melalui analisis keuangan perusahaan juga dapat pengendalikan kondisi keuangan dan membuat kerangka kerja perusahaan. Dalam menilai prospek kerja suatu perusahaan pada masa lalu dan masa yang akan datang serta menilai prestasi dari suatu perusahaan, maka digunakan analisis keuangan yang mencakup rasio keuangan serta kelebihan dan kelemahan dibidang keuangan. Metode penelitian yang digunakan adalah metode kualitatif, yaitu dengan membandingkan rasio-rasio keuangan pada objek penelitian PT. Indofood Sukses Makmur, Tbk. tahun 2015 sampai dengan tahun 2022 kemudian menginterpretasikannya. Sumber data diperoleh melalui website resmi PT. Indofood Sukses Makmur yaitu www.idnfinancials.com. Berdasarkan hasil perhitungan dan analisa kinerja keuangan dapat disimpulkan bahwa kinerja keuangan PT. Indofood Sukses Makmur mengalami pertumbuhan di berbagai aspek. PT. Indofood Sukses Makmur, Tbk. mampu bersaing dengan perusahaan lain, perusahaan mampu meningkatkan profitabilitasnya sehingga menyebabkan keuntungan bagi perusahaan maupun investor
Analisis Pengaruh Current Ratio Dan Debt To Equity Ratio Terhadap Return On Asset Pada PT Nippon Indosari Corpindo Tbk Cristian Zendrato; Roni Wijaya Zendrato; Dicky Perwira Ompusunggu
Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Vol 2 No 2 (2023): Mei : Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupsim.v2i2.1309

Abstract

The purpose of this study is to review the extent to which the current ratio (CR) and debt-to-equity ratio (DER) have an influence on return on assets (ROA), as well as the effect of both simultaneously on ROA. This study applies a quantitative research design, by collecting secondary data from documentation and literature studies. The purposive sampling method was used to select the research sample. The research findings show that the multiple linear regression coefficient value is Y = 0.004 + 0.003 X1 + 0.066 X2 where the linear regression coefficient of current ratio is 0.003 and the regression coefficient of debt to equity ratio is 0.066 and each increase in financial ratios (CR and DER) by 1% will increase ROA by 0.003% and 0.066%, assuming other variables remain constant. 72.8% or 0.728 is the coefficient of determination. This implies that the independent variables can explain 72.8% of the variation in the value of the dependent variable, with other factors influencing the remaining 27.2%. The debt ratio has a substantially favourable impact on return on assets, while the current ratio partially has no impact.
Pentingnya Manajemen Keuangan Bagi Perusahaan Nina Irenetia; Dicky Perwira Ompusunggu
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 3 No. 2 (2023): Mei: Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v3i2.1129

Abstract

Manajemen keuangan yang baik sangat penting bagi perusahaan untuk mencapai tujuan keuangan jangka panjang.[1] Tujuan manajemen keuangan adalah memaksimalkan nilai perusahaan dan memastikan kelangsungan bisnis dengan mengelola sumber daya finansial secara efektif dan efisien. Artikel ini akan membahas pentingnya manajemen keuangan bagi perusahaan, termasuk kebutuhan untuk mengelola anggaran, mengidentifikasi sumber daya finansial, mengelola risiko, dan melakukan analisis keuangan yang baik. Kesimpulannya, manajemen keuangan yang baik dapat membantu perusahaan mencapai kesuksesan finansial jangka panjang dan memaksimalkan nilai perusahaan.
Potensi Keuangan Umkm Jasuke: Mendalami Hasil Penjualan di Kabupaten Bartim Dicky Perwira Ompusunggu; Depi Tamara
Jurnal Bintang Manajemen Vol 1 No 2 (2023): Juni : Jurnal Bintang Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (491.968 KB) | DOI: 10.55606/jubima.v1i2.1380

Abstract

This journal aims to analyze the results of UMKM operations in the Bartim area, which operates Padang Padang fresh snacks made from corn, milk and cheese or also called jasuke. Financial analysis is carried out based on sales results for the past year using several financial risks such as profitability risks, liquidity risk and activity risk, the data used in this study were obtained from UMKM jasuke's financial reports.
Efektifitas Manajemen Keuangan UMKM di Kota Palangka Raya Sebagai Strategi pada Masa New Normal Covid-19 Dicky Perwira Ompusunggu; Melya Nanda
Jurnal Visi Manajemen Vol. 9 No. 2 (2023): Mei : Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v9i2.277

Abstract

This journal discusses the effectiveness of financial management in Micro, Small and Medium Enterprises (MSMEs) in Palangka Raya City as a strategy in dealing with the New Normal period of COVID-19. The purpose of this research is to find out how MSMEs in Palangka Raya City manage their finances during the pandemic and how it affects their business performance. The method used in this study was direct interviews with 3 respondents consisting of MSME owners and their financial managers. The results of the study show that MSMEs in Palangka Raya City apply various financial management strategies such as cost savings and increased efficiency in their business processes. In facing the New Normal period of COVID-19, effective financial management can help MSMEs to continue operating and even improve their business performance. In conclusion, effective financial management is a key factor in maintaining the survival of MSMEs during this pandemic.
Pelatihan Manajemen Keuangan Bagi Umkm Kota Palangka Raya dan Pengelolaan Usahanya Dicky Perwira Ompusunggu; Ditya Sriwahyni Sinurat
Jurnal Ekonomi dan Manajemen Vol. 3 No. 2 (2023): Juni : Jurnal Ekonomi dan Manajemen
Publisher : Amik Veteran Porwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v3i2.1375

Abstract

This research is expected to contribute to the development of MSMEs in the city of Palangka Raya, as well as to inspire MSMEs in Indonesia to manage their business finances well. This research uses a qualitative method with a descriptive approach, aiming to describe phenomena or events that occur in detail and comprehensively. In this study, data was collected using observational sources, namely direct observation of MSMEs participating in financial management training in Palangka Raya and running their businesses after the training. Financial management for MSMEs in Palangka Raya City, it can be concluded that MSME actors need more time to record their cash flow and need to improve their understanding of how to calculate profits accurately. This non-profit program presents financial management problems faced by MSMEs in Palangkaraya. Difficulty tracking cash flow, undercapitalization, mispriced, high bills, a mix of personal and corporate finances, and more.
Analisis Likuiditas, Leverage dan Ukuran Perusahaan Dicky Perwira Ompusunggu; Sapna Rahayu
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 2 No. 2 (2023): Juni : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v2i2.779

Abstract

Research to better understand the real estate and plantation market in Indonesia, analyze the factors that affect returns on investment, and make policy recommendations that can improve efficiency and productivity in these areas. Combined quantitative research was conducted to investigate liquidity, leverage, and company size to determine the relationship between these variables. One factor that affects a business's value is its profitability, which can be measured from the profits generated by the company every year. If the company is very productive and profits increase, it will attract investors, and the value of the company will grow. Profitability is the ability to generate profits from sales or investments, while liquidity is the ability to pay short-term obligations on time. Leverage measures how well a company uses debt to finance its operations, and company size is the company's total market value.
Pendampingan Peningkatan Kemampuan Manajemen Keuangan Di Toko Plastik Silvanoor Dicky Perwira Ompusunggu; Mona Elisa
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 2 No. 2 (2023): Juni : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v2i2.786

Abstract

Money is essential in modern life and is needed by everyone to fulfill their needs and desires. There are differences in money management so some people can use it well, and others need to. With proper financial management, individuals can make optimal use of their money. The Silvanoor store in Palangkaraya has good profit potential, but its financial management is still simple, so it is necessary to provide financial management assistance for shop owners and employees. The purpose of this is to improve the financial management capabilities of the Silvanoor plastic shop
Strategi Pemasaran Digital Usaha Mikro, Kecil, Dan Menengah Di Desa Batu Makap Kabupaten Murung Raya Dicky Perwira Ompusunggu; Dicky Febrian
Transformasi: Journal of Economics and Business Management Vol. 2 No. 2 (2023): June : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i2.700

Abstract

This study aims to contribute knowledge about Indonesian consumer behavior and marketing strategies through social media that can help businesses increase their product sales in the increasingly competitive Murung Raya district market. A qualitative research method was used in this study. The research location is the Batu Makap Industrial Tourism Village in Murung Raya Regency. In Batu Makap village, researchers conducted structured interviews with respondents from SMEs and digital village managers. The existence of this information technology has an impact on existing markets and existing business agreements. Steps will be taken to introduce SMEs to digital marketing and attract them to participate in loan programs to use digital marketing techniques. In addition, MSME players will also learn about marketing strategies such as digital marketing, online shopping, and product development. Digital marketing enables marketing and selling products based on customer location. Some MSMEs have mastered using technology to sell their products. In developing a digital village in Makapu Village, Murung Raya District, digital marketing has enabled MSMEs to lead their marketing. Steps have been taken to introduce MSMEs to digital marketing and encourage them to participate in lending programs and use digital marketing techniques.