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PERLINDUNGAN HUKUM TERHADAP NASABAH BANK PENGGUNA INTERNET BANKING DALAM PERSPEKTIF HUKUM POSITIF DAN HUKUM ISLAM Silvia Maharani; Irvan Iswandi; Alfi Satria
Journal of Islamic Studies Vol 1 No 1 (2023): Journal of Islamic Studies
Publisher : Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61341/jis/v1i1.008

Advances in information technology, especially internet media, provide many benefits, such as in terms of speed and convenience, but on the other hand, they contain risks that can cause losses to customers. In this regard, protection for customers who use internet banking is needed to protect the rights of customers as consumers of banking services. This study aims to determine the development of internet banking users in Indonesian banking and to determine legal protection for customers who use internet banking from the point of view of laws and Islamic law. The researcher uses a normative juridical approach, namely a legal research method that is carried out by examining library materials. In this study there are primary data sources, namely obtained from laws and regulations, sources of Islamic law and secondary data obtained from articles, bulletins, or scientific papers. Based on the results of the research, it was concluded that although there are no laws and regulations that specifically regulate internet banking, in the positive legal order in Indonesia there are laws that regulate legal protection for consumers (customers who use internet banking), one of which is the establishment of Deposit Guarantee (LPS). Implementation of legal protection for customers who use internet banking by LPS according to Islamic law is permissible, because there is no argument prohibiting its implementation and also the implementation does not contain actions that deviate from the terms and conditions in Islamic law.

TINJAUAN SISTEM KERJASAMA PENGELOLAAN LAHAN PERTANIAN DALAM PERSPEKTIF EKONOMI ISLAM (STUDI KASUS DI DESA MAJA KECAMATAN MARGA PUNDUH KABUPATEN PESAWARAN PROVINSI LAMPUNG Murnasih Murnasih; Irvan Iswandi; Ahmad Asrof Fitri
Journal of Islamic Studies Vol 1 No 1 (2023): Journal of Islamic Studies
Publisher : Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61341/jis/v1i1.009

The local community often cooperates in the management of agricultural land between land owners and land managers. Because not all landowners are able to manage their land and have knowledge of agricultural management. On the other hand, not everyone who has knowledge in land management owns land, so there is a process of cooperation between the two parties to generate mutual benefits. The majority of residents in Maja Village work as farmers. The author is interested in researching the cooperative system of agricultural land management in Maja Village, Marga Punduh District, Pesawaran Regency, Lampung Province, especially from the perspective of Islamic law. The research approach used was descriptive qualitative with in-depth interview techniques with informants. The techniques used in the data collection process were through interviews, observation, and documentation. The results of this study indicate that in conducting agricultural land management cooperation contracts between landowners and cultivators only verbally, not in writing. In addition, there is no time limit for the end of this cooperation in land management.

PELAKSANAAN ZAKAT PERTANIAN KAKAO DALAM PERSPEKTIF HUKUM ISLAM (STUDI KASUS DI DESA MAJA KECAMATAN MARGA PUNDUH KABUPATEN PESAWARAN PROVINSI LAMPUNG Akhmad Saefudin; Irvan Iswandi; Ali Aminulloh
Journal of Islamic Studies Vol 1 No 1 (2023): Journal of Islamic Studies
Publisher : Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61341/jis/v1i1.007

Zakat is part of the assets that must be issued by Muslims. Results from agriculture that have economic value must also be issued zakat. Agricultural zakat is zakat maal or wealth zakat resulting from agriculture or plantations that has economic value, and is usually used for human consumption. The amount of zakat is regulated in the book of Islamic jurisprudence. Most of the residents of Maja Village work as farmers, especially cocoa producers.The author is motivated by curiosity about how the implementation of agricultural zakat in Maja Village. In accordance with the research objective, namely to determine the implementation of agricultural zakat in Maja Village, Marga Punduh District, Pesawaran Regency, Lampung Province. This study will also examine whether the implementation of agricultural zakat in Maja Village is in accordance with Islamic law and what factors influence its implementation. This research used descriptive qualitative with the type of field research (field research). The data collection process in this study used interview, observation, and documentation techniques. The results of the study show that the implementation of agricultural zakat in Maja Village is only 2.5% of the yield and this shows that the implementation of agricultural zakat in Maja Village does not meet the criteria of Islamic law. This is influenced by several factors, including the lack of knowledge about agricultural zakat, habitual factors, and the lack of education regarding agricultural zakat in Maja Village.

IMPLEMENTASI AKAD IJARAH DALAM PRAKTIK SEWA MENYEWA POHON MANGGA MENURUT PERSPEKTIF TEORI AL-MASLAHAH Arman Rajiman; Irvan Iswandi; Ahmad Asrof Fitri
Journal of Islamic Studies Vol 1 No 2 (2023): Journal of Islamic Studies
Publisher : Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61341/jis/v1i2.014

Lease of mango trees in Haurgeulis village is carried out when mango fruit collectors need certainty of the availability of mangoes when the fruit season arrived and as well as the financial need of the owner of the mango tree. This study is categorized as field research with descriptive qualitative approach, data collection methods using observation, interviews, and documentation. In this study, the researchers choose the type of purposive sampling to determine respondents. Additionally, the analysis follows some steps: data checking, classification, verification, analysis, and making conclusion. The result of the study shows that: 1. The implementation Ijarah contract of the lease of mango tree is carried out verbally, the contract is carried out simultaneously when the lessee pay a lease fee to the mango tree owner accompanied by a limitation on the lease period in accordance with the agreement of both parties; 2. The practice of Ijarah contract of the lease of mango tree which has been carried out in the perspective of al-maslahah theory has brought benefits to both the tree owner and the lessee at the level of al-maslahah dharuriyah, although in certain circumstances the lessee has the potential to suffer losses, this is just a risk in business.

TINJAUAN HUKUM ISLAM TERHADAP YOUTUBE SEBAGAI SUMBER PENGHASILAN(Studi Kasus Youtuber dari Civitas Ma’had Al-Zaytun) Nur Usmaniah; Irvan Iswandi; Ahmad Asrof Fitri
Journal of Islamic Studies Vol 1 No 2 (2023): Journal of Islamic Studies
Publisher : Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61341/jis/v1i2.015

Youtube is a video sharing website where users can upload, watch and share videos with other users. Youtube can not only be used to seek entertainment, seek information and knowledge, but can also be used as a business medium to make money. The purpose of this research is to find out and understand how the Youtube process can be used as a source of income and how Islamic law reviews Youtube as a source of income. This study used field research and using observation research methods and semi-structured interviews. The sampling method used is Nonprobability Sampling. In this study, researchers used a purposive sampling technique. The result of this study indicate that: 1) At the time of monetization, we are given the choice to determine the type of source of income we want to get from YouTube. A YouTube accout can already earn income if it has been monetized by Google and meets the minimum number of subscribers and views; 2) When viewed from the object, the form of ijarah used is charity ijarah, namely ijarah for actions or human labor which is termed wwages. Judging from the legal terms of buying and selling, one of them is the law is valid and lawful. If seen from the terms of sale and purchase, then the law is permissible.

PENERAPAN KHIYAR DALAM TRANSAKSI JUAL BELI PERSPEKTIF HUKUM ISLAM (Studi Kasus di Pasar Haurgeulis Kabupaten Indramayu) Kholishotul Madaniyyah; Irvan Iswandi; Ahmad Asrof Fitri
Journal of Islamic Studies Vol 1 No 2 (2023): Journal of Islamic Studies
Publisher : Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61341/jis/v1i2.016

This research aims to find out how is the concept of khiyar implementation and the suitable of the implementation of khiyar at Haurgeulis Market with Islamic provisions .This research is a qualitative research. Data were collected through observation, interviews, and documentation. From the research results, it can be concluded that buy and sell practice in Haurgeulis Market has mostly used khiyar but khiyar concept is not well understood yet. The khiyar which is frequently used was khiyar majlis, khiyar ‘aib, and khiyar syarat. Khiyar ru’yah is still rarely used, while khiyar ta’yin is not used because it never happens. For the process of its implementation, it is still not fully in accordance with Islamic Shariah and in case of goods return period which must be according to the hadits in three days, while in Haurgeulis Market it can be more than three days or even there is no time limits.

ANALISIS TERHADAP PERKARA KETERLAMBATAN PELAPORAN AKUISISI (PERKARA NOMOR 02/KPPU-M/2018) Didik Budiyanto; Ahmad Sudirman Abbas; Irvan Iswandi
Journal of Islamic Studies Vol 1 No 2 (2023): Journal of Islamic Studies
Publisher : Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61341/jis/v1i2.018

There are currently laws against monopolies and business competition in more than 80 nations worldwide and more than 20 other countries are trying to draft the same laws. In the current era of globalization, business competition in the trade market is getting tighter. Companies are required to always develop strategies and create new innovations to maintain their existence. One of the crucial legal tools in a market economy is competition law. The government aims to safeguard healthy competition between market participants through commercial competition law. This kind of study is done in libraries using a normative legal framework that draws on societal norms as well as legal standards found in laws, rules, and court rulings. The aims of this research are to find out the optimization of Law Number 5 of 1999 concerning the Commission for the Supervision of Business Competition (KPPU) for resolving monopoly problems and unfair business competition, and to find out the obligation to notify share acquisition by Savings and Loans Services Cooperatives. The results of the study concluded that KPPU has the authority over corporate actions carried out by Kospin Jasa in the form of acquisition of PT. ATU. Based on the principle of accountability based on the element of error, Kospin Jasa has legal responsibility for its actions. Mistakes made by Kospin Jasa are errors in the form of negligence.

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