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All Journal Jurnal Manajemen Sains dan Organisasi (JMSO) Balance : Media Informasi Akuntansi dan Keuangan Jurnal Penelitian dan Pengabdian Masyarakat
Sanjayanto Nugroho
Universitas Palangka Raya
Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Journal : Balance : Media Informasi Akuntansi dan Keuangan

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Dampak Sosial Ekonomi Pinjaman Online di Palangkaraya: Kajian Terhadap Pola Peminjaman dan Pengaruhnya terhadap Masyarakat Jolta Neus Dopin; Micki Setiawan; Renopasi Renopasi; Dhemenggus Rico Oktario; Sanjayanto Nugroho
Balance: Media Informasi Akuntansi dan Keuangan Vol. 16 No. 1 (2024): Jurnal BALANCE: Media Informasi Akuntansi dan Keuangan
Publisher : Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/blnc.v16i1.11472

Abstract

This study aims to assess the socio-economic impacts of online lending in palangkaraya. Focusing in lending patterns and their implications for the community. The research merhod use was a qualitative approach through interviews with a number of respondents who have used online lending services. The results show that the dominant pattern of borrowing is influenced by urgent needs, but the high interest rate of this service increases the financial risk for individuals. There are also indications of changes in consumption patterns, with some respondents having difficulty repaying loans leading to a sacrifice of long-term financial balance. The implication is the potential for local economic growth to be stunted and quality of life to suffer as a result of the growing financial burden on the people of palangkaraya
Co-Authors Aprilita Aprilita Dhemenggus Rico Oktario Dhina Sri Widyaningsih John Budiman Bancin Jolta Neus Dopin M. Roni Riswandi Meylinda Sukmani Micki Setiawan Nurlia Eka Damayanti Renopasi Renopasi Solikah Nurwati