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All Journal Journal of Economic, Bussines and Accounting (COSTING)
Fauzi Rizal
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Economics, Econometrics & Finance

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Relevansi DSN-MUI Dengan Pelaku BSI Dalam Akad Murabahah Di Sumatera Dame Siregar; Fauzi Rizal; Sawaluddin Siregar; Neila Hifzhi Siregar
Journal of Economic, Bussines and Accounting (COSTING) Vol 5 No 2 (2022): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v5i2.8532

Abstract

Murabahah is a form of sale and purchase contract that is based on rules set by syara'. Murabahah is the most dominant contract transaction used by Islamic banks in Indonesia. In carrying out murabaha transactions, Islamic banks must follow the rules set out in Islamic law and must also comply with the rules issued by the DSN-MUI. With the implementation of compliance with these rules, murabaha contracts carried out by Islamic banks will avoid elements of usury. One of the best achievements made by an Islamic financial institution is avoiding the element of usury, because basically Islamic banks are bound by Islamic rules. Keywords: Murabahah, DSN-MUI, Bank Syariah Indonesia
Pemahaman MUI Dan Implementasinya Tentang Akad Mudarabah Pada Bank Syariah Indonesia Di Tabagsel Dame Siregar; Fauzi Rizal; Sawaluddin Siregar Siregar; Neila Hifhzi Siregar
Journal of Economic, Bussines and Accounting (COSTING) Vol 6 No 2 (2023): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v6i2.8533

Abstract

All the arguments that forbid mudarabah contracts in BSI, are still general meanings, can still be compromised with other arguments that are not forbidden. The mudarabah contract has many arguments that justify it, including QS al-Baqoroh, 275, -283 and the hadith narrated by Ibn Majah number 2331 and narrated by ad-Darimi number 2940. Supporting verses are verses related to the hasan qordon (QS al-Baqoroh 2:245, al-Maidah 5:12, al-Hadid 57:11 and 18, at- Tagobun 64:17, al-Muzzammil, 73:20. If a deed has more benefits than harm, it is halal. The lawfulness of lending is not the loan contract but the reason for mutual consent, mutual benefit, the data may eat first in the shop and then pay. The marriage contract is a pillar of marriage, the purpose of which is to make it lawful to have sexual intercourse with one's spouse. The permissibility of mudarabah contracts in terms of general issues, if there are right and wrong actions in the action, but more good than wrong, the law is halal, and can maintain the objectives of maqosyidusy sayriah (QS al-Baqoroh 2: 219) and added to the hadith which contains no harm and harm between sohibul mal and BSI and customers. Keywords: Mudarabah Agreement, BSI, MUI Tabagsel
Co-Authors Dame Siregar Neila Hifhzi Siregar Neila Hifzhi Siregar Sawaluddin Siregar Sawaluddin Siregar Siregar