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Intermediasi Perbankan Syariah pada Bank Syariah Mandiri Cabang Jambi Habriyanto Habriyanto
NALAR FIQH: Jurnal Hukum Islam Vol. 3 No. 1 (2011): Juni 2011
Publisher : Fakultas Syariah Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/nf.v3i1.1258

Abstract

This article discusses about intermediation of bank sharia Mandiri Jambi. The main study to see how much third party funding and financing by bank sharia Mandiri Jambi and development bank intermediation. Based on the finding of the field turn out third party fund and financing has increased and growth. It is influenced by factors such as costumer motive in accordance with the beliefs and economics motive. Sources of financing at a bank in equity and third party fund but if the bank are not sufficient to do financing, so the bank will recourse to other branch office or use equity owner of bank. Monthly Intermediation level of bank sharia Mandiri Jambi have significant enhancer. The highest increase occurred in August 2006 at 141,31%. This is influenced by the increase of 36,71% musharaka financing. Intermediation level based on annual data are generally, the highest percentage occurred in 2007at 130, 71% because of musharaka financing increase amount 183,63%. Intermediation level of bank sharia Mandiri Jambi indicate that the bank had perform its function as regulator of Islamic financial. With the increase of financing by that bank will economic development community and can assist local authorities to develop local economy.
Faktor-Faktor Yang Mempengaruhi Perkembangan Market Share Bank Syariah: Study Kasus Bank Bukopin Syariah Periode 2018-2022 Oktaria Marlinda; Habriyanto Habriyanto; Muhammad Subhan
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i1.673

Abstract

This research aims to examine the Factors That Influence The Development Of Market Share At Bank Bukopin Syariah For The 2018-2022 Period. The method in this research is quantitative. The data used in this research is time series data for the period 2018 to 2022. The results of this research show that there is a positive and significant influence of Return on Assets (ROA) on Market Share at Bank Bukopin Syariah. There is a positive and significant influence of the Capital Adequancy Ratio (CAR) on the Market Share at Bank Bukopin Syariah. There is a positive and significant influence of Financing To Ratio (FDR) on Market Share at Bank Bukopin Syariah. There is a positive and significant influence simultaneously between Return On Assets (ROA), Capital Adequancy Ratio (CAR) and Financing To Ratio (FDR), on the Market Share at Bank Bukopin Syariah. Based on the research results, it is best to use a sample of companies operating in industries other than manufacturing and increase the research period so that the sample size is larger so that the research results can be compared and not only limited to the manufacturing industry.
Faktor yang Mempengaruhi Keputusan Pembelian Pakaian Bekas di Pasar Aurduri Kota Jambi Sherliny Widya; Habriyanto Habriyanto; Marissa Putriana
MASMAN : Master Manajemen Vol. 2 No. 3 (2024): Agustus : MASMAN : Master Manajemen
Publisher : Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/masman.v2i3.490

Abstract

The secondhand clothing market has become a popular alternative choice among consumers, especially in big cities like Jambi. This study aims to explore the factors that influence purchasing decisions of secondhand clothing in Aurduri Market, Jambi City. With the growing interest in second-hand clothing, it is important to understand the variables that influence purchasing decisions to provide deeper insights for sellers and market stakeholders. This study used a quantitative method with a sample of 40 respondents who were randomly selected. Data was collected through a questionnaire designed to evaluate the influence of price, product quality, brand, and socio-cultural factors such as local trends and norms on purchasing decisions. The results showed that price was the dominant factor influencing purchasing decisions, followed by clothing quality and seller reputation. Socio-cultural factors also influence purchasing decisions, albeit with a smaller degree of influence. The findings provide valuable insights for used clothing sellers in Aurduri Market in formulating marketing strategies, as well as enriching the literature on consumer behavior in the context of the used clothing market in Indonesia.
Pengaruh Relokasi dan Lama Usaha Terhadap Tingkat Pendapatan Pedagang Pasar Angso Duo Kota Jambi M.Firmansyah; Habriyanto Habriyanto; Ahmad Syukron Prasaja; Arsa Arsa; Hansen Rusliani; Ambok Pangiuk; Agustina Mutia
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 1 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i1.230

Abstract

the effect of relocation and length of business on the income level of market traders Angso Duo Jambi City quantitative multiple linear regression analysis. A sample of 87 traders. The results of the relocation research have a positive effect, a significance value of 0.000 < 0.005 is obtained and the tcount (3.866) > ttable (1.667). The length of business partially has no effect and is not significant on the income of the Angso Duo Market traders, Jambi City, obtained a significance value of 0.324 > 0.05, the value of tcount (0.993) < smaller than ttable (1.667). The overall results of the study indicate that the significance value is 0.000 <0.05 and the Fcount (8.541) > Ftable (3.105). It can be concluded that there is a significant effect between relocation and length of business simultaneously on the income of the Angso Duo Market traders in Jambi City. Based on the results of the F test, it can be seen that the significance value for the effect of relocation (X1) and length of business (X2) simultaneously on the income of traders (Y) is 0.000 < 0.005 and the value of Fcount > Ftable (8.541 > 3.105). that H0 is rejected, it means that there is a significant effect between relocation and the length of simultaneous business together on the income of the Jambi Angso Duo Market traders. The Adjusted R Square (R2) value of income is influenced by relocation and length of business by 16.9% and the remaining 85.1%.
Analisis Manajemen Pengelolaan Zakat Pada Badan Amil Zakat Nasional Kota Jambi Habriyanto Habriyanto; Bambang Kurniawan; Alwaraah Alwaraah
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei : JUREKSI (Journal of Islamic Economics and Finance)
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1023

Abstract

The National Zakat Amil Agency is a zakat management organization formed by the government, consisting of elements of the community and government whose task is to collect, distribute and utilize zakat in accordance with religious provisions. The Jambi City National Zakat Amil Agency (BAZNAS) carries out the task of managing zakat at the city level. This research aims to analyze zakat management which consists of planning, organizing, reporting, directing and supervising zakat in Baznas Jambi City, to find out the obstacles that exist in the zakat management process in Baznas Jambi City, and to find out solutions in managing zakat in Baznas Jambi city. In this research, researchers used qualitative descriptive methods. To reveal this problem in depth and comprehensively, the author collected data through observation, interviews, documentation. The research results show that the implementation of zakat management in Jambi City Baznas is in accordance with management theory, where management theory consists of planning, organizing, reporting, directing and supervising. The implementation of zakat management in Baznas Jambi City has met the management theory standards. So the implementation of zakat management in Jambi City Baznas is quite good, even though zakat funds are still lacking, Jambi City Baznas continues to distribute zakat funds to parties who need them so that the benefits of zakat funds in Jambi City can be felt by the community as intended in the zakat law
Peran Kerja Sama Perbankan Dengan Koperasi Unit Desa (KUD) Karya Baru Desa Teluk Tigo Kecamatan Cermin Nan Gedang Kabupaten Sarolangun Nur Azila Fitria; Habriyanto Habriyanto; Agus Riandi
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 2 (2024): April : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i2.485

Abstract

This research aims to determine the role of banking cooperation with cooperatives and the obstacles to the role of banking cooperation with the Karya Baru village unit cooperative (KUD), Teluk Tigo Village, Cermin Nan Gedang District, Sarolangun Regency. This thesis uses qualitative research methods, the data sources used are primary and secondary data sources with data collection techniques and instruments through observation, interviews and documentation. The research results show that this cooperative collects funds from its members in the form of mandatory savings, principal savings and voluntary savings. However, in carrying out cooperative activities, the cooperative management has not yet collaborated between the bank and the cooperative. The role of banking in this case is simply a place to store money for the administrators of the Karya Baru Village Unit Cooperative (KUD) in Teluk Tigo Village. There are no mutual benefits provided by either the cooperative or the banking sector, so members continue to withdraw money/borrow money through the cooperative in cash. One of the factors supporting the achievement of the goals of a program is its implementation. If the implementation of a program is good and on target, then the program can also have an impact on society. However, in this case the obstacle faced by the cooperative management is the lack of understanding of the management so that the cooperative being run is not very optimal so that the community does not have confidence in its management.
Strategi Pelayanan Dalam Meningkatkan Kepuasan Nasabah di PT. Permodalan Nasional Madani Ulamm Syariah Cabang Bangko Habriyanto Habriyanto; Bambang Kurniawan; Husnul Khotimah
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.453

Abstract

Until now, there are still many who are afraid to start a business, including online business, so a real manifestation of a successful businessman has high self-efficacy/ability in starting a business. Apart from having the ability, a businessman must also be able to understand marketing planning and strategy. well in developing a business so that the business succeeds as expected, therefore the purpose of this research is to find out: 1) How is the self-efficacy of entrepreneurs in online business for FEBI students, 2) What is the strategy for developing entrepreneurship in online business for FEBI students, 3) What are the obstacles faced in developing entrepreneurs in the online business of FEBI students. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were students who had been running their online business for more than 3 years. The number of subjects in this study were 10 people. The results of this study note that FEBI students have high self-efficacy in online business or entrepreneurship, students are confident in their abilities and have expectations for their abilities in doing business online, in building confidence students obtain from several sources, namely personal experience, other people's experiences, verbal persuasion and emotional state. In the student business development strategy it is still not running well and efficiently, and there are obstacles to student businesses such as suppliers, competitors, capital and customers.
ANALISIS PENINGKATAN AKUNTABILITAS PENGELOLAAN KEUANGAN DESA MENGGUNAKAN APLIKASI SISTEM KEUANGAN DESA (SISKEUDES) DI DESA MARGA MULYA KECAMATAN RANTAU RASAU Habriyanto Habriyanto; Muthmainnah Muthmainnah; Miftakhul Huda
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.2216

Abstract

The development of the public sector in Indonesia is currently strengthening the demand for the implementation of public accountability and transparency in government and politics, especially in the financial sector, which is a consequence that needs to be resolved when entering the autonomy paradigm. Accountable village financial management is management that must be accountable from planning, budgeting, management, and financial reporting activities. Achieving accountability is the main goal of the sector Public. The Financial and Development Supervisory Agency (BPKP), which has the task of supervising the village financial accountability system, then develops an application for village financial management, namely the village financial system or commonly known as Siskeudes.This research uses a qualitative descriptive method. This study aims to find out how to increase the accountability of village financial management in Marga Mulya village by using the village financial system application (siskeudes) and the role of the community in the realization of village accountability. The research can conclude that the quality of accountability after using the Siskeudes application is very good and the community has played a sufficient role in the realization of village financial accountability by taking part in musdes and being critical of village fund management, However, there are still several problematic aspects of village financial management that have the potential to make room for financial problems.The use of the Village Financial System (Siskeudes) application in Marga Mulya Village, Rantau Rasau District is in accordance with the provisions. limited human resources to lack of assistance in the implementation of the Siskeudes application.