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Determinan Keputusan Pengambilan Pembiayaan UMKM di Lembaga Keuangan Syariah dengan Variabel Kontrol Faktor Demografi Febrianti, Fika; Purwidianti, Wida; Handayani, Erna; Yusnar, Alfato
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.43108

Abstract

This research aims to determined the effect of financial literacy, procedures, and profit sharing on financing decisions with demographic factors as a control variable in Islamic financial institutions. Sampling technique using convenience sampling with a number sample of 105 MSME actors in Banyumas Regency. Data testing in this research used software tools, namely the SmartPLS 3.0 application. The results of this study showed that: (1) Financial Literacy has a significant effect on financing decisions. (2) the procedure has no significant effect on financing decisions. (3) revenue sharing has a significant effect on financing decisions. (4) the level of education as a control variable does not control the effect of financial literacy, procedures, and profit sharing on financing decisions. (5) income as a control variable can control the influence of financial literacy, procedures, and profit sharing on financing decisions. Keywords: Financial literacy, Procedures, Profit Sharing, Demographic Factors, Financing decision making.
Implementation of Government Policy in Efforts to Overcome Unemployment Juaharni, Juaharni; Ismail, Imran; Febrianti, Fika
Jurnal Ad'ministrare Volume 10, Issue 1, January-June 2023
Publisher : Pendidikan Administrasi Perkantoran, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/ja.v10i1.41601

Abstract

This study aims to analyze the Village Government's Efforts in Empowering Pine Sap Farming Communities in Bonto Salama Village, West Sinjai District, Sinjai Regency. Informants consisted of the Village Head, Village Secretary, Community Empowerment Institutions, and the Pine Sap Farming Community. The focus of this related research is the empowerment of pine resin farming communities in the management of pine tree sap. The research data were obtained through observation, document review, and interviews which were selected based on purposive sampling. The results of the research conducted show that the village government has carried out the duties and functions of the village, namely by encouraging and motivating the community to carry out tapping activities of pine tree sap as a source of income for the village community, as well as providing directions and presenting socialization so that the community gains knowledge about tapping pine tree sap.