Adillah, Erika Rishan
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The Influence of Religiosity and Social Environment on The Intention To Save Darussalam Gontor University Lecturers in Sharia Bank Lahuri, Setiawan bin; Adillah, Erika Rishan; Zuhroh, Ainun Amalia
MALIA: Journal of Islamic Banking and Finance Vol 7, No 2 (2023): MALIA: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v7i2.22852

Abstract

This article aims to find out how much influence the religiosity and social environment of Darussalam Gontor University lecturers have on saving in sharia banks. Gontor University lecturers are lecturers who live in an Islamic boarding school environment. This research is research with a quantitative analysis approach. Primary research data is based on a sample of 82 respondents taken using purposive sampling. The analysis uses data quality tests, classical assumption tests, multiple linear analysis tests, and statistical tests using the Statistical Product and Service Solution analysis tool version 22. The results of the research show that the religious variable has a significant positive effect on the intention to save at the bank. This is because the majority of respondents have a high level of religiosity, and respondents pay more attention to the use of services and products in implementing Islamic law. Social and environmental variables have no effect on interest in saving at Islamic banks. This is because respondents use more religiosity factors in saving behavior. Then simultaneously, the religiosity and social environment variables influence the intention to save at a sharia bank by 52.4%, and 47.6% are influenced by other variables. This research recommends that Islamic banks pay more attention to sharia systems and principles
The Influence of Religiosity and Social Environment on The Intention To Save Darussalam Gontor University Lecturers in Sharia Bank Lahuri, Setiawan bin; Adillah, Erika Rishan; Zuhroh, Ainun Amalia
MALIA: Journal of Islamic Banking and Finance Vol 7, No 2 (2023): MALIA: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v7i2.22852

Abstract

This article aims to find out how much influence the religiosity and social environment of Darussalam Gontor University lecturers have on saving in sharia banks. Gontor University lecturers are lecturers who live in an Islamic boarding school environment. This research is research with a quantitative analysis approach. Primary research data is based on a sample of 82 respondents taken using purposive sampling. The analysis uses data quality tests, classical assumption tests, multiple linear analysis tests, and statistical tests using the Statistical Product and Service Solution analysis tool version 22. The results of the research show that the religious variable has a significant positive effect on the intention to save at the bank. This is because the majority of respondents have a high level of religiosity, and respondents pay more attention to the use of services and products in implementing Islamic law. Social and environmental variables have no effect on interest in saving at Islamic banks. This is because respondents use more religiosity factors in saving behavior. Then simultaneously, the religiosity and social environment variables influence the intention to save at a sharia bank by 52.4%, and 47.6% are influenced by other variables. This research recommends that Islamic banks pay more attention to sharia systems and principles
Zakat Fundraising Unit - Mosque Collaboration as Zakat Fund Manager: Strategy for Increasing Zakat Fund Collection Syamsuri, Syamsuri; Adillah, Erika Rishan
Jurnal Internasional Ekonomi Islam Vol 6 No 01 (2024): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v6i01.7793

Abstract

Introduction: The phenomenon that occurs is that people still prefer to pay zakat to mosques due to the tradition passed down from generation to generation and easy access, especially for rural communities far from urban areas, as well as the strategic location of mosques in each area. So, it is necessary to maximize strength by establishing good relations with village officials, Islamic boarding schools, and especially mosques. Objectives: This research aims to create a collaborative concept for the excellence of the Zakat Management Unit with the characteristics of mosques to increase the collection of Zakat funds. Method: This research uses descriptive-qualitative methods with a literature review method. Data collection techniques involve selecting relevant sources and then classifying, categorizing, and interpreting the data. Results: The research results show the need for strategic steps to be taken by BAZNAS to collaborate with mosques. Then it ends with reporting, which is divided into two types. Firstly, reporting to the main mosque by accounting standard No. 109, which is forwarded to the regional BAZ to BAZNAS; secondly to the community for transparency and to maintain community trust. Implications: This research is expected to contribute to the zakat management system at the mosque zakat collection unit, especially in the field of collecting zakat funds by working with related institutions