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All Journal Jurnal Mutiara Ilmu Akuntansi Digital Business Tren Bisnis Masa Depan Jurnal Riset Akuntansi Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Jurnal Media Akademik (JMA) Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi JURNAL RUMPUN MANAJEMEN DAN EKONOMI MERDEKA: Jurnal Ilmiah Multidisiplin Jurnal Bisnis Kreatif dan Inovatif Jurnal Pajak dan Analisis Ekonomi Syariah Ekonomi Keuangan Syariah dan Akuntansi Pajak Jurnal Ekonomi, Akuntansi dan Perpajakan Akuntansi Pajak dan Kebijakan Ekonomi Digital Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Jurnal Inovasi Ekonomi Syariah dan Akuntansi Jurnal Pemimpin Bisnis Inovatif
Ersi Sisdianto
Unknown Affiliation
Religion Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi

 1 
Analisis Pengaruh Tingkat Inklusi Keuangan Dan Literasi Keuangan Terhadap Minat Menabung Masyarakat Di Bank Syariah Di Indonesia Hidayanti Shafira; Ersi Sisdianto
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 2 (2024): Juni : Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i2.575

Abstract

The development of Indonesian sharia financial institutions, especially in the field of sharia banking, has increased every year, where Indonesia is in 5th place in the world. Islamic banks strive to provide convenience for their customers through digital technology-based services, but the market share of Islamic banks is lower than conventional banks. This may be caused by the low level of understanding of sharia finance, sharia financial inclusion. This research aims to analyze whether financial literacy and financial inclusion influence people's interest in saving at Islamic banks. The research results reveal that financial inclusion and financial literacy are recognized as being able to influence people's interest in saving at Islamic banks.
Analisis Pengaruh Kebijakan Hutang Terhadap Kinerja Keuangan Perusahaan Octa Dwi Yanti; Ersi Sisdianto
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 2 (2024): Juni : Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i2.581

Abstract

This research aims to determine the effect of debt policy on the financial performance of manufacturing companies in the food and beverages sector from 2019 to 2020 which are listed on the Indonesia Stock Exchange. Debt policy is proxied by short term debt (STD), long term debt (LTD), and total debt (TD), while financial performance is used by return on equity (ROE). The method in qualitative research in determining the sample uses a purposive sampling method. The sample used was 9 companies. The analysis technique used is multiple linear regression. Based on the research results, it shows that the table shows that the results of the t test (partial) are that the short term debt variable is 0.456 > 0.05 so that H0 is accepted and Ha is rejected, which means that this independent variable partially has no significant effect on the Return on Equity variable. The long term debt variable is 0.019 < 0.05 so that H0 is rejected and HA is accepted, which means that this independent variable partially has a significant effect on the Return on Equity variable, while the total debt variable is 0.002 < 0.05 so that H0 is rejected and Ha is accepted, which means This means that this independent variable partially has a significant effect on the Return on Equity variable. Companies included in the Food and Beverages sector manufacturing company group listed on the Indonesia Stock Exchange (BEI) for the 2019-2020 period. Potential investors who want to invest must consider the company's existing debt policy. You need to pay attention to the debt strategy used, because long-term debt will affect the company's financial performance.
Co-Authors Adi Apriadi Afina Azzahra Agrayi Afifa Putri Ahmad Jarot Ainun Basita Ajeng Dwi Rahayu Akbar Aditiya Aldi Agung Fidiantoro Amalia Febi Cahyani Ananda Elsa anggi saputra Annisa Miftahul Rosada Annisa Zulfa Majid APRILIA SAFITRI Aria Aji Pratama Asti Mega Fitria Athaya Aqilla Aulia Citra Arradha Bagas Prinanda Baginda Sultan Aritonang Chandra Kurniawan Dani Iwan Saputra Darma Sari Dea Angraeni Dea Safira Dea Wulan Saputri Denada Agustia Nanda Desi Fitria Desi Ratna Sari Devi Hellyanita Dilla Sepriani Dimas Pangestu Dinda Indri L. L. Dini Juniarti Dinita Mayangsari Dio Pratama Dwi Wulandari Eka Khoiriah Elisa Khoeriyah Sukawanda Elsa Okta Akila Eni Rusnaini Erikha Viyurintina EVA YULIANA Fadia Nazwari Fanisa eka Pratiwi Farhan Zulfahmi Farida Asfiah Fasa Aska Dera Febiola Valentry Febriyanti Febriyanti Fitra Aditia Fitri Handayani Fitri Khairunnisa Cahyacita Fitriani Fitriani Hana Hanifah Hanifatun Nisa Hasbullah Eka Saputra Hayatun Nisa Herdiyanti Ulan Andani Hidayah Dwi Lestari Hidayanti Shafira Idu Aulia Intan Mawarni Intan Sari Irma Laelani Muflihah Janatul Munawaroh Jihan Thalia Putri Karennia Junisa Khairina Nur Shadrina Kharisma Khoirun Nisa Khoirul Riyansyah Kholifah Lestari Khusna Lathifannisa Lailatul Zahro Maspupah Linda Agustina Saputri Liza Aulia Putri Sandea Lusi Putri Pratiwi M. Akbar Nayandra M. Bagus Rafli Mokoginta M. Farhan Reza Ridho Kholik M.Erbi Farel.K.H Muhammad Al-Ghifari Muji Wasini Murnia Adhani Nabila Imanina Fahira Nabilla Ahdania Azahra Nia Ira Syahara Nisrina Dian Trisya Nova Carissa Novita Sari Nur Amelia Fitri Nuraini Nurhayati NURIYAH Nurmala Aprilia Nurul Azmi NURUL HABIBAH Octa Dwi Yanti Oktaviona Wijayanti Putri Diar Utami Putri Shilamaya R. Dea Laura Oksanda Rahmad Akbar Ravika Pebriani Regita Isna Aisyah Reina Reina Retno Mei Saputri Revsi Adesta Ria Ariyani Rianti Rahma Rika Aulia Rika Damai Yanti Riski Ilham Syah Saputra Riski Rudianto Robby Gamas Rosa Aisyah Ruri Selvi Anggraeni Ruslan Abdul Ghofur Salzi Mainenda Putti Setia Fitri Alviana Ningrum Shella Febrianisa Shella Juniet Dubelta Shopia Aulia Tasya Sigit Trianto Silvi Moli Lutfhia SITI KHODIJAH Sony Widia Sari Sonya Widia Sari Sri Widiastuti Susanti Diana Mahri Tyas Wahyu Malia Uswah Hanif Uut Mariska Via Yunita Viki Anggrayani Wanda Aprilianti Wegy Aprilia Pratiwi Widya Maharani Yogi Irwanda Yulia Dwi Safitri Yuliana Yuliana Yunika Kasmita Sari Yunira Hastuti Yunita Febrianti Zaki Perdana Mulia