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Pelatihan Peningkatan Kewirausahaan Pada Masyarakat Kelurahan Lewaja Ilahi, Andi Alfianto Anugrah; Arifuddin, Arifuddin; Alimuddin, Firman
Journal of Community Service and Society Empowerment Том 1 № 02 (2023): September 2023
Publisher : Pt. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jcsse.v1i02.246

Abstract

Entrepreneurship Improvement Training in the Lewaja Village Community is a training program that aims to strengthen entrepreneurial skills among the local community. This program is designed to provide the knowledge, skills and support necessary for individuals in Lewaja Subdistrict to develop their own businesses. In this training, participants will learn important aspects of starting and managing a business, including business planning, marketing, financial management, and business development strategies. With this training, it is hoped that the people of Lewaja Village can increase their economic potential, create new jobs and contribute positively to local economic development. This program is a positive step in building community economic independence and reducing the unemployment rate in Lewaja Village.
The Influence of Promotions and Interest Rates on ASN Customer Decisions in Taking Consumer Credit PT Bank Sulselbar Cabang Parepare Ilahi, Andi Alfianto Anugrah; Arifuddin; Alimuddin, Firman
International Journal of Management and Business Intelligence Vol. 2 No. 1 (2024): February 2024
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijmbi.v2i1.1461

Abstract

This research aims to find out whether promotions and interest rates have a partial and simultaneous effect on ASN customers' decisions in taking consumer credit at PT. Bank Sulselbar Parepare Branch. Multiple linear regression is the analytical technique employed, along with partial and simultaneous tests for validity, reliability, and hypothesis testing. The study's findings indicate that promotion (X1) has a somewhat substantial impact on ASN customers' decisions in taking consumer credit at PT. Bank Sulselbar Parepare Branch, this is shown based on the calculated promotional t value of 4.431 > t table 1.967 with a significance value of 0.000 < 0.05, the interest rate (X2) has a positive and partially significant effect on ASN customers' decisions in taking consumer credit at PT. Bank Sulselbar Parepare Branch, this is shown by the calculated t value of 13.627 > t table 1.967 with a significance value of 0.000 < 0.05. All Pearson correlation or calculated r values ​​from statements related to promotions and interest rates have an r table value greater than 0.107, so all instruments are declared valid. Simultaneously promotions and interest rates influence ASN customers' decisions in taking consumer credit at PT. Bank Sulselbar Parepare Branch, this is shown based on the calculated F value of 5,035.590 > F table 3.023, with a significance level of 0.000 < 0.05.