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Journal : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah

Peran PT. Permodalan Nasional Madani Mekaar Dalam Pembiayaan Usaha Mikro Kecil Menengah (UMKM) Di Kota Jambi Erlin Alhamrani; Youdhi Prayogo; Nurrahma Sari Putri
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.475

Abstract

Limited capital is one of the reasons people do not dare to open a business, because for an entrepreneur, capital is one of the requirements for running or building a business. There are two forms of capital, the first is capital in the form of money or goods. Second, namely intellectual capital such as knowledge, abilities, skills and commitment. The distribution of productive capital is expected to be able to improve the community's economy with business capital loans for the community. In reality, there are many negative perceptions regarding business capital lending, so it is canceled. The formulation of the problem in this research is the Role and Constraints/Barriers of PT Permodalan Nasional Madani Mekar in Financing Micro, Small and Medium Enterprises (MSMEs) in Jambi City. The research method in this research is a qualitative research method. The data collection techniques were carried out using observation, interviews and documentation. The results of this research are that the role of PT Permodalan Nasional Madani Mekaar in financing is to help MSME players face their obstacles in running MSMEs such as lack of capital. PT Permodalan Nasional Madani Mekaar provides capital assistance with a very fast process and without any burdensome requirements for its customers. And the obstacles/obstacles faced by PT Permodalan Nasional Madani Mekaar include the factor of customer dishonesty during interviews with PNM Mekaar and obstacles to customers running away or abandoning responsibilities.
Analisis Pengelolaan Wakaf Produktif Terhadap Kesejahteraan Masyarakat Kecamatan Mersam Kabupaten Batang Hari : Studi Pada Kelurahan Kembang Paseban Neti Febriyanti; Youdhi Prayogo; M. Maulana Hamzah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1212

Abstract

This thesis discusses the analysis of productive waqf management on the welfare of the people of Mersam sub-district, Batanng Hari district (study in Kembang Paseban sub-district). This research aims to analyze productive waqf management on community welfare. This research is a type of descriptive qualitative research. The location of this research is in the Kembang Paseban sub-district, Mersam sub-district, Batang Hari district. Next, the data collection techniques were analyzed by data reduction, data presentation, and drawing conclusions. The results of this research show that the Kembang Paseban sub-district for managing waqf, especially the Addiniyah Madrasah, is quite good. With the existence of a madrasa in the Kembang Paseban sub-district, the community can enroll their children in the madrasa. Even though it has not fully improved, the existence of this madrasah waqf is a little more able to improve the welfare of the local community. The presence of a community madrasah can open up opportunities for the community to trade at the madrasah.