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All Journal Jurnal Potensi EKSYA: Jurnal Ekonomi Syariah
Suhar
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Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Transportation

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PENGARUH LITERASI KEUANGAN SYARIAH DAN PROMOSI TERHADAP KEPUTUSAN NASABAH DALAM MEMILIH PRODUK BANK RIAU KEPRI SYARIAH Zulmi Randha Nadhea; Suhar; Nurfitri Martaliah
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1711

Abstract

Customers' decisions to save are influenced by several internal and external factors such as financial literacy and promotions. Financial literacy reflects an individual's ability to understand financial concepts, financial products, and services and to control personal financial resources independently. Promotion is one of the determining factors for the success of a marketing program. This research aims to determine the influence of sharia financial literacy and promotions both spatially and simultaneously on customers' decisions in choosing Bank Riau Kepri Syariah products. This research approach uses a quantitative descriptive approach. Data was collected using questionnaires and field observations. The research results show that partially sharia financial literacy and promotion have an influence on customers' decisions in choosing Bank Riau Kepri Syariah products. Simultaneously, the variables of sharia financial literacy and promotion influence customers' decisions in choosing Bank Riau Kepri Syariah products with a percentage of 77.3%.
PENGARUH TINGKAT LITERASI KEUANGAN SYARIAH TERHADAP MINAT BERINVESTASI DI GALERI INVESTASI SYARIAH (STUDI KASUS MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM NEGERI SULTHAN THAHA SAIFUDDIN JAMBI ANGKATAN 2020) Ega Larasati; Suhar; Nurrahma Sari Putri
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1719

Abstract

Syaria financial literacy refers to the definition of financial literacy of the Financial Services Authority, which is a consumer of sharia financial products and services with the aim of knowing and understanding sharia financial service institutions and managing sharia finance so as to increase benefits. The aim of this research is to determine the influence of sharia financial literacy on interest in investing in the sharia investment gallery among students at the Faculty of Economics and Islamic Business, UIN STS Jambi Class of 2020. This research method is descriptive quantitative research. The population in this study, namely students from the Faculty of Economics and Business, was 509 students. The sample was 84 students with a sampling technique using probability sampling. The research instrument uses observation and questionnaires, and documentation. The results of this research show that sharia financial literacy has an influence on interest in investing in the Sharia Investment Gallery with a significance value of 0.000<0.05. If sharia financial literacy increases, interest in investing will also increase. Based on the coefficient of determination, it indicates that sharia financial literacy factors can influence investment interest by 66.3%. The simple linear regression equation formed is: Y= 6,277 + 0,408 X.
IDENTIFIKASI PERDAGANGAN, JASA REKREASI DAN USAHA JASA PARIWISATA MENDUKUNG AKTIVITAS PENGEMBANGAN WILAYAH KELURAHAN SUNGAI JODOH KECAMATAN BATU AMPAR KOTA BATAM Suhar; Fahin Winukaryahan; Yuanita FD Sidabutar; Alpano Priyandes
Jurnal Potensi Vol. 4 No. 2 (2024): SEPTEMBER
Publisher : Universitas Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37776/jpot.v4i2.1494

Abstract

Penggerak ekonomi Kota Batam adalah industri, perdagangan, jasa, konstruksi, pariwisata dan alih kapal. Kota Batam memiliki beberapa kawasan perdagangan dan jasa, salah satunya adalah Kelurahan Sungai Jodoh. Kelurahan Sungai Jodoh merupakan kawasan yang paling awal dikembangkan sebagai pusat perdagangan dan jasa dibandingkan dengan kawasan perdagangan dan jasa lainnya di Kota Batam. Tulisan ini bertujuan untuk mengidentifikasi aktivitas perdagangan, jasa rekreasi dan usaha jasa wisata di Kelurahan Jodoh. Metode yang digunakan dalam penulisan adalah metode deskriptif dan analisis SWOT. Perwako Kota Batam Nomor 60 Tahun 2021 tentang Rencana Detail Tata Ruang Wilayah Perencanaan Nongsa, Bengkong, Batu Ampar, Lubuk Baja, Sekupang dan Batu Aji Kota Batam Tahun 2021-2041, Kelurahan Jodoh Peruntukan Ruang di dominasi oleh zona campuran, perdagangan dan jasa. Hal tersebut sesuai dengan aktivitas perdagangan dan jasa yang telah terbentuk. Aktivitas perdagangan, jasa rekreasi dan usaha jasa pariwisata yang terdapat di Kelurahan Sungai Jodoh antara lain pasar tradisional, mall, hiburan malam, karaoke, hotel dan agen perjalanan. Kondisi saat ini masih terdapat kendala dalam pelaksanaan aktivitas perdagangan dan jasa di Kelurahan Sungai Jodoh. Kendala tersebut berupa sarana transportasi umum yang belum memadai, sarana pejalan kaki yang belum memadai dan daerah kumuh yang disebabkan oleh pedagang kaki lima. Untuk mengatasi kendala tersebut maka di lakukan analisis SWOT yang bertujuan untuk mejabarkan berbagai kemungkinan dari faktor internal maupun external terhadap aktivitas perdagangan, jasa rekreasi dan usaha jasa pariwisata di Kelurahan Sungai Jodoh. Penyelesaiaan masalah transportasi umum, sarana pejalan kaki dan kesan kumuh akibat pedagang kaki lima dapat meningkatkan minat wisatawan untuk berkunjung, sehingga dapat memicu perkembangan aktivitas perdagangan, jasa rekreasi dan jasa pariwisata dimasa yang akan datang.
Co-Authors Alpano Priyandes Ega Larasati Fahin Winukaryahan Nurfitri Martaliah Nurrahma Sari Putri Yuanita FD Sidabutar Zulmi Randha Nadhea