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All Journal Al Hikmah : Jurnal Studi Keislaman Journal of Economics, Bussiness and Management Issues
Nuarisa, Risma Hafida
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Economics, Econometrics & Finance Education Social Sciences

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Working in a Conventional Bank with a Maqāshid Syarīah Perspective Muhammad Irkham Firdaus; Nuarisa, Risma Hafida; Puti Aqilla Asary Arief; Putri Amimah Nurfaidah; Restu Hilwani Azra; Rohmatul Laily Al Faiqoh
Al Hikmah: Jurnal Studi Keislaman Vol. 13 No. 02 (2023): AL HIKMAH
Publisher : Institut Agama Islam Al-Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/hjsk.v13i02.4043

Abstract

Working in Islam is an effort to meet the needs of life; the main goal is to achieve mashlahah. However, if someone works in a conventional bank, is the law still permissible because bank interest is clearly forbidden in Islam? This study discusses the law of working in conventional banks from the perspective of Maqshid Syariah. This study uses qualitative methods with library research data collection techniques. The data used is secondary data in the form of data regarding the law of working in conventional banks from the perspective of Maqshid Syariah, obtained through journals, official documents, books, and articles related to the object of research. The study's findings concluded that, while working in a traditional bank is prohibited by law, when circumstances force people to fulfill their needs for the benefit of preserving life so that it is not threatened, the law is makruh on the condition that they continue to seek other jobs that are permitted by Islam.
The Empowerment of Micro, Small Medium Enterprises (MSMEs) Bussiness Through Productive Zakat as an Effort to Alleviate Poverty and Unemployment in Indonesia Nuarisa, Risma Hafida; Aziz, Muhammad Abdul; Retnowati, May Shinta
Journal of Economics, Bussiness and Management Issues Vol. 1 No. 3 (2024): April-Juni
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jebmi.v2i2.188

Abstract

Indonesia become a country with the largest Muslim population in the world in 2022. This is in line with the number of MSMEs in Indonesia. MSMEs have a major role in economic growth and reducing poverty in Indonesia. So MSMEs become the biggest contribution to poverty alleviation and employment in Indonesia. Therefore productive zakat is an appropriate, alternative and profitable instrument for developing MSMEs as well as breaking the cycle of poverty and unemployment in Indonesia.  The purpose of this study is to determine the potential of productive zakat in empowering MSMEs businesses to alleviate poverty and unemployment in Indonesia. This research is a descriptive qualitative research by describing that zakat productive MSME businesses are able to alleviate poverty and absorb labor. The data sources used are primary data and secondary data. The data collection technique used is library research (library research), namely collecting or compiling data by using written materials regarding productive zakat and MSMEs. The results of this reserch is show that the presence of productive zakat is able to overcome the constraints on the lack of capital faced by MSMEs. This is supported by the large number of Muslim communities in Indonesia. MSMEs empowerment is carried out by providing assistance and coaching to help people with low education in developing their knowledge and skills.  Then, it is hoped that it can help alleviate poverty and absorb labor so that it can increase economic growth in Indonesia.
Co-Authors Muhammad Abdul Aziz Muhammad Irkham Firdaus Puti Aqilla Asary Arief Putri Amimah Nurfaidah Restu Hilwani Azra Retnowati, May Shinta Rohmatul Laily Al Faiqoh