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Analisis Peran Perkembangan Financial Technology Berbasis Syariah : Peer To Peer Lending Dan Crowdfunding Di Indonesia Yuannisa, Rizka Adlia; Nasution, Rizka; Marliyah, Marliyah
Jurnal Sains dan Teknologi Vol. 5 No. 2 (2023): Jurnal Sains dan Teknologi
Publisher : CV. Utility Project Solution

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Abstract

Kemajuan teknologi sudah dirasakan hampir seluruh ummat manusia dimuka bumi terkhusus Indonesia hasil revolusi Industry 4.0 dan Social 5.0 menjadi sentrum dalam menjalankan kegiatan politik, ekonomi, sosial, bahkan dalam lingkungan Pendidikan. crowdfunding adalah jenis penggalangan dana yang bersumber dari banyak investor melalui platform berbasis online partisipatif yang dimaksudkan untuk membiayai usaha yang terdaftar di platform tersebut. Penelitian ini menggunakan metode deskriptif kualitatif. Dari penelitian yang sudah dilakukan oleh peneliti, dapat diambil lesimpulan bahwa hasil penelitian ini menunjukkan perkembangan fintech peer to peer lending dan crowdfunding di Indonesia mengalami pertumbuhan.
THE ROLE OF BLOCKCHAIN IN ZAKAT MANAGEMENT Yuannisa, Rizka Adlia; Nasution, Yenni Samri Juliati
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 3, No 1 (2024): Jan 2024
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almuhtarifin.v3i1.17403

Abstract

The global financial system continues to experience rapid development along with advances in information technology. The development of information technology can create opportunities and even challenges at the same timeBlockchain in the field of Islamic economics, adaptation to digital systems is also a major concern, however the Islamic economic system must be able to adapt to increasingly rapid technology. This research uses qualitative methods with library research. The results of this research: The application of Sharia smart contracts in blockchain has the potential to provide various benefits, such as facilitating fair and transparent transactions, minimizing the risk of violating sharia principles, and increasing public trust in carrying out digital transactions. Having a blockchain system in managing zakat is very important, because in the blockchain zakat system there is already some data from mustahik and programs from zakat institutions that have been provided and verified by the zakat institution itself. Then in this blockchain zakat system, the muzakki process who will pay zakat can distribute their zakat directly through programs or mustahik whose data is already in the system. Furthermore, the transaction process will be verified by a verifier who has been determined by the zakat institution regarding the truth of the transaction carried out by the mustahik.Keyword: Blockchain, Digital Economy, Islamic Economy, Zakat
Pengaruh Panic Buying, Kemudahan Cashless terhadap Perilaku Konsumtif pada Keluarga Muslim di Kota Medan   Yuannisa, Rizka Adlia; Nasution, Rizka; Batubara, Chuzaimah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.4392

Abstract

Currently, non-cash payment instruments are increasingly in demand because they make it easier for the public to make them more effective and efficient than using conventional payment instruments. Cashless society is a financial transaction by means of electronic payments in economic activities as a substitute for cash payments. A cashless society has the same goal in carrying out financial transactions using debit, credit or electronic methods that can be accessed via gadgets to make it easier for consumers. We can also feel the development of technology that continues to advance to facilitate people's lives in terms of transactions. This research uses quantitative methods. The results show that variable X, namely panic buying and cashless payments, has a significant effect on variable Y, namely the level of consumption. Keywords: panic buying, cashless payment, consumptive behaviour
Konsep Manajemen Resiko dalam Al-Quran Nasution, Rizka; Yuannisa, Rizka Adlia; Sugianto, Sugianto
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 3 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i3.5761

Abstract

This is a new author's manual and a template for Resligion Education Social Laa Roiba Journal (RESLAJ). Published every February and August since 2019. Articles must start with Article Title followed by Author Name and Affiliate Address and abstract. This part of the abstract must be typed in 150-250 word counts. Especially for the abstract, use the Cambria font, measuring 10 pt. Single space per line in this article. If the article is written in Indonesian, the abstract should be typed in English and Indonesian. Meanwhile, if the article is written in English, the abstract must be typed in English only. The abstract is typed as concisely as possible and consists of: research objectives, methods, results and discussion and brief conclusions. 250 words maximum. Abstract should only be typed in one paragraph and in one column format. Keywords: Risk Management, Islamic Economics, Tafsir Surah Al-Kahf:71.
DEMAND AND SUPPLY OF MILENIAL LABOR AND WAGES: THEORIES AND SOME PORTRAITS IN INDONESIA Yuannisa, Rizka Adlia; Yuni, Ika Darma; Nasution, Rizka; Harahap, Isnaini
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

The labor issue is a very complex and big problem. Good working conditions, high output quality, decent wages and the quality of human resources are issues that always arise in discussions about the workforce in addition to issues of industrial relations between workers and the business world. It can be said that employment in Indonesia is still facing several imbalances, both structural and sectoral. then one of the targets that need to be pursued is to increase the efficiency of the workforce. The demand for labor, which is affected by the marginal value of the product (Value of Marginal Product, VMP), the supply of labor, which is influenced by the free working hours of individual workers and wages, theoretically must be considered so that the policies implemented are close to the desired goals.