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All Journal Journal of Business and Behavioural Entrepreneurship Jurnal Pengabdian Bangsa
Lidiana
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Energy Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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TRAINING ON THE UTILIZATION OF IOT SYSTEMS BASED ON BLENDED LEARNING IN SCHOOLS Munandar; Lidiana; Riyan Maulana
Jurnal Pengabdian Bangsa Vol 1 No 1 (2022): MARCH 2022 - AUGUST 2022
Publisher : CV. Naskah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61992/jpb.v1i1.44

Abstract

In this modern era, technological developments have certainly shown extraordinary progress. Humans are also required to continue to develop and improve their abilities and quality, to be able to master technology and communications that are developing internationally, so that they are able to face increasingly fierce global competition. To create superior, intelligent and quality humans, this can be produced through providing quality education. Therefore, in this case teachers have very important duties, functions, roles and positions, because quality education comes from qualified, qualified, experienced and professional teachers. That is why teachers must always develop and improve their abilities in order to become professional educators. Teachers need to have professional standards by mastering the material and learning models that can encourage their students to want to learn. Professional teachers must have good teaching skills, have broad insight, master the curriculum, master learning models, master technology, always be up to date, have a good personality and be a good role model. Talking about learning models, it is time for us to reinvent learning models that are appropriate to current developments in order to be able to create people who are superior, intelligent, qualified, experienced and not outdated. One of the newest educational issues in the current development of globalization and technology is the Blended Learning learning model which combines face-to-face learning and online learning. Therefore, Blended Learning is a learning model that can be used and utilized to realize the demands of the current digital era of education. And to develop and improve the professionalism of educators in the era of industrial revolution 4.0, the blended learning model is one way to develop and improve the professionalism of educators in accordance with current conditions.
The Effect of Financial Technology (Fintech) and Financial Literacy on the Financial Behaviour of Millennials in Indonesia: The Mediating Role of Financial Attitude Lidiana; Arsuni; Madrianah
Journal of Business and Behavioural Entrepreneurship Vol 8 No 1 (2024): Journal of Business and Behavioural Entrepreneurship
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JOBBE.008.1.08

Abstract

This study investigates the impact of Financial Technology (Fintech) and financial literacy on the financial behavior of millennials in Indonesia, with financial attitude acting as a mediating variable. As a global phenomenon, Fintech has revolutionized financial transactions through digital payments, online lending, investments, and personal financial management, significantly influencing millennials who are early adopters of these technologies. This demographic's responsiveness to Fintech results in reduced financial costs and improved financial management. Additionally, financial literacy and positive financial attitudes are crucial in shaping responsible financial behavior. This research highlights the necessity of understanding geographical, cultural, psychological, and social factors in the context of Fintech adoption and financial literacy, emphasizing the need for targeted educational programs and policies. Using a quantitative survey design with a sample of 300 Indonesian millennials aged 22-42, data was collected via online questionnaires and analyzed using Structural Equation Modeling (SEM). The findings reveal that both Fintech adoption and financial literacy positively influence millennials' financial behavior, with financial attitude significantly mediating the relationship between financial literacy and financial behavior. This study provides insights into enhancing financial literacy and Fintech adoption through effective education and public policies, contributing to better financial management among millennials.
Co-Authors Arsuni Madrianah Munandar Riyan Maulana