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All Journal Gunung Djati Conference Series Islamic Micro Finance Journal
Abdurrahman, Kustiawan
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Analysis of the Role of Sharia Insurance in the Indonesian Economy Apriyanti, Nafisa Nur; Abdurrahman, Kustiawan
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Edisi II, June 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to analyze sharia insurance in Indonesia's economy. Sharia insurance is an institution tasked with helping each other under Islamic law. This study uses a qualitative method in finding out related to the analysis of the role of Sharia insurance, primary and secondary data sources obtained from literature studies, techniques, and data collection are carried out through research reviews related to the role of Sharia insurance, and data analysis techniques are carried out descriptively. Based on the results of this study, it is explained that the mechanism of Sharia insurance is carried out according to the rules of the Islamic religion, including performing a tabarru contract among fellow insurance participants and helping if one of the participants gets a disaster. The role of Sharia insurance in the Indonesian economy is to find out how extensive the implementation of Sharia insurance funds is for people who have participated as participants in Sharia insurance, such as transferring a risk caused by a disaster as a defense for personal or family members and getting used to separating funds so that they can be managed in the future
Teori Penentuan Harga Pasar Ditinjau dari Perspektif Ekonomi Konvensional dan Ekonomi Islam Abdurrahman, Kustiawan; Nurdiansyah, Irdan; Nadya Hasanah, Sri Nur
Gunung Djati Conference Series Vol. 43 (2024): The 7th Conference Series Learning Class: Religious Study, Language, and Education
Publisher : UIN Sunan Gunung Djati Bandung

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Tujuan penulisan jurnal ini adalah untuk mengetahui perbedaan teori penentuan harga pasar ditinjau dari perspektif ekonomi konvensional dan ekonomi islam Studi ini dialah menggunakan metode studi literatur. Teori penentuan harga ekonomi Konvensional berbeda dengan system ekonomi Islam. Konsep ekonomi konvensional menurut adam smith yaitu kebebasan, pesaing dan kepuasan diri, dimana semua indikator tersebut tidak relevansi dengan undang-undang Karena undang-undang tersendiri melarang pelaku usaha untuk bebas memproduksi barang atau jasa yang tidak sesuai dengan permintaan dan penawaran, mau dengan persaingan bebas yang bisa menyebabkan keadaan pasar tidak seimbang dan menyebabkan pesaingan tidak sempurna. Sedangkan ekonomi islam menegaskan bahwa penentuan harga pasar pemerintah perlu ikut campur dalam menegakan keseimbangan pasar dan keadilan ekonomi dengan mempertimbangkan kepentingan para pihak yang berkaitan di pasar, harga wajar dan adil (fair price). Pemerintah sangat berperan penting untuk mengambil kebijakan berupa penetapan harga dengan faktor-faktor penyebab terjadinya distorsi tersebut dan mengebalikan harga pada titik keseimbangan semula.
Co-Authors Apriyanti, Nafisa Nur Nadya Hasanah, Sri Nur Nurdiansyah, Irdan