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All Journal IJTIHAD FALAH Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ilmiah Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) Jurnal Pasar Modal dan Bisnis JBMR: Journal of Business and Management Review Transformatif: Jurnal Pengabdian Masyarakat Nusantara Islamic Economic Journal Asas wa Tandhim: Jurnal Hukum, Pendidikan, dan Sosial Keagamaan
Abdullah, Agung
Faculty Of Islamic Economic And Business, UIN RM Said Surakarta
Religion Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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Journal : Nusantara Islamic Economic Journal

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Comparative analysis of murabahah and musyarakah mutanaqisah contract in Islamic home financing ownership at Islamic bank : Case in BTN Syariah Surakarta Agung Abdullah
NUsantara Islamic Economic Journal Vol. 1 No. 2 (2022): 2022 July
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.138 KB) | DOI: 10.34001/nuiej.v1i2.260

Abstract

This research aims to determine the implementation of the murabahah contract and musyarakah mutanaqisah on ownership financing houses in Islamic Banks, as well as the use of musyarakah mutanaqisah contracts as financing product innovations house ownership with a qualitative method. The data in this study were obtained by interview,observation, and documentation. The data sources used are primary data and data secondary. Results from study proofs that the use of musyarakah mutanaqisah contract on home financing ownership in Islamic banks can be product innovation because its use is more flexible and can be used for various product financing. Whereas part big product home financing ownership in Islamic banks still uses a murabahah contract because of a fix installment. Otherwise, musyarakah mutanaqisah contract is an that should not be missed, although not familiar, this contract provides more benefits for the bank and convenience for the customer.
Co-Authors Budi Sukardi Cipto Sembodo Fattah Setiawan Santoso Fuad Dhiya Ul Husaen M. Nur Kholis Al-Amin, M. Nur Kholis Muhammad Khozin Ahyar Muthmainnah Muthmainnah Rahmalia Indah Pratiwi