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All Journal JMPM: Jurnal Matematika dan Pendidikan Matematika Wiga : Jurnal Penelitian Ilmu Ekonomi Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Empowerment Society

Murniati, Wahyuning

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Author-ID : 926346

Humanities Economics, Econometrics & Finance Education Mathematics Social Sciences

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Simulasi Model Investasi Syariah Dengan Dana Tabbaruâ€™ pada Fixed Income Murniati, Wahyuning
JMPM: Jurnal Matematika dan Pendidikan Matematika Vol 4, No 2 (2019): September 2019 - Februari 2020
Publisher : Universitas Pesantren Tinggi Darul 'Ulum Jombang

Perkembangan konsep keuangan syariah terus meningkat seiring waktu. Hal inilah yang membuat banyak masyarakat yang cenderung memilih keuangan syariah daripada konvensional, begitu pula dalam hal investasi. Model investasi yang digunakan dalam penelitian ini adalah model investasi syariah, dimana peneliti menerapkan dana tabarru? sebagai perwujudan profit-loss sharing. Pada penelitian ini dilakukan modifikasi data keuntungan harian investor dengan tujuan mendapatkan konsep fixed income sebagaimana konsep gaji yang sering digunakan oleh masyarakat Indonesia. Penarikan kesimpulan dilakukan dengan membandingkan hasil perhitungan profit dari model rentenir, model investasi syariah dan model investasi syariah dengan penambahan dana tabarru?. Hasil yang didapat dari simulasi ini menunjukkan bahwa model investasi syariah dengan penambahan dana tabarru? merupakan model yang paling menguntungkan untuk kedua belah pihak daripada model investasi lainnya.

Analisis Kinerja Perangkat Desa di Kabupaten Lumajang Setyobakti, Moh. Hudi; Murniati, Wahyuning
Wiga : Jurnal Penelitian Ilmu Ekonomi Vol. 8 No. 2 (2018): September 2018
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Village apparatus is an important factor in the running of the government process in the village. Therefore an analysis is needed to determine the factors that affect the performance of the village apparatus. There are two independent variables in this study, namely; work ethic and work discipline. In the process this study uses village tools in Lumajang District as a population with 64 respondents. Furthermore, for data analysis techniques using multiple linear regression analysis, the results of the analysis show that both work ethic and motivation have a significant effect on the performance of the village apparatus. This is supported by the coefficient of determination of 73.4% so that only 26.6% remains for other variables that affect the performance of village equipment. This research is expected to contribute to the development of studies in management science, especially human resource management so that it can become a reference to further research.

Dimensions of Service Quality Satisfaction Community at the Village Government Office Setyobakti, Moh. Hudi; Murniati, Wahyuning
Wiga : Jurnal Penelitian Ilmu Ekonomi Vol. 10 No. 1 (2020): March 2020
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Enhancement public service is one goal of the village setting for the community. Therefore, this study analyzed the correlation between the dimensions of customer satisfaction and community satisfaction. The sample in this study was 83 respondents, Lumajang community who use the services of the village offices, which were analyzed using multiple linear regression. The results showed empathy variables that influence people's satisfaction significantly. The coefficient of determination in this study was 77.8%, it can do that only requires empathy Lumajang community village government in the ministry. But the village government should not rule out other dimensions of quality of service, because they have laws that regulate their work to the public.

Rancangan Acak Kelompok Lengkap ( RAKL ) Pada Pengaruh Harga Barang Dan Jasa Terhadap Inflasi Murniati, Wahyuning
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 1 No. 2 (2017): July 2017
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

One of things that influence inflation is the price of goods and services. In previous research, researcher calculate the inflation with Laspayers methods and generate 71,7% as correlation value. It is still not enough to make conclusion of this case because there is a lot of research that explain about inflation is influenced by many things. Therefore, this research apply Rancangan Acak Kelompok Lengkap (RAKL) to analyze the influence of the price of goods and services against inflation. The analysis process use Minitab software with inflation value as variable. The result of research explain that = 2,89 with = 5% so that means is rejected then it is true to conclude that the price of goods and services influce the inflasion

DETERMINANTS OF INTEREST IN SAVING FOR STUDENTS IN ISLAMIC BANKING murniati, wahyuning; Juliasari, Deni; Hanifah, Nani
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 4 No. 2 (2020): (July-December)
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Saving money is the way to regulate our finance effectively. Bank is one of the media that is considered quite effective for this activity. The development of Islamic economic make sharia banking practices increase in an innovative way. Various sharia bank products have become a choice for saving activity. The same thing happen for student. Although the interest to save is still lacking, but the use of sharia bank products is quite beneficial for their future. The purpose of this study is to analyze the factors that influence student interest in saving on Islamic banking. Multiple linear regression is an analysis technique with hypothesis testing to support its conclusions. With a coefficient of determination of 61.2%, the results of the analysis show the level of student education of the sharia economy has a significant effect compared to other variables on students' interest in saving. But simultaneously, all independent variables influence the interest in saving students in Islamic banking. This shows that education is very important for students, therefore STIE Widya Gama Lumajang should indeed provide quality teaching to students, especially in the field of Islamic economics

Providing Benefits Of Protection Intellectual Property Of Products In UMKM Traditional Jamu Murniati, Wahyuning
IMPOWERMENT SOCIETY Vol 3 No 1 (2020): February
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

UMKM Jamu is engaged in the health sector by producing traditional herbal medicine which is believed to be effective in preventing the growth of cancer cells and various other diseases. This UMKM is located in Wonorejo Village, Lumajang Regency and from the beginning, marketing was only done in the area around Lumajang. Over time, UMKM managers must think about product protection. Therefore, this assistance is carried out with the aim of being able to provide understanding to the UMKM Jamu Ibuk producers related to Intellectual Property and its benefits for UMKM. In its activities, it was explained that product protection would increase originality, so of course it would increase sales. In addition, product protection will prevent producers from various parties who want to make plagiarism from Jamu Ibuk.

Drafting Assistance On Traditional Jamu UMKM Murniati, Wahyuning
IMPOWERMENT SOCIETY Vol 3 No 2 (2020): August
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Patent Drafting is a method for preparing patent documents. As it is known, UMKM Jamu is engaged in the health sector by producing traditional herbal medicine which is believed to be effective in preventing the growth of cancer cells and various other diseases. UMKM located in Wonorejo Village, Lumajang Regency, need patent drafting assistance for the preparation of patent documents. Therefore, this assistance is carried out with the aim of providing understanding to the UMKM Jamu Ibuk producers regarding patents. The output of this activity is a patent document ready to register. With this activity, it is hoped that it can provide thoughts on the importance of protecting Intellectual Property for MSMEs and the wider community.

Co-Authors Deni Juliasari, Deni Moh. Hudi Setyobakti NANI HANIFAH Setyobakti, Moh. Hudi

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