Dinamika Ekonomi - Jurnal Ekonomi dan Bisnis
Vol 14 No 2 (2021): DINAMIKA EKONOMI Jurnal Ekonomi dan Bisnis Vol.14 No.2 September 2021

ANALISIS PEMBERIAN KREDIT MOTOR PADA PT BFI FINANCE INDONESIA Tbk BANJARMASIN

Mohdari Mohdari (STIE NASIONAL ANJARMASIN)
Masrifani Masrifani (STIE NASIONAL BANJARMASIN)
Ahmad Tijani (STIE NASIONAL BANJARMASIN)

Article Info

Publish Date
30 Sep 2021

Abstract

Banks are not able to accommodate the credit needs of the community, so that non-bank financial institutions offer credit solutions. The problem faced by financial institutions is bad credit. This study aims to look at the analysis of lending carried out at BFI Finance Indonesia, Tbk, especially at the Banjarmasin branch in order to minimize the risk of bad loans. This research is a descriptive quantitative research conducted by distributing questionnaires to selected customers. The results of the study show that the procedure for providing credit in the company is still weak, namely in the survey and analysis section it is carried out by one Account Executive (AE), this can cause bad loans every month. There is no separation of duties in the Account Executive (AE) section, Account Executives (AE) can work simultaneously without having each responsibility.

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Journal Info
Dinamika Ekonomi - Jurnal Ekonomi dan Bisnis
Website

Abbrev

jdeb

Publisher

STIE Nasional Banjarmasin

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

Description

Jurnal dinamika Ekonomi adalah jurnal ilmiah yang diterbitkan oleh Sekolah Tinggi Ilmu Ekonomi Nasional Banjarmasin. Terbit pertama kali tahun 2004. Dari tahun ke tahun jurnal ini tumbuh dan terus hadir hingga saat ini. Jurnal Dinamika Ekonomi mempunyai tujuan mengembangkan kajian ilmiah di bidang ...