Islamic Economics and Finance Journal
Vol. 3 No. 1 (2022): El-Aswaq

Pengaruh Sikap, Norma Subjektif, Persepsi Teknologi, Tingkat Kepercayaan, Dan Kemudahan Terhadap Minat Nasabah Dalam Menggunakan Fasilitas Internet Banking Pada Bank Syariah (Studi Kasus Nasabah Bank Syariah Indonesia Kota Batu)

Chotimatul Hamidah (Universitas Islam Malang)
Maslichah Maslichah (Universitas Islam Malang)
M Cholid Mawardi (Universitas Islam Malang)

Article Info

Publish Date
13 Sep 2022

Abstract

This study aimed to determine the effect of attitudes, subjective norms,perceptions of technology, level of trust, and ease of use on customer interest inusing internet banking facilities (Case study customer of Bank Syariah IndonesiaBatu City). This type of research is quantitative research. This study took asample of 100 respondents who are customers of Bank Syariah Indonesia in BatuCity. The analytical tool used is Multiple Linear Regression Analysis using SPSS25. The results of this study indicate that the independent variable, namelyattitude (X1) has a positive and significant effect on interest (Y), subjective norm(X2) has a negative effect on interest (Y). , the perception of technology (X3) has anegative effect on interest (Y), the level of trust (X4) has a positive and significanteffect on interest (Y), ease of use (X5) has a positive and significant effect oninterest (Y). In contrast, the variabel Attitude (X1), Subjektive Norm (X2),Perception of Technology (X3), Level of Trust (X4), and Ease of Use (X5)have apositive and significant effect simultaneously on Interest.

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Journal Info
Islamic Economics and Finance Journal
Website

Abbrev

laswq

Publisher

Universitas Islam Malang

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

The scope of El-Aswaq are limited to islamic economics, islamic banking and finance, islamic economic management, islamic economics law, management Zakat, Infaq, Shodaqoh, and Waqf, islamic entrepreneurship and business, islamic economics thought, islamic insurance, islamic ...