cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Harun Alrasyid
Contact Email
perbankansyariah_feb@unisma.ac.id
Phone
+6282140804137
Journal Mail Official
perbankansyariah_feb@unisma.ac.id
Editorial Address
Jl. Mayjen Haryono No.193, Dinoyo, Kec. Lowokwaru, Kota Malang, Jawa Timur 65144
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and Finance Journal
Published by Universitas Islam Malang
ISSN : -     EISSN : 27454266     DOI : https://doi.org/10.33474/laswq
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
The scope of El-Aswaq are limited to islamic economics, islamic banking and finance, islamic economic management, islamic economics law, management Zakat, Infaq, Shodaqoh, and Waqf, islamic entrepreneurship and business, islamic economics thought, islamic insurance, islamic accounting
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 128 Documents
 1   2   3   4   5 
PENGARUH LABELISASI HALAL, GREEN PRODUCT, DAN BRAND IMAGE TERHADAP KEPUTUSAN PEMBELIAN PRODUK MIE INSTAN LEMONILO (Studi Kasus Mahasiswa UNISMA, UIN, dan UMM) Rokhmatullaeli Rokhmatullaeli; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (719.126 KB)

Abstract

Tujuan dari penelitian ini untuk mengetahui dan menganalisis pengaruh labelisasi halal, greenproduct, dan brand image terhadap keputusan pembelian produk mie instan lemonilo bagi MahasiswaUNISMA, UIN ,dan UMM. Populasi pada penelitian ini adalah konsumen mie lemonilo yang jumlahnya tidakdiketahui secara pasti dan teknik sampel yang digunakan adalah purposive sampling dengan jumlah sampelsebanyak 100 responden. Metode analisis data menggunakan regresi linier berganda, koefisien determinasi danuji t. Nilai koefisien determinasi (R2) diperoleh sebesar 0,818 atau bila dipresentasikan, maka 81,1% variabellabelisasi halal, green product, dan brand image berpengaruh terhadap keputusan pembelian mie instanlemonilo dan 18,9% dipengaruhi oleh variabel lain yang tidak terdapat dalam penelitian ini. Uji t diperolehnilai sig. < 0,05 dengan hasil labelisasi halal (X1) memiliki nilai sig. 0,000 < 0,05 artinya memiliki pengaruhpositif terhadap keputusan pembelian, variabel green product (X2) memiliki nilai sig. 0,747> 0,05 artinya tidakberpengaruh terhadap keputusan pembelian dan variabel brand image (X3) memiliki nilai sig. 0,000 < 0,05artinya memiliki pengaruh positif terhadap keputusan pembelian mie instan lemonilo.
Pengaruh Persepsi Bagi Hasil, Promosi, Dan Kualitas Pelayanan Perbankan Syariah Terhadap Minat Nasabah Dalam Menggunakan Tabungan Mudharabbah (Studi Kasus Pada Mahasiswa UNISMA) Berliana Farah Annisa; Noor Shodiq Askandar; Afifudin Afifudin
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (504.03 KB)

Abstract

This study aims to determine the effect of perceptions of profit sharing, promotion,and service quality on customer interest in using mudharabbah savings. Thepopulation in this study were students majoring in Islamic banking, FEB UNISMA,2017, 2018, and 2019 totaling 252 people. The number of samples in this study usedpurposive sampling. The analytical tool used is multiple linear regression analysisusing SPSS 25. The results of this study indicate that the variables for profit sharing(X1), promotion (X2), and service quality (X3) have a significant positive effectsimultaneously on customer interest (Y).
PENGARUH MARKETING MIX, WORD OF MOUTH, DAN PERSONAL SELLING TERHADAP MINAT PEMBIAYAAN MIKRO NASABAH BSI KC SOEHAT MALANG Dewi Nurhasana; Maslichah Maslichah; Afifudin Afifudin
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (302.593 KB)

Abstract

The purpose of this study is to determine the influence of marketing mix, word of mouth, and personal sellingon the microfinance interests of BSI KC Soehat Malang customers. The method used is a cholerationalquantitative method with several stages of research which include the dissemination of questionnaires, datacollection, and analyzing data. The questionnaire was tested using validity test, reality test, normality test,multicholinearity test, heteroskedasticity test, multiple linear regression analysis, F test, Determination test(R2), and t test. The results of this study show that the variables of marketing mix and personal selling have apositive and significant effect on the microfinance interest of BSI KC Soehat Malang customers. Meanwhile, theword of mouth variable has a negative and significant effect on the interest of microfinancers of BSI KC SoehatMalang customers
Tinjauan Hukum Ekonomi Islam Terhadap Pengonsumsian Produk yang Berstatus Syubhat Verna Diarawati; Assrofei Laily Fadhilah; Eka Yuni Wulandari
El-Aswaq Vol 1, No 1 (2020): El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (454.381 KB)

Abstract

Konsumsi merupakan suatu kegiatan manusia yang menggunakan dan mengurangidaya guna suatu barang dan jasa yang bertujuan untuk memenuhi kebutuhan hidup dankepuasan manusia, baik secara berangsur-angsur maupun sekaligus serta merupakan bagianyang tak terpisahkan dari kegiatan ekonomi yang dilakukan oleh manusia. Ajaran islammemerintahkan umatnya untuk mengonsumsi makanan yang halalan toyyiban, sebagaimanayang tertulis dalam Al-Quran dan sunnah, dan melarang mengonsumsi makanan yangdiharamkan sebagaimana yang tertulis dalam Al-Quran dan sunnah. Bagi umat Islam,masalah halal-haram sangatlah penting dan tidak dapat diabaikan begitu saja, karena tidakhanya menyangkut hubungan sesama manusia, tetapi juga hubungan manusia denganTuhannya. Dalam Islam, konsumsi atas produk halal tidak hanya berdampak pada segi akhiratatau aspek spiritual seseorang tapi juga segi duniawi yaitu aspek kesehatan orang yangmengkonsumsi produk tersebut. Islam menegaskan perbedaan antara yang halal dan haramserta tidak mencampur adukkan antra keduanya karena itu adalah syubhat, dan barang siapayang melakukan perbuatan syubhat maka dia telah melakukan perbuatan haram.
Pembangunan Ekonomi Islam dalam Perspektif Maqashid Syari’ah Kartika Rose Rachmadi; Kasuwi Saiban; Misbahul Munir
El-Aswaq Vol 2, No 1 (2021): Vol 2, No 1 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.415 KB)

Abstract

The economic development of the people is a big problem faced by people today, and indeed The solution can only be done by Muslims himself by returning to Allah's rules, in among others by: instilling entrepreneurial traits for each individual people, build strong partnerships/networks with various parties, especially with fellow Muslims, make policies that are more pro-economic growth of the people, by supporting morally and materially sourced from zakat funds, carry out transactions and economic behavior in accordance with the rules of Islamic teachings.
STRATEGI DIGITAL MARKETING DALAM PENINGKATAN NASABAH DI BANK MUAMALAT SAAT PANDEMI COVID-19 (Studi Kasus Bank Muamalat Kota Malang Saat Pandemi Covid-19) Elia Nurmala; Maslichah Maslichah; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (327.3 KB)

Abstract

Marketing is an activity that must be carried out by every activity economics, especially in each financial institution. Because by being these marketing activities, the purpose of a company or organization. and institutions can be achieved. And it is undeniable that changes will The inevitable globalization of technology demands that every company, institutions and organizations to be more sensitive so as to encourage creativity and innovation of a person in the marketing process so as not to be left behind by the times. Digital marketing is the main priority in this research to what extent is the target is able to apply the digitization. The main purpose of the research this is to analyze digital marketing applied to the Bank Muamalat Malang City Branch Office as a strategy in increasing customers in some period of time, which from the past the institution has using a traditional marketing system which then switches to a digitization. From the system transition, it was found that there was unrest ordiscrepancy due to several factors.               This study uses qualitative research by conducting interviews, and documentation. The results of this study say that The digital marketing used is felt to be not optimal due to the obstacles faced. In addition, the process of switching the system becomes a challenge especially in the current pandemic era.               As for the things faced in Bank Muamalat Malang City influenced by internal factors, namely, HR background, inadequate facilities, and less than optimal software as well as external factors, namely the colonial community and the poor technology literate. Therefore, there is a need for follow-up on the problem These are in the form of HR training, improvement of facilities, and development better software and there must be an approach to the community by providing an understanding of the importance of technology and also providing the best service so as to increase customer confidence.
Pengaruh Minat Mahasiswa Terhadap Tabungan Wadiah Pada Bank Syariah di Kota Malang Ahmad Zakqi Dinal Falakh; Afifudin Afifudin; Arista Fauzi Kartika Sari
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (525.105 KB)

Abstract

This study aims to analyze and determine the effect of student interest on wadiah savings at Islamic banks in the city of Malang. This type of research is descriptive rather than quantitative. Sampling was carried out using the Slovin formula. There are 100 respondents from Malang City students who use the wadiah savings account of Bank Syariah Indonesia. The analytical tool used is simple linear regression using SPSS. The results showed that the student interest variable (X1) had a positive and significant effect on using wadiah savings (Y) in Indonesian Islamic banks in Malang City. 
PENGARUH LABELISASI HALAL, HARGA PRODUK, DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN PRODUK MAKANAN IMPOR DI KALANGAN MAHASISWA (Studi Empiris pada mahasiswa Universitas Islam Malang Fakultas Ekonomi dan Bisnis Angkatan 2018) Putri Ningsih; Nur Diana; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (334.745 KB)

Abstract

This study aims to examine whether simultaneously and partially the variables of halal labeling,product prices, and product quality on purchasing decisions of imported food products. This studyuses a quantitative method by distributing questionnaires using a google form via online. Thisstudy took a sample of students from the Islamic University of Malang, the Faculty of Economicsand Business, batch 2018. The results obtained from this study are that the halal labeling variables,product prices, and product quality have a significant effect on purchasing decisions. Partiallyhalal labeling has a significant effect on purchasing decisions, partially product prices have asignificant effect on purchasing decisions, and partially product quality has a significant positiveeffect on purchasing decisions.
PENGARUH PERSEPSI TEKNOLOGI, RESIKO DAN HANDLING COMPLAIN TERHADAP MINAT NASABAH DALAM MENGGUNAKAN LAYANAN DAN BERBASIS TEKNOLOGI DI BANK SYARIAH DALAM MASA PANDEMI COVID-19 (STUDI PADA NASABAH BSI KOTA MALANG) Rizza Fauzatur Rohma; Nur Diana; Harun Al Rasyid
El-Aswaq Vol 1, No 2 (2020): El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

AbstractPenelitian ini bertujuan untuk mengetahui Persepsi Teknologi, Persepsi Resiko dan Handling Complaint terhadap Minat Nasabah. Alat pengujian dalam penelitian ini menggunakan analisis regresi linear berganda. Indikator penelitian ini adalah Teknologi Informasi, Resiko, Handing Complaint dan Minat Nasabah Dalam Menggunakan Layanan Dan Berbais Teknologi Di Bank Syariah. Data yang digunakan adalah sumber data primer, yang diperoleh dari primer dengan cara menyebarkan kuesioner kepada nasabah yang menggunakan layanan teknologi di BSI letjen sutoyo malang. Pengambilan sampel dilakukan menggunakan metode purposive sampling. Sampel penelitian ini adalah 94 responden. Analisis data menggunakan uji asumsi klasik dan regresi linier berganda. Hasil penelitian ini menunjukkan bahwa variabel Pengaruh Persepsi Teknologi terhadap Minat Nasabah Menggunakan M-bangking berpengaruh positif dan signifikan terhadap Minat Nasabah Dalam Menggunakan Layanan Dan Berbasis Teknologi Di Bank Syariah. Pengaruh Persepsi Resiko Terhadap Minat Nasabah Menggunakan M-bangking berpengaruh negatif dan signifikan terhadap Minat Nasabah Dalam Menggunakan Layanan Dan Berbasis Teknologi Di Bank Syariah. Pengaruh Handling Complaint Terhadap Minat Nasabah Menggunakan M-bangking berpengaruh positif dan signifikan terhadap Minat Nasabah Dalam Menggunakan Layanan Dan Berbasis Teknologi Di Bank Syariah.
Analisis Kinerja Keuangan Bank Umum Syariah pada Masa Pandemi Covid-19 Menggunakan Metode Camel (Capital, Asset Quality, Management, Earnings, Liquidity) Fathun Ni&#039;am Dwi Syahputra; Dwiyani Sudaryanti; Junaidi Junaidi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (675.212 KB)

Abstract

This research aims to determine the financial performance of Sharia Commercial Banks during COVID-19 pandemic using CAMEL method. The type of this research is descriptive analysis and uses quantitative approach. Sample of this research are 11 Sharia Commercial Banks that fulfill the criteria of research sample. The data collection technique in this research is to use secondary data in the form of quarterly financial reports of Sharia Commercial Banks for the 2020 Quarter II period to the 2021 Quarter I period. The data obtained is analyzed first with financial ratios, then the final CAMEL value is determined based on the health weight of each ratio. The ratios in this research are CAR to analyze the Capital aspect, NPF to analyze the Asset Quality aspect, NPM to analyze the Management aspect, ROA and BOPO to analyze the Earnings aspect, and FDR to analyze the Liquidity aspect. The results of this study indicate that in general the soundness of Sharia Commercial Banks during the COVID-19 pandemic (Quarter II of 2020 to Quarter I of 2021) is in the healthy criteria with an average composite value 2,1. Thus, it can be concluded that Sharia Commercial Banks are able to overcome the negative effects and economic conditions that occurred during the pandemic.

Page 1 of 13 | Total Record : 128

 1   2   3   4   5 

Filter by Year

2020 2022


Reset
Filter By Issues
All Issue Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq Vol. 3 No. 2 (2022): El-Aswaq Vol. 3 No. 1 (2022): El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq Vol 2, No 1 (2021): Vol 2, No 1 (2021) : El-Aswaq Vol. 2 No. 2 (2021): El-Aswaq Vol. 2 No. 1 (2021): El-Aswaq Vol 1, No 2 (2020): El-Aswaq Vol 1, No 1 (2020): El-Aswaq