Journal Of Management Science (JMAS)
Vol 6 No 4 (2023): October: Management Science and Field

The effect of financial literacy, financial attitudes and income on financial management behavior at PT Beton Perkasa Wijaksana

Riesty Andella (Universitas Bina Sarana Informatika, Banten, Indonesia)
Herayati (Universitas Bina Sarana Informatika, Banten, Indonesia)
Martinus Wahyu Purnomo (Universitas Bina Sarana Informatika, Banten, Indonesia)



Article Info

Publish Date
29 Sep 2023

Abstract

Many people think in the short term, so operational financial management becomes very important. It is very important for the financial management of an organization or individual, especially in the industrial sector, to ensure ongoing operations and achieve long-term financial goals. This research is a quantitative descriptive research that uses survey methods to collect data from panels or respondents. In this sampling, probability sampling is used. Therefore, this study involved 40 employees of PT Beton Perkasa Wijaksana. In this study, quantitative analysis, classical assumption test, t and F test, and the results of the regression equation were used. Based on the results of multiple linear regression, it can be concluded that the income variable has a greater coefficient value than the Financial Literacy and Financial Attitude variables. Based on the simultaneous results, with Ftable 2.86 and Fcount 23.717, it can be concluded that Financial Literacy, Financial Attitudes, and Income have a significant and positive influence on financial management behavior.

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Journal Info

Abbrev

JMAS

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Ilmu Manajemen (JMAS) menawarkan analisis yang luas dan luas dari semua permukaan manajemen dan sains. Diterbitkan empat kali per tahun, ini memberikan penekanan pada kemahiran universal dalam metode vital, teknik, dan bidang penelitian. menyajikan kesempatan bagi pembaca untuk berbagi saling ...