Management Studies and Entrepreneurship Journal (MSEJ)
Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)

Pengaruh CAR dan BOPO Terhadap Profitabilitas Perbankan dengan Non-performing Loan sebagai Pemoderasi

Nurfadilla Ashari (Sekolah Tinggi Ilmu Ekonomi Makassar Bongaya)
Syamsul Ridjal (Sekolah Tinggi Ilmu Ekonomi Makassar Bongaya)
Muhammad Irfai Sohilauw (Sekolah Tinggi Ilmu Ekonomi Makassar Bongaya)



Article Info

Publish Date
29 Mar 2024

Abstract

This study explores the relationship between Capital Adequacy Ratio (CAR), Operating Cost to Operating Income (BOPO) to Profitability moderated by Non-Performing Loans (NPL) at banks listed on the Indonesia Stock Exchange. The type of methodology used is quantitative-based, the population in this study is all Conventional Commercial Banks listed on the Indonesia Stock Exchange (IDX) for the period 2020 - 2022 as many as 43, sampling techniques using the purposive judgement sampling method with a total sample of 42 companies. The analysis used regression panel data with the help of Eviews 13 Software. The results of the analysis provide evidence that Capital Adequacy Ratio (CAR) has a negative insignificant effect on Profitability, Operating Costs to Operating Income (BOPO) has a negative and significant effect on Profitability, Non-Performing Loans (NPL) cannot moderate the relationship between Capital Adequacy Ratio (CAR) to Profitability while Non-Performing Loans (NPL) are proven to moderate the relationship of Operating Costs to Operating Income (BOPO) to Profitability.

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Journal Info

Abbrev

msej

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Management Studies and Entrepreneurship Journal (MSEJ) is published by Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI) as an information and communication media for practitioners, researchers and academics who are interested in the field of management (Finance, Human Resource, ...