Sahid Banking Journal
Vol 2 No 02 (2023): MEI 2023

PENGARUH PEMBIAYAAN MUDHARABAH, MUSYARAKAH, DAN BAGI HASIL LAINNYA KEPADA PIHAK KETIGA BUKAN BANK, TERHADAP LABA BERSIH BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH PERIODE 2008-2021

Trihantana, Rully (Unknown)
Sakilah, Ilah (Unknown)
Hidayatullah, Taufik (Unknown)
Prasetya, Bagas Dwi (Unknown)



Article Info

Publish Date
31 May 2023

Abstract

One main distribution pattern carried out by sharia banks is the principle of profit sharing with mudharabah and musyarakah agreements. The profit sharing income obtained by Islamic banks is in accordance with the agreed ratio, the bank's profit depends on the customer's profit. Regarding the influence of mudharabah and musyarakah profit sharing financing on net profits in Sharia Commercial Banks and Sharia Business Units in Indonesia in the 2008-2021 period, the problem question is whether and how profit sharing financing to non-bank third parties/profit sharing financing to non-banks occurs in Mudharabah, musyarakah and other profit-sharing financing have a partial and simultaneous effect on net profit. Based on the research results, it is proven that the hypothesis of profit sharing financing to non-bank third parties/profit sharing financing to non-banks in terms of (except Mudharabah), musyarakah and other profit sharing financing, has a partial effect on net profit. Then it was also proven that profit sharing financing to non-bank third parties/profit sharing financing to non-banks in terms of mudharabah, musyarakah and other profit sharing had a simultaneous effect on net profit.

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Journal Info

Abbrev

SahidBankingJ

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Sahid Banking Journal adalah peer-reviewed jurnal ilmiah berisi hasil penelitian ilmiah primer, kajian, ulasan ilmiah atau komentar/ kritik atas artikel yang diterbitkan di Sahid Banking Journal. Sahid Banking Journal menerima manuskrip atau artkel dalam bidang perbankan dan keuangan syariah dari ...