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AL-FALAH : Journal of Islamic Economics
Published by Institut Agama Islam Negeri Curup
ISSN : 25482343     EISSN : 25483102     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives—fiqh, shariah finance, islamic bank, islamic development economics, and also economic sociology.
Arjuna Subject : -
Articles 5 Documents
 1 
Search results for , issue " Vol 1, No 1 (2016)" : 5 Documents clear
Keuangan Inklusif Bank Umum Syariah Dalam Mendukung Usaha Mikro Kecil dan Menengah Wati, Erna
AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i1.57

Abstract

This study examines the financial inclusive SMEs on Indonesian Islamic Commercial Bank (ICB). Data used is secondary data from the publication of the Financial Services Authority (FSA) and the publication of ICB. The indicators examined including of the dimensions of use, physical accessibility and price affordability. The results showed that the preferences of ICB on SMEs access were not related with the size of the bank. The three largest ICB is more lower preference allocation to SMEs. Although Islamic banking office network experienced an increasing trend, but physical accessibility for regency still limited. SMEs still have a low price affordability, contrary to the Shariah Rural Bank (SRB). The results also showed that the lower price affordability the higer NPF of SMEs, which implies trade off between price affordability and collectability of financing. Keywords : Inclusive Finance, Physical Accessibility, Affordability, Dimension Usage
Kaedah Pendidikan Akuntansi dalam Konsep Ekonomi Syariah Hidayat, Taufik
AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i1.61

Abstract

The development of world indicated an acceleration of human lifes. It makes human act to be legatimated trought law, norm and ethics. It also strive for islamic role to be legalized of human action—bussiness, and others. It is a signifier of shariah principles implementation. In this context, shariah accounting is a main pillars of implemented-shariah principles in accounting processs. Theoritically, shariah accounting is socio-economics disciplines of which was formulated from shariah values, and norms. Its goal is to control the human act—bussiness, and also avoid them from savage mind, corrupt behavior. The paper applies the library study in order to clearly formulate various concept of islamic accounting in Islam. Keywords : Education, Shariah Accounting, Kaffah, Islamic Economics, and Socio-Economics.
Analisis Faktor – Faktor Yang Mempengaruhi Keputusan Konsumen Dalam Memilih Belanja Di Alfa Mart Curup Istan, Muhammad
AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i1.62

Abstract

This study are to investigate the influence of cultural factors, social factors, personal factors and psychological factors on purchase decision in Alfa MartCurup. Analysis using multiple linear regression, F test, t test, test the coefficient of determination (R2). Multiple linear regression analysis showed that all variables figures obtained positive coefficient. The test results (F) indicates that the variable personal factors, social factor, cultural factors, psychological factor, and price factors together influence the purchasing decisions in Alfa Mart Curup. T test results showed that the variables of individual factors and psychological factors significantly influence purchasing decisions while variable cultural factors and social factors do not significantly influence the purchasing decision. To test the R2 (coefficient of determination) indicates that the variable cultural factors, social factors, personal factors and psychological factors were able to explain the variability of the variable of 21.7%. While the remaining 78.3% is explained by other variables outside the model. Keywords : Buying, Shoping, Consumer, Decision, Alfa Mart, personal factors, social factors, cultural factors,psychological factors and price factors.
Individual Experience dan Persepsi Pedagang: Relasi Pengalaman Individual Dan Persepsi Pedagang Terhadap Bank Syariah Hajaru, Fajar; Hardivizon, H
AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i1.63

Abstract

The main differences of shariah institution and conventional can be indentified in the two system--application of loss and profit sharing; interest. Loss and profit sharing as an alternative system, or mechanisme to alter the ribawi system. In this context, the research applies a grounded theory. The result shows that their perception toward profit and loss sharing in islamic bank, essentially is based on individual experience. It is also a foundation for their choice toward islamic bank. Data informs that consumers interest to choose islamic bank because of profit and loss sharing. Keywords : Individual experience, perception, consumers, islamic bank, profit and loss sharing.
Potensi Pengembangan Produk Pembiayaan Natural Uncertainty Contract (NUC) Di Bank Syariah Terhadap Sektor Ril UMKM Trimulato, Trimulato
AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i1.59

Abstract

The data suggests that the financing agreement for the results did not become dominant. The contribution of financing in sharia’ah banks with murabahah sale and purchase agreement of 63.868 percent. Islamic economics can not be separated from the real sector, especially SMEs, its existence requires the support of other parties, including shari’ah banks. Financing products with mudharabah it is appropriate to sustain the business capital of SMEs. Based on data that the growth of SMEs in 2013 of 56,534,591 into 57,895,721 or grow around 2.408 percent. It takes a good response for shari’ah banks to provide financing for SMEs. This paper uses a descriptive qualitative. The paper is focused on products with the financing agreement Uncertanty Natural Contract (NUC) at the shari’ah bank and real sector SMEs. The research uses literature study from various sources. The results descrobes that the potential development of financing products with NUC contract in shari’ah bank is still very large. It is seen that the number of SMEs continues to grow, then the portion of financing products are still small. This indicates that the loan product NUC financing in shari’ah banks are very suited to the conditions and character of SMEs. Potential financing agreement NUC product development in Islamic banks are still very large and very spacious. Keywords : Potential, Shari’ah Banking, Natural Uncertanty Contract (NUC),Real Sector and SMEs.

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