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al-Uqud : Journal of Islamic Economics
ISSN : 25490850     EISSN : 25483544     DOI : http://dx.doi.org/10.26740/al-uqud
Core Subject : Economy,
al-Uqûd : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-Uqûd published twice a year, in January and July. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. The language used in the form of Indonesian and English. Editors invite research lecturers, the reviewer, practitioners, industry, and observers to contribute to this journal.
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Articles 6 Documents
Search results for , issue "Vol. 2 No. 2 (2018): July" : 6 Documents clear
PENGARUH PELATIHAN DAN MODAL BERGULIR BAZNAS (BADAN AMIL ZAKAT NASIONAL) JAWA TIMUR TERHADAP PENDAPATAN USAHA MUSTAHIQ Fadhilah Fadhilah; Tika Widiastuti
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.312 KB) | DOI: 10.26740/al-uqud.v2n2.p183-197

Abstract

This research aims to analyze the effect of trainig and rolling capital of BAZNAS in East Java on operating revenue of mustahiq both partially and simultaneously. It uses quantitative approach method. Sampling technique used is non-probability sampling with purposive sampling technique which is a technique of sample determination with certain consideration. Data collecting techniques used are questionnaire, interview, observation and documentation. Data analysis technique used is multiple linear regression analysis. The result processed by SPSS progeam version 23.0 for Windows shows that the value of Adjusted R Square of 0,711 means that 71,1% of operating revenue of mustahiq in BAZNAS East Java is influenced by the training and rolling capital.
PENGARUH NPF, BOPO DAN PEMBIAYAAN BAGI HASIL TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Vista Qonitah Qotrun Nuha; Ade Sofyan Mulazid
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (398.284 KB) | DOI: 10.26740/al-uqud.v2n2.p168-182

Abstract

This study aims to determine the effect of non performing financing, operational expenses ratio, and profit sharing financing to return on assets partially and simultaneous at Sharia Bank period December 2011- December 2015. There is 7 banks that fulfilled the criteria BCA Syariah, BNI Syariah, BRI Syariah, Mandiri Syariah, Mega Syariah, Muamalat Bank, Bank Panin Sharia. The analytical method that used in this study is balanced panel. The selected model is Common Effect that tested with F test and t-test with significancy level 5%. Based on the result of F test, known that NPF, operational expenses ratio and proft sharing financing affect simultaneously of return on assets. Based on the result of t-test, NPF and profit sharing financingdoes not affect partially of return on assets.
PERSEPSI MASYARAKAT TERHADAP BAITUL MAAL WAT TAMWIL (BMT) DALAM PEMBERDAYAAN EKONOMI MASYARAKAT Solikhul Hidayat
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (435.077 KB) | DOI: 10.26740/al-uqud.v2n2.p198-212

Abstract

BMT is a financial institution that is engaged on a micro level, based on  operations on economic principles lawful, fair and profitable. The role of Baitul Tamwil (productive economy) is as Baitul Maal (social roles) that serves to distribute capital surplus  to the needy. The purpose of this study was to determine the extent of the public's perception of the existence of BMT in economic empowerment in Jepara. This study resulted in a recommendation that BMT is able to improve the performance and quality of the local economy. BMT institutionally is capable of providing a positive perception for people who use the services of BMT. This study is a descriptive study conducted. Descriptive method is a method in researching the status of groups of people, objects, state of thinking in the present system. The goal is to make the description or painting in a systematic, timely and reliable information on the facts, investigated the relationship between phenomena and to test hypotheses, make predictions, get the meaning and implications of a problem to be solved.
PENGARUH LITERASI KEUANGAN TERHADAP PEMILIHAN LAYANAN KEUANGAN SYARIAH Novia Ari Panghayo; Musdhalifah Musdhalifah
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.142 KB) | DOI: 10.26740/al-uqud.v2n2.p152-167

Abstract

This study aims to examine the influences of financial literacy which proxied by variables of education, income and knowledge on the selection of Sharia Financial Services in Jombang District. The data was primary data which obtained by method of spreading the questionnaire in the sub-districts with the largest moslem population in Jombang. Research period was in April to May 2017. Sampling method used is incidental sampling and analysis method used is Partial Least Square (PLS). The results of this study indicate that the level of education and income do not affect the selection of Sharia Financial Services in Jombang, while the level of knowledge affect the selection of Sharia Financial Services in Jombang. The implication of this research is that Sharia Financial Services in Jombang Regency is more influenced by knowledge variables, so the government is expected to increase the society insight through socialization about syariah financial literacy, and sharia products.
PENGELOLAAN KEUANGAN UNIT USAHA : STRATEGI PENGEMBANGAN KAPASITAS PONDOK PESANTREN Renny Oktafia; Budi Haryanto
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (344.972 KB) | DOI: 10.26740/al-uqud.v2n2.p141-151

Abstract

With the development of the era, many emerging modern pesantren, which has combined the science of religion and general science, in the learning materials for students santri. This study aims to explore how pesantren pondok seeks to increase its capacity, which can be done one of them through the development and management of business units boarding school. The method used is qualitative method, because it will reveal detailed data related to business unit financial management at boarding school, which can support operational activities and increase the capacity of pesantren cottage. In this research, it can be concluded that with the growth of business units owned by pesantren pondok, whose financial management is done regularly and correctly, can be known correctly the profit generated by each business unit. Where the benefits, which will be distributed for the development of boarding school.
PENGARUH KEPEMIMPINAN ISLAMI TERHADAP MOTIVASI, KINERJA, SERTA KESEJAHTERAAN ISLAMI A'rasy Fahrullah
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (750.676 KB) | DOI: 10.26740/al-uqud.v2n2.p121-140

Abstract

This study aims to examine and analyze the influence of Islamic Leadership on Work Motivation, Islamic Performance, and Welfare of Islamic Hospital Employees in Tulungagung Regency. The unit of analysis in this study is the employees of Islamic Hospital or Islamic nuanced hospitals in Tulungagung. While population in this research are employees of Islamic hospitals in Tulungagung District, and sampledby 133 people. Methods of research using quantitative structural equation models with AMOS software. The results can be summarized as follows: Islamic leadership influences employee motivation in Islamic hospitals. Islamic Leadership affects the performance of Islamic Hospital employees. Islamic leadership affects the welfare of employees in Islamic hospitals. Working motivation affects the performance of employees of Islam Hospital. But the motivation and performance did not effect significantly to the employee welfare at the Islamic hospital in Tulungagung.

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