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Iqtishoduna: Jurnal Ekonomi Islam
Published by Institut Agama Islam Syarifuddin Wonorejo Lumajang
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 7 Documents
 1 
Search results for , issue "Vol. 6 No. 1 (2017): April" : 7 Documents clear
Entrepreneurship dalam Perspektif Islam; Meneguhkan Paradigma Pertautan Agama dengan Ekonomi Mohammad Darwis
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

This paper is intended as an additional theoretical insight on the urgency of entrepreneurship, especially in the Indonesian context. Exposure of entrepreneurship in this paper is based on the paradigm of the relation of religious values ​​of the sacred, with economic behavior perceived as something profane. The discussion in this paper begins with a review that reveals the urgency of entrepreneurship in the context of economic development in Indonesia, especially since the beginning of the Asian Economic Community. Discourse of the importance of entrepreneurship is louder voiced by experts because Indonesia is still considered less ready to face free competition. This is allegedly due to the lack of entrepreneurs owned by Indonesia compared to other Asian countries. On the other side of Indonesia, the majority of the population is the Muslims are still entangled with high unemployment and poverty. At this point enggel in this paper is taken, namely the linkage of cultural values ​​and religion with the economic behavior of society in the context of Indonesianness. For that in this paper reviewed about the concept debate from the experts who discuss the relationship between the two entities. Furthermore, the exposure is continued by putting forward the general theory of entrepreneurship as well as the basic discussion about entrepreneurship in Islamic perspectives. Concluding remarks and recommendations for the scientific writing about entrepreneurship more improved both in quantity and quality. Keywords: Entrepreneurship, Perspective of Islam.
Etika Perbankan Syari'ah Moh Muafi Bin Thohir
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Sharia Banking is one of the buildings of the sharia economic system that sees important ethical values, principles and norms in the operational system. As part of the economic system of Shariah that is constructed based on the concept of Islam, Shari'ah banking too, which runs on the foundation of ethical values referred to in the operationalization of Shariah banking. Benefits of this paper put ethical values contained in the texts of al-Quran and al-Sunnah is referred to as the philosophical foundation and provide input to the sharia banking community in order to act in accordance with the norms of ethics.As for the question of ethical values is the value of divinity, agency, balance, equity, and kindness. The value of divinity translated into the unity of god principle, faith,worship, morals, shariah, sanctity and absolute ownership. The value of agency come into prophethood principle, good moral, humanity, fraternity, contest, professionalism and accountability. While the equilibrium value formulated in mid principle, Islamic socialism, gratitude, speculation and involvement. The equity value translated into the principle of justice, equation and Equalization. The kindness value become maintain principles of religion, soul / mind, descendants, honor, and treasure.
Diskursus Ekonomi Islam Modern dan Kritik Terhadapnya Fajar Syarif
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

This article focuses on the economic discourse of Islam and criticism for it. The main reason for this focus is to explain the historical development of modern Islamic economics, some definitions and the current of Islamic economics and also the economic criticism of Islam. Islamic economics as a superior system, because it has character and fixed all the time. Islamic economic is a system, because it comes on of al-Quran and al-Sunnah. The economic system committed to realizing the social implementation of social responsibility. Islamic economics today has presented a new social and ethical meaning, but it is also a factor institutionalism and sociological thinking. The rise of modern economic study at least suggests two things. First, there are doubts about the ability of the economic system that is applied during this time. Secondly, the awareness of the need for excavation of alternative economic systems, especially those derived from the values of Islam, a religion which is the doctrines are very comprehensive.
Strategi Penghimpunan dan Penyaluran Dana pada Baitul Maal Wat Tamwil (BMT) al-Hidayah di Kabupaten Lombok Timur Sanwani Sanwani; Titiek Herwanti; Akhmad Jufri
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The purpose of this study was to determine the strategies used in collecting and distributing funds on Baitul Maal wat Tamwil (BMT) al-Hidayah in East Lombok. Reason investigated, because the collection and distribution of funds strategy in BMT al-Hidayah which shows the development and BMT relative age of 10 years old, BMT al-Hidayah also have extensive cooperation network. Based on the above reasons researchers assume that the collection and distribution of funds strategy in BMT al-Hidayah was nice because the researchers wanted to know how the collection and distribution of funds strategy BMT al-Hidayah. This research was conducted with a qualitative approach, the process using triangulation techniques as collecting data and analyzing the results. Focus of this study was to determine the strategies used in collecting and distributing funds on Baitul Maal wat Tamwil (BMT) al-Hidayah in East Lombok. Results of research on how the collection and distribution of funds strategy in BMT al-Hidayah which are coming directly to the place of prospective customers, social care, marketing, and promotion of the brochures that were disseminated to the public.
Paradigma Manajemen Syari'ah Zainil Ghulam
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The term of management actually being familiar because meaning of management practically is arrange everything properly, accurately and completely. Sharia management is not value-free management because the orientation of Sharia management is not only in earthly life but also the implications of ukhrawiyah. The terms of Sharia management is still debated as well as Sharia accounting, bank of Sharia, Sharia economic and so on. Sharia management is a management to obtain optimal results that ending  in search of Allah's pleasure. Therefore it is all the steps taken in implementing the management should be based on the rules of Allah. The rules are contained in the Koran, Hadith and some examples and models has made by companions of the prophet Muhammmad SAW. Sharia management paradigm has three basics such as theology of shariah management, culture of  shariah  management, moral basis of shariah management. There are four foundations to develop management in the view of Islam, namely: truth, honesty, openness, and expertise. A manager should have four main properties that the exercise of management is to get maximum results. The most important thing in management is based on the Islamic view which should to be leadership. Leadership in Islam is a major factor in the concept of management. Management in the view of Islam is a fair management (‘adl).
Integrasi Manajemen Asset dan Liabilitas Perbankan Syari'ah Parmujianto Parmujianto
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

Asset management focus and liability is to coordinate asset-liability portfolio of the bank in order to maximize profits for the banks and the results are distributed to the shareholders in the long term by taking into account liquidity needs and prudence. Prastimoyo (1997) says that the focus or objectives of management of assets and liabilities is to optimize revenue and keep the risk does not exceed the tolerable limit, while also maximizing the market price of the company's equity, while according to Bambang (2000), the management of assets and liabilities has a function and kenijakan in implementing a pricing strategy, both in the areas of lending and funding, in general, the responsibility of ALCO is to manage positions and allocation of funds that banks provided liquidity, maximize profit and minimize risk. On the other hand, Islamic banking has the characteristics berbada with conventional banks which do not recognize interest but for the results except that there are some business activities that exist only on Islamic banking such as trade and pawn so that it impacts extensive technical on banking activities one of which is the management asset-liabilit. So this paper will describe how the ALM policy applied to Islamic banking.
Analisis Minat Masyarakat Menjadi Nasabah Dana Pihak Ketiga Bank Syari'ah di Kota Tasikmalaya Asep Suryanto
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 6 No. 1 (2017): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

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Abstract

The purpose of this study was to identify the community interest to become customers in Islamic banks in the city of Tasikmalaya. The method used is descriptive method with qualitative approach. The technique of data analysis is conducted qualitatively by an interactive model, with the following steps: describing, classifying or categorizing, data analysis, and conclution or drawing. The results showed that the interest of the community to become customers of depositors’ funds of Islamic banks is characterized by high attractiveness of the elements of reason interest is product services Shariah compliance, halal rewards, strategic location, the promotion of which is integrated with the values ​​of Islam, the service process and standards emphasizes hospitality, the image of islamic banks reflected with investments heavily secured, morality and professionalism of employees, the physical evidence that supports ease of service, the importance of transparency in the nisbah / margin and financial reports, Islamic banks functioning civil society in collecting and distributionof zakat, infaq, and charity.

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