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Justisia Ekonomika
Published by Universitas Muhammadiyah Surabaya
ISSN : 25985043     EISSN : 2614865X     DOI : https://doi.org/10.30651/justeko.v7i2
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Articles 12 Documents
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Search results for , issue "Vol 4, No 2 (2020)" : 12 Documents clear
ANALISIS PUTUSAN PENGADILAN AGAMA MALANG TENTANG HAK TANGGUNGAN PADA SENGKETA EKONOMI SYARIAH (Studi Kasus Putusan Pengadilan Agama Malang nomor: 0689/Pdt.G/2017/PA.Mlg) arip imawan; Abd Hadi
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6849

Abstract

The Malang Religious Court has the authority to decide cases on Islamic economic disputes. Decision numbered: 0689 / Pdt.G / 2017 / PA.Mlg is a ruling stating that they reject the plaintiff's claim regarding the cancellation of the mortgage. The formulation of the problem in this study was how the litigation procedure in the Sharia Economic Dispute Settlement of the Malang Religious Court and the legal basis for judges' consideration in deciding case number 0689 / Pdt.G / 2017 / PA.Mlg. This study used qualitative methods with primary data source for decision number 0689 / Pdt.G / 2017 / PA.Mlg and secondary data in the form of laws and regulations, DSN-MUI fatwa, documentation, and interview with judges of the Malang Religious Court. Conclusion Thesis, legal considerations used by the Panel of Judges in Decision Number: 0689 / Pdt.G / 2017 / PA.Mlg wereappropriate. These legal considerations used Law number 3 of 2006 and Law number 50 of 2009 concerning religious courts, Law number 4 of 1996 concerning mortgage rights and objects related to land, Law number 21 of 2008 concerning Islamic banking, DSN fatwa MUI number 11 / DSN-MUI / IV / 2000 concerning Kafalah and Perma number 2 of 2008 concerning Sharia Economic Law Compilation. However, in using consideration Permenkeu 106 / PMK.06 / 2013 was not appropriate because the Permenkeu had been revoked and was not valid because there was a Permenkeu 27 / PMK.06/2016. Key Words : Sharia Economic Disputes, Mortgage Rights, Religious Courts
SISTEM PENGGAJIAN GURU DAN TENAGA KEPENDIDIKAN DI TK. ‘AISYIYAH BUSTANUL ATHFAL I KOTA PROBOLINGGO MENURUT PRINSIP-PRINSIP AKAD IJARAH mohammad arifin; abdul wahab
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6857

Abstract

During 2016 to 2019 there were many demonstrations carried out by educators and educational staff with a minimum guarantee of receiving monthly and no government allowance. This demonstration of educators is a silent proof of the inability of the government in the welfare of educators who need a non-PNS level, the complexity of being a PNS educator also cannot be solved by only teaching for more than 10 years. Anxiety like this certainly occurs in every region. To answer this we can answer through the payroll Sistem of educators and education personnel in kindergarten. ABA I Probolinggo City? and how is the implementation of the principles of the ijarah contract in kindergarten payroll systems. ABA I Kota Probolinggo according to the principles of the ijarah contract?To answer this question, this type of research is used (field field research) with a qualitative method. The data collection techniques used in this study include observation, interviews, and document study. The data that has been collected is then compiled and analyzed using descriptive methods, which describes the concept of implementing the payroll Sistem and the principles of the ijarah contract in kindergarten. ‘Aisyiyah Bustanul Athfal I Probolinggo City.The results of this study state that the implementation of the payroll Sistem and the implementation of the principles of the charity ijarah contract in the payroll Sistem in kindergarten. 'Aisyiyah Bustanul Athfal I City of Probolinggo is still general. Although in its application both parties have each benefited, this has not met the provisions of the ijarah agreement in accordance with sharia economic law.Keywords : Principles of Ijarah Agreement and Payroll Sistem
PERLINDUNGAN HUKUM PEMBELI HAK ATAS TANAH BERDASARKAN PERJANJIAN PENGIKATAN JUAL BELI SECARA BERTINGKAT OLEH NOTARIS MENURUT PRINSIP-PRINSIP EKONOMI SYARIAH troy permata saprutro; chamim tohari
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6867

Abstract

The agreement of a transaction is a prelimenary agreement before the main agreement (AJB) done in front of the PPAT. PPJB often causes a problem when the right of the land is treated as a commodity by the seller and it is not registered its changes in Agrarian Office. The registration may be done after the right of the land is changed into the lastest buyer.The approach of this research uses the approach of laws and the conceptual approach. The result of the analysis is concluded as the law protection of the latest buyer in accord with Government Regulations No. 24 of 1997 about the land registration, so that the Notary in maing PPJB has an obligation to pay attention to the principles of caution and the risks because of law concerning the document of the buyer.Key words : Agreement of transaction; document of transaction; the right of the land and the building. 
ANALISIS IMPLEMENTASI HUKUM EKONOMI ISLAM TERHADAP PRAKTIK JUAL BELI TAHU DAN TEMPE DI DESA LAOK JANG-JANG KANGEAN SUMENEP listriyati listriyati; dian berkah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6870

Abstract

To know and tempeh trade that takes place in Laok Jang-Jang Kangean village has been practiced according to the habits that have been in place for a long time in the community. But Islam regulates its people on how to transact well between each other. All the work done should not go out of the way, so that no one feels harmed and no one feels remorse in the future. The problem in this study is how the trading practice system. To know and tempeh in Laok Jang-Jang KangeanSumenep Village and how to Implement Islamic Economic Law in Laok Jang-Jang KangeanSumenep Village. The purpose of this research is to uncover the problem of The Implementation analysis of Islamic Economic Law AgainstTempe To know-selling practices in Laok Jang KangeanSumenep Village.This research is field reseach that is analyzed using a qualitative descriptive approach. Samples are taken using total sampling that all sellers and buyers know and tempe so that this problem can be presented clearly, the research instruments used are interviews, observations and documentation. Data analysis is done through three steps, namely data reduction, data presentation, and withdrawal of conclusions or verification.  Based on research, it is known that the practice of buying and selling toy and tempeh that occurs in the villagers of Laok Jang-Jang KangeanSumenep. it has become a tradition where in trade transactions know and tempe that often only use purchase receipts even some are only by oral.Key Words:Islamic Economic System, Against Buying and Selling Practices
TINJAUAN HUKUM SYARIAH PADA PRODUK ASURANSI BERKAH SAVELINK (STUDI KASUS PADA PT MANULIFE INDONESIA) faridatul aliyah; M Fikri Himmawan
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6560

Abstract

Abstrak Indonesia sebagai negara yang besar didominasi oleh umat muslim merupakan peluang pasar yang besar sekaligus tantangan bagi perusahaan asuransi dalam meningkatkan penetrasi pasar. Berbagai strategi dilakukan oleh pihak asuransi, salah satunya adalah ekspansi pada produk asuransi syariah. Penelitian ini menguji apakah penerapan prinsip syariah pada produk asuransi Berkah Savelink Manulife. Penelitian menggunakan metode studi kasus dengan populasi nasabah asuransi Berkah Savelink Manulife Indonesia. Teknik sampling yang digunakan adalah simple random sampling. Jenis penelitian adalah kuantitatif dengan dengan menggunakan metode principal component analysis (PCA). Hasil ekstraksi faktor berhasil mereduksi 15 variabel menjadi 2 faktor.Kata kunci:  Asuransi Syariah, Ekonomi Syariah, Asuransi Unitlink, PCA
PENGARUH PERSEPSI PENGETAHUAN, INFORMASI, DAN RELIGIUSITAS TERHADAP MINAT BERWAKAF UANG Rizkie Anugerah Pramudia; Mochamad Edman Syarief
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6482

Abstract

This study aims to determine the perception of the Muslim community in West Java on cash waqf. The variables used in this study were knowledge, information and religiosity variables. This research is a quantitative study using Structural Equation Model-Partial Least Square (SEM-PLS) with the WarpPLS tool. The results showed that the variables of knowledge, information and religiosity had a positive effect on the interest to donating cash waqf. Positive public perceptions of cash waqf need to be supported by more massive socialization and education. Obviously, proper regulations also need to be prepared so that the purpose of cash waqf is achieved
ANALISIS FAKTOR-FAKTOR DALAM PENGAMBILAN KEPUTUSAN NASABAH MEMILIH PRODUK PEMBIAYAAN PENSIUN DI BSM KC BOJONEGORO SUMBERREJO aditya rachman; Isma Swadjaja
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6851

Abstract

Pension financing is a solution for someone who has stopped working to be able to meet all consumptive needs and other economic needs. PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo is one of the Sharia banks that offers pension financing products so that they have to compete with neighboring banks, especially conventional banks, which first offer pension financing products. The population in this study were all retired customers of PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo, as many as 480 customers. By using purposive sampling technique, the number of samples used is 267 retired customers who have met the criteria determined by the researcher. From the analysis, it is found that partially the factors that influence customer decisions in choosing pension financing at PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo are product quality (X1), service quality (X2), price (X3), emotional (X4), convenience ( X5), promotions (X8) and costs (X9). While simultaneously product quality (X1), service quality (X2), price (X3), emotional (X4), convenience (X5), personal experience (X6), other people's experiences (X7), promotion (X8) and costs ( X9) affects the customer's decision to take pension financing at PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo. The nine factors influence the customer's decision in choosing pension financing by only 66.9 percent, while the remaining 33.1 percent is influenced by other factors. Of the various factors that influence customer decisions in choosing pension financing at PT Bank Syariah Mandiri Branch Office Bojonegoro Sumberrejo, the most significant influence is the price factor (X3). Keywords: Pension financing, customer decisions, multiple linear regression analysis
MEMBANGUN TEORI KONSUMSI ISLAMI MELALUI MODEL INFAK Ahmad Anas; Afaful Ummah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6879

Abstract

This study was based on the assumption that Islamic concumption theory which existstoday is result from combination between conventional concumption theory and Islamicreligion theory. Conventional concumption theory has many limitations and incompatibilitywith Islamic teachings and ethics concumption. This study aims to build Islamic concumptiontheory through infak model. Infak model which is not only materialist, but shar'i, spiritualist,socialist, fair, moral and ethical is believed to be very compatible with the characteristics ofMuslim consumers. This study is a type of library study that requires philosophical andtheoretical studies that have to do with empirical facts. Results of study showed that Infak ofconsumption is an activity to spend wealth in an effort to fulfil the needs for the benefit of theworld and the hereafter. In infak of concumption activities, consumers must pay attention tolimitations that cover two important components, namely Islamic law and ethics. Then infakmodel explains the level of priority that is the theory of consumer decision making inspending wealth. Furthermore, the purpose of consumption in infak of consumption includestwo components; material satisfaction and prosperity in hereafter. Both components arecontained in a term called "maslahah".
IMPLEMENTASI PEMBIAYAAN MURABAHAH (STUDI KASUS WARUNG MIKRO BANK SYARIAH MANDIRI CABANG BOJONEGORO ) bakhtiyar arifin; warsidi warsidi
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6864

Abstract

One of the segmentation of Bank Syariah Mandiri to distribute financing to micro segment is that the warung micro aims to provide convenience to the micro enterprise in obtaining additional capital to expand its business, although it does not close to provide financing to customer who does note have micro enterprises.This research uses qualitative research to know how the implementation of Murabahah financing on sharia bank independent of warung micro segment in practice and theory. Is the murabahah contract that is used in accordance with the fatwa of The National Sharia Council Indonesia Counsil of Religious Scholars in meeting the needs of the cusmoter to increase working capital.The finding in the field that the contract used was a hybrid contract between murabahah  and wakalah contract. So that presence of warung mikro bank syariah mandiri felt very beneficial to the customers in gaining capital increase for its business development easy and sharia. The result of this study concluded that the contract and process carried out by the Warung Mikro Bank Syariah Mandiri Bojonegoro already in accordance with the applicable regulations in Indonesia is in accordance with the fatwa of the National Sharia Council Indonesia Counsil of Religious Scholars No. 04/DSN-MUI/IV/2000 on the financing of Murabahah ang implementation of murabahah financing. It is reflected in the filing process until the agreement between the bank and the customer.Keywords: Murabahah, Warung Mikro Bank Syariah mandiri, Murabahah Working Capital.
ANALISIS PENERAPAN FATWA ZAKAT MAJELIS ULAMA INDONESIA PADA LEMBAGA AMIL ZAKAT NASIONAL DOMPET PEDULI UMAT DAARUT TAUHID PRIANGAN TIMUR iwan wisandani
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4, No 2 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i2.6865

Abstract

This study is entitled "Analysis of the Application of the Fatwa of Zakat of the Indonesian Ulema Council at the National Zakat Amil Institute for the Care of the People of Daarut Tauhid East Priangan". In Indonesia, all Islamic Financial Institutions including Sharia Social Institutions in conducting their operations are based on the MUI fatwa.This research is a qualitative research with content analysis and phenomenological methods, with the following activities: The research will be carried out for six months, tracing literature studies and documents related to zakat fiqh, especially zakat issue fatwas issued by the Fatwa Commission and the National Sharia Council of the Indonesian Ulama Council. , then observations and interviews with amillin at the National Amil Zakat Institution, Dompet Peduli Umat Daarut Tauhid East Priangan, to get an overview of the mechanism for managing zakat.The results showed that the DPU DT in carrying out its activities always adheres to the MUI fatwa on the issue of zakat management. Although there are technical matters which are the policies of zakat managers. DPU DT views that the MUI Fatwa is needed to provide certainty in carrying out zakat management activities so that they run well and correctly and succeed for the prosperity of the community.Key Word : Fatwa Zakat, MUI, Daarut Tauhid

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