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EconBank : Journal Economics and Banking
ISSN : -     EISSN : 26853698     DOI : -
Core Subject : Economy, Social,
Econbank is a Journal of Economics and Banking published by the School of Economics and Business (STIE) of Bank BPD Jateng as a place for publishing research results and concepts in the fields of Economics and Banking. Ecobank focuses on research articles or papers relevant to the economic, business, and banking issues, related to three important disciplines: (1) economics, (2) business and banking, and (3) accounting.
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Search results for , issue "Vol 4 No 2 (2022): October" : 10 Documents clear
ANALISIS KINERJA KEUANGAN DENGAN PENDEKATAN ECONOMIC VALUE ADDED (EVA) PADA PERUSAHAAN YANG TERDAFTAR PADA JII TAHUN 2021 Jilma Dewi AyuNingtyas; Pratomo Cahyo Kurniawan
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.56

Abstract

This research will focus on analyzing the company's financial performance using the EVA approach on Islamic stocks indexed at JII in 2021. This research uses a descriptive quantitative approach with a population of financial statements of companies listed on the Jakarta Islamix Index (JII) in 2021. For analysis financial report data using the economic value added (EVA) approach, preceded by calculating the variables from EVA. The variables consist of NOPAT (net Operating after tax), Invested capital (invested capital), WACC (weighted average cost of capital), capital charger (cost of capital), then calculate EVA (economic value added). Based on the results of the research, it can be concluded that, 1) companies listed on the JII index in 2021 are divided into two groups, namely companies whose company value is GOOD as seen from the positive EVA value and the category of companies whose company value is LESS with negative EVA value. 2) if the calculation of the value of NOPAT, Invested capital, WACC / weighted average cost of capital, and Capital charges is positive, the EVA value will also be positive. capital, and Capital charges are negative, the EVA value is also negative.
PENGARUH GOOD CORPORATE GOVERNANCE TERHADAP PROFITABILITAS PERUSAHAAN PERBANKAN Terdaftar di Bursa Efek Indonesia Tahun 2018 - 2020 Esther Liana Rini Andriyani; Endang Purwanti; Joko Pramono
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.235

Abstract

This study aims to determine the effect of Good Corporate Governance (proxied by the board of commissioners, board of directors, audit committee, and institutional ownership) on the profitability of banking companies (Return on Equity (ROE)). This type of research is explanatory research with a quantitative approach. The population in this study are banking companies listed on the Indonesia Stock Exchange in 2018-2020. The sample selection is by purposive sampling. Data analysis used classical assumption test, multiple linear regression analysis, hypothesis test and the coefficient of determination. The results of the study show that (1) the Board of Commissioners has no significant effect on the profitability of banking companies. (2) The Board of Directors has a significant effect on the profitability of banking companies. (3) The Audit Committee has no significant effect on the profitability of banking companies. (4) Institutional Ownership has no significant effect on the profitability of banking companies. While the results of the simultaneous f test show that the variables of the board of commissioners, board of directors, audit committee and institutional ownership have a simultaneous effect on the profitability of banking companies
The EFFECT OF UNDERSTANDING TAX REGULATIONS, APPLICATION OF TAXATION E-SYSTEMS, AND THE ROLE OF ACCOUNT REPRESENTATIVES ON TAXPAYER COMPLIANCE WITH PERSONAL PERSON Kadek Wulandari Laksmi P; I G. N.O. Ariwangsa; Ni Wayan Lasmi; Ida Ayu Ratih Dharmayanti Tatwa
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.236

Abstract

T The aims of this study was to determine the impact of understanding tax regulations, the application of the taxation e-system, and the role of account representatives on individual taxpayer compliance. The population in this study is the taxpayer of KPP Pratama Denpasar Timur. Determination of the number of samples using the Slovin formula with random sampling in order to obtain as many as 100 samples. Multiple linear regression analysis was used to analyze the data in this study. The results showed that the understanding of tax regulations, the application of the taxation e-system and account representatives had a positive and significant effect on the compliance of taxpayers in carrying out their tax obligations. This shows that the better the understanding of taxpayers on tax regulations, the implementation of the e-system of taxation and account representative services will be able to increase the compliance of taxpayers in carrying out their tax obligations at KPP Pratama Denpasar Timur
ISLAMIC CORPORATE SOCIAL RESPONSIBILITY, ISLAMICITY PERFORMANCE INDEX DAN PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Versiandika Yudha Pratama
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.237

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh antara islamic corporate social responsibility dan islamicity performance index terhadap profitabilitas Bank Umum Syariah di Indonesia periode 2017-2020. Penelitian ini termasuk penelitian kuantitatif dan data yang digunakan dalam penelitian ini adalah data sekunder yang berasal dari laporan tahunan maupun laporan keberlanjutan bank umum syariah. Teknik pengambilan sampel menggunakan metode purposive sampling. Dengan teknik pengambilan sampel yang ditentukan, diperoleh 11 bank umum syariah yang dijadikan sampel penelitian selama periode 2017-2020. Uji yang dilakukan adalah uji regresi linear berganda dengan uji hipotesis menggunakan uji t dan uji F. Hasil penelitian menujukkan bahwa secara parsial, profit sharing ratio maupun islamic income ratio berpengaruh signifikan terhadap profitabilitas bank umum syariah di Indonesia periode 2017-2020. Di lain variabel, islamic corporate social responsibility maupun zakat performance ratio masing-masing tidak mempunyai pengaruh yang signifikan terhadap profitabilitas bank umum syariah di Indonesia. Sementara itu, jika dilihat dari pengaruhnya secara bersamaan, islamic corporate social responsibility dan islamicity performance index berpengaruh secara simultan terhadap profitabilitas bank umum syariah di Indonesia periode 2017-2020.
PENGARUH NON PERFOMING LOAN, LOAN TO DEPOSIT RATIO DAN BEBAN OPERASIONAL PER PENDAPATAN OPERASIONAL TERHADAP RETURN ON EQUITY PADA BANK UMUM SWASTA DI INDONESIA Dahyang Ika Leni Wijayani; Siti Nur Rahmawati Ar Rosyiid; Totok Ismawanto
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.239

Abstract

Tujuan penelitian ini untuk menguji Pengaruh Non Perfoming Loan (NPL), Loan to Deposit Ratio (LDR) dan Beban Operasional per Pendapatan Operasional (BOPO) terhadap Return On Equity (ROE) pada Bank Umum Swasta yang terdaftar di Bursa Efek Indonesia (BEI) Tahun 2019-2020. Metode pengambilan sampel penelitian ini menggunakan purposive sampling, sehingga diperoleh 22 bank yang dijadikan sampel. Model analisis data menggunakan regresi linier berganda dan untuk pengujian hipotesis menggunakan uji simultan (f) dan uji parsial (t) dengan program SPSS 26. Hasil penelitian ini menjelaskan bahwa: 1) NPL, LDR dan BOPO berpengaruh signifikan secara simultan terhadap ROE; 2) NPL berpengaruh negatif signifikan terhadap ROE secara parsial; 3) LDR tidak berpengaruh signifikan terhadap ROE secara parsial; 4) BOPO berpengaruh negatif signifikan terhadap ROE secara parsial.
PENDEKATAN PSIKOLOGI UNTUK KEPUTUSAN INVESTASI DI MASA PANDEMI COVID-19 Asri Nur Wahyuni; Rudi Suryo Kristanto
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.242

Abstract

The investment world is one of the areas that has felt the impact, this is due to various restrictions on activities which ultimately affect the activities of the national economy. It is important for investors to maintain, follow and be able to analyze pandemic Covid-19 conditions with proper observations and calculations so that total losses can be minimized as small as possible. A psychological approach to investment decision-making can be done with many factors. The level of trust, historical data, social relationships, emotions, and past experiences can be one of the bases for making investment decisions. The data in this study are primary data obtained by distributing questionnaires to the public in Indonesia via a google form. The sample taken in this study was 100 respondents. Multiple linear regression analysis has been used to analyze the data in this study. Heuristics, Emotion, and considering the past variables have an effect on investment decisions. However, overconfidence and social interaction variables have no significant effect on decision-making when investing.
STRATEGI BUSINESS CONTINUITY PLAN (BCP) UNTUK KETAHANAN UMKM DAN UKM DI MASA KRISIS Yenny Maya Dora; Nugraha Saefudin; Intan Widuri Sakti; Oktora Yogi Sari; Asep Sudrajat; Cania Sukma Dewi
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.243

Abstract

Krisis yang diakibatkan oleh Pandemi Covid 19 memberikan dampak yang sangat besar untuk keberlangsungan usaha para pelaku UMKM dan UKM. Oleh karena itu penelitian ini dilakukan untuk menyusun Business Continuity Plan (BCP) Ketahanan UMKM dan UKM di masa krisis maupun bila terjadi krisis. Metode yang digunakan pada penelitian ini adalah metode kualitatif. Data penelitian didapat dengan melakukan wawancara dan menyebarkan kuesioner kepada para pelaku UMKM dan UKM Kota Bandung. Data yang didapat dianalisa dengan metode OODA Loop dikumpulkan dengan wawancara dan kuesioner kepada para pelaku UMKM dan UKM. Dari hasil analisa data didapat cara supaya UMKM dan UKM dapat bertahan dengan cara Para pelaku usaha UMKM di Kota Bandung supaya dapat bertahan dalam kondisi krisis melakukan langkah, seperti: Menghasilkan produk sesuai dengan kebutuhan pasar (memodifikasi atau mengembangkan produk atau menghasilkan produk baru). Mengikuti pelatihan-pelatihan baik untuk pengembangan produk, memproduksi produk, maupun meningkatkan dan mengembangan kemampuan dalam menjual barang/jasa secara online, bergabung dengan group. Mengikuti kegiatan-kegiatan pameran yang diselenggarakan oleh pemerintah, memasarkan produk dengan memanfaatkan digital marketing serta kolaborasi. Dan terus menerapkam metode OODA Loop. Hasil penelitian ini akan sangat berguna untuk para UMKM dan UKM mempersiapkan diri untuk menghadapi, menjalani dan melalui masa krisis.
PENGARUH PENGELOLAAN RISIKO DAN PERILAKU INOVATIF TERHADAP KEBERLANGSUNGAN USAHA UMKM YANG DIMODERASI OLEH KAPABILITAS JEJARING Fitri Lukiastuti; Novi Riza Rosani
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.246

Abstract

The purpose of this study is to analyze the effect of risk management and innovative behaviour on MSME business sustainability and analyze the moderating role of network capabilities on the effect of risk management and innovative behaviour on MSME business sustainability. The research population is MSME business doers in the city of Semarang, amounting to 11,908 with a sample of 99 respondents calculated by random sampling technique. The quantitative data analysis using smart PLS with the stages of the outer model and inner model. The results of the study indicate that risk management and innovative behaviour have a positive significant effect on MSME business sustainability in the city of Semarang. Network capabilities strengthen the influence of risk management and innovative behaviour on MSME business sustainability in Semarang City.
THE INFLUENCE OF TECHNOPRENEURSHIP AND BUSINESS NETWORK COMPETENCY TOWARDS THE COMPETITIVE ADVANTAGE OF SME IN THE MIDDLE OF THE COVID-19 PANDEMIC Bangun Prajadi Cipto Utomo; Tri Djoko Santosa
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.247

Abstract

The purpose of this study was to determine the partial and simultaneous positive effect of Technopreneurship Competence and Business Networks on the Competitive Advantage of MSMEs in the Midst of the Covid-19 Pandemic. The population of this research is SMEs in Surakarta. The research sample consisted of 100 MSMEs in Surakarta with used proportional random sampling. The data collection techniques used questionnaires and interviews. Multiple linear regression analysis was used to analyze the influence of Technopreneurship Competence and Business Networks in shaping the Competitive Advantage of MSMEs. The results show that technopreneurship competence and business networks have a significant effect on the competitive advantage of MSMEs in the culinary field in Surakarta. The contribution of independent variables consisting of technopreneurship competence and business networks to the competitive advantage of SMEs in the culinary field in Surakarta is 71.9% while the remaining 28.1% is influenced by other factors
IMPROVING THE PERFORMANCE OF BATIK SMEs IN THE COVID-19 PANDEMIC Dikdik Harjadi
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.248

Abstract

The COVID-19 pandemic has made the economy in Indonesia sluggish, especially for SMEs. Whereas the existence of SMEs in Indonesia is very important and considered by the government because SMEs can accommodate many workers and become a source of income for the middle and lower classes of the community. The aims of this research were look at how to improve the performance of SMEs so that they can still exist in the midst of the Covid 19 pandemic. Study was conducted on SMEs in West Java, Indonesia. Based on quantitative approach, this research used survey instrument by delivering questionnaire. The Structural Equation Modeling (SEM) was used to analyze the data. The result showed the significant relationship between Product Characteristics, Market competitive strategy, Price & Product Success Rate on Performance of SME

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