cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Afried Lazuardi
Contact Email
lazuardi@uinjkt.ac.id
Phone
+6281311258250
Journal Mail Official
jurnalzhafir@gmail.com
Editorial Address
Jl. Raya H. Usa Ciseeng Bogor, Jawa Barat, Indonesia
Location
Kab. bogor,
Jawa barat
INDONESIA
Zhafir | Journal of Islamic Economics, Finance, and Banking
Published by Penerbit Media Wawasan Ilmu
ISSN : 26858851     EISSN : 27148017     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The Zhafir | Journal of Islamic Economics, Finance, and Banking is a Peer Reviewed, Open Access International Journal. Notably, it is a Referred, Highly Indexed, Monthly, Online International Journal with High Impact. Zhafir | Journal of Islamic Economics, Finance, and Banking is published as a Monthly Journal with 2 issues per year. We also assist International and National Conference to publish their conference papers. Zhafir | Journal of Islamic Economics, Finance, and Banking covers all disciplines including Islamic Study. Zhafir | Journal of Islamic Economics, Finance, and Banking always strives to be a platform for Academicians, new Researchers, Authors, Engineers and Technocrats and Engineering Scholars. Since inception, Zhafir | Journal of Islamic Economics, Finance, and Banking is continuously publishing original and best quality research articles.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 22 Documents
 1   2   3 
Analisa Penyelesaiaan Transaksi Penagihan Fintek Tanpa Adanya Jaminan Terminanto, Ade Ananto
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51275/zhafir.v2i1.170

Abstract

Fintech has provided fresh air in the development of the financial and technological industries today. Growing so rapidly makes Technology-Based Money Lending and Borrowing Activities a business that has positive and negative impacts. With regulations that are not yet strict, many illegal investment companies are flourishing in Indonesia. The absence of collateral is a major problem for Fintek. In collecting loans, Fintek uses all personal data of debtor customers as an effort to resolve customer obligations. On the other hand, Fintek violates the rights of debtor customers as consumers because they have used the customer's personal data in resolving debts.
Analisis Hukum Islam Terhadap Jual Beli Emas Secara Tidak Tunai Armen, Rio Erismen
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51275/zhafir.v2i1.177

Abstract

This study aims to analyze whether gold can be classified as money or not from the perspective of Islamic law. The study uses descriptive qualitative method through library study and interviews as the data collection techniques. The results exposed the view of Islamic law on gold and its utility as the medium of exchange that is portrayed from various sides, namely: characteristics, function, and arguments (al-adillah) that define gold as the commodity meeting the characteristics of money. This is also backed by the opinions of economists and Shar‘īah scholars (fuqahā) regarding al-‘illat of gold. The study concluded that the sale and purchase transaction of gold should be in cash (naqdan) which is analogous to currencies exchange transaction (‘aqd al-sharf) that is not allowed to be in the form of installment transaction.
Manajemen Ekonomi Syariah Dalam Prespektif Bisnis Islam Edwar, Ahmad; Ahmad, Taufik
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dalam bisnis syariah, manajemen digunakan sebagai elemen dasar yang melekat pada proses bisnis yang akan dijadikan acuan oleh manajer dalam menjalankan aktivitas untuk mencapai tujuan. Urgensi manajemen dalam bisnis dirancang untuk mencakup empat fungsi, yaitu produksi, personalia, pemasaran dan keuangan. Bisnis dalam Islam juga bertujuan untuk mencapai empat hal utama: target hasil, keuntungan material dan non material, keberlanjutan pertumbuhan, dan keberkahan. Penelitian ini merupakan penelitian kepustakaan kualitatif dengan menggunakan sumber dari berbagai referensi yang dilakukan secara deskriptif dan analitik. Hasil temuan menunjukkan bahwa dalam penerapannya, manajemen bisnis tidak lepas dari keyakinan dan nilai-nilai yang melandasinya, yang harus sesuai dengan pandangan hidup dan Islam.
Wakaf Solusi Penurunan Kemiskinan Edwar, Ahmad; Permana, Rusma
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 2 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Wakaf adalah suatu amalan ibadah yang istimewa hal ini dikarenakan pahala wakaf akan terus mengalir walaupun pemberi wakap telah meninggal. Jadi amalan wakaf beda dengan amalan ibadah-ibadah yang lain, seperti: sholat, puasa, haji dan lain-lain yang pahanya terputus apabila orang tersebut meninggal dunia. Hal ini sesuai dengan hadist Rasulullah SAW bahwa apabila seseorang telah meninggal dunia maka terputuslah amal perbuatanya kecuali tiga hal yaitu anak sholeh yang selalu medoakan orang tuanya, ilmu yang bermanfaat, amal jariah (wakaf) wakaf tidak hanya diperuntukan semata-mata untuk kepentingan sarana ibadah dan sosial saja tetapi juga diarahkan untuk memajukan kesejahteraan umum dengan cara mewujudkan potensi dan manfaat ekonomi benda wakaf. Hal ini memungkinkan pengelolaan harta benda wakaf dapat memasuki wilayah kegiatan ekonomi dalam arti luas sepanjang pengelolaan tersebut sesuai dengan prinsip manajemen dan ekonomi Syariah. Karena itu untuk mengamankan harta benda wakaf dari campur tangan pihak ketiga yang merugikan kepentingan wakaf, perlu meningkatkan kemampuan Nazhir. Namun pengelolaan wakaf di Indonesia teryata belum maksimal.Ketidak maksimalnya pengelolaan wakaf tersebut banyak dipengaruhi oleh beberapa faktor yang diantaranya adalah pemahaman masyarakat tentang wakaf, manajemen wakaf, harta yang diwakafkan dan nazdir masih kurang.Untuk itu perlu perubahan paradigma perwakafan kearah wakaf produktif dengan mengoptimalkan potensi wakaf dan kemudian memperdayakan semua asset wakaf secara produktif agar dapat memberikan kontribusi yang obtimal terhadap peningkatan kualitas hidup umat Islam.
Pengaruh Iman Dan Pendapatan Terhadap Penggunaan Uang Elektronik Simatupang, Aisyah Defy Rahmayani
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The application of electronic money in Indonesia has clear regulations, these regulations are regulated by the Central Bank. One of the regulations regarding electronic money (electronic money), among others, is Bank Indonesia Regulation Number 14 / 2PBI / 2012 concerning Amendments to PBI Number 11/11 / PBI / 2009 concerning the Implementation of APMK Activities. (Serfianto, 2012; 62) In an Islamic perspective, electronic money can be categorized as halal, if the fees charged to holders of electronic money (electronic money) are real costs and must be conveyed correctly to cardholders. Based on the approach used, the writer uses a quantitative research approach. Quantitative research is more oriented towards objective facts through concepts that are derived from the variables and translated into indicators by paying attention to aspects of validity and reliability. Quantitative research is divided into two types of research, namely, experimental research and non-experimental research. Non-experimental research is research where the researcher does not manipulate the independent variable, the researcher only examines what happens naturally or has happened, and examines how the variables are related. In preparing this proposal, the authors chose the type of non-experimental correlation research.
Implementasi Ekonomi Syariah Dalam Bingkai Ekonomi Pancasila Jamaludin, Nur
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of the sharia economy in Indonesia as the country with the largest Muslim population in the world is also inseparable from the development of the Islamic economy in the world, especially those from neighboring Malaysia. Starting in the 1993s marked by the establishment of the first Islamic bank, Bank Muamalat until now its growth continues to be encouraging. Economic and financial institutions as well as educational institutions that examine sharia values ​​as the basis have made a positive contribution to sharia economic growth. Regarding the growth of the Islamic economy in Indonesia, it is very interesting to study how its positioning or existence is in the Indonesian legal, political and economic system. This paper examines this relationship in order to get a conclusion of its compatibility with the economic system that we adhere to with a qualitative approach to literature study. The results of this study find that Islamic Economics and Pancasila Economics are both inseparable because they have high compatibility. Normatively, the objectives of the Pancasila Economy which are marked by Article 33 of the 1945 Constitution have the same principle in Islamic economics, namely the principles of gaining falah, socio-economic justice and equity and prosperity. The implication of this study is that Islam and Pancasila, especially in the economic field, cannot be separated.
Analisis Pengaruh Keberagamaan Terhadap Kualitas Kerja Karyawan BPRS Harta Insan Karimah Kantor Cabang Karawaci Kota Tangerang Muizzudin, Muizzudin
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 2 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

As a part of sharia bank, BPRS Harta Insan Karimah plays an important role in empowering muslims and small and medium enterprises in rural areas. In playing its rule, the bank has to show the power of its employees especially in their religiosity and quality of work. This quantitative research is aimed at identifying the present existing data on their religiosity and quality of work and measuring the impact of their religiosity on their quality of work. The primary data is collected from the respondents’ responses to the statements of their religiosity as the independent variable and their quality of work as the dependent variable in the form of Likert scale options provided in the questionnaire. After going through the tests of validity, reliability, normality, and linearity, the data is processed to the regression analysis with SPSS 25. The results show that the religiosity as the independent variable has the positive impact on the quality of work as the dependent variable with the value of 12,8 %. This value is relatively small due to the fact that the research only uses one independent variable.
Analisis Pengaruh Qowaid Fiqhiyah Dan Qowaid Ushuliyah Dalam Perbedaan Pendapat Fiqh (Kasus Bunga Bank) Jamaludin, Nur
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 2 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This paper aims to explore the the defferences of fiqh opinion regarding the issue of interest in the case of financing in the bank. The qawaid fiqiyah and qawaid ushuliyah are used in this study to decide the law of interest imposed to the bank. The finding of this study is based the analysis of the qowaid booth fiqiyah and ushuliyah is the law of interest in the bank is unpermissible. The majority of fuqaha give their opinion that the interest imposed in the bank is similar to the riba nashi’ah
Strategi Penanganan Pembiayaan Bemasalah Pada Pembiayaan Murabahah Di Masa Pandemi Covid-19 Azwar, Martavevi
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 3 No 1 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51275/zhafir.v3i1.225

Abstract

As a sharia financial institution, the business activity of Bank Syariah Indonesia KC Daanmogot Tangerang is to collect public funds in the form of deposits and channel them back in the form of loans. In distributing financing, the financing that is most in demand by the public at Bank Syariah Indonesia KC Daanmogot Tangerang is murabahah financing. However, in providing financing to customers, it cannot be separated from various risks, one of which is non-performing financing, because it can lead to a decrease in the health level of bank liquidity and the level of trust of debtors to the bank. So that this study was conducted to examine the handling strategies carried out by banks against non-performing financing during the covid-19 pandemic. The main problem in this research is. first, what are the factors that cause problematic financing during the covid-19 pandemic, and second, how is the strategy for handling problematic financing in murabahah financing at Bank Syariah Indonesia KC Daanmogot Tangerang. The type of research used in this project is field research. Research that is taking the research location at Bank Syariah Indonesia Branch Office Daanmogot Tangerang with a qualitative approach. Sources of data in this study consisted of primary sources and secondary sources obtained through interviews and documentation. The data that has been collected is then analyzed using descriptive analysis method. From the results of this study concluded that the factors causing problematic financing during the COVID-19 pandemic can come from customers and Bank Syariah Indonesia Daanmogot Tangerang Branch Office. The strategy for handling problematic financing on murabahah financing during the Covid-19 pandemic at the Daanmgot Tangerang Branch Office, namely by, Approaching customers, Intensive collection, Giving warning letters, namely SP 1 to 3, and Restructuring by rescheduling, namely, extending the financing period, extending the installment period, and the most used during this covid-19 pandemic is reducing the number of installments.
Pengaruh Pendapatan Dan Pengetahuan Tentang Zakat Terhadap Kesadaran Muzakki Dalam Menunaikan Zakat Profesi Di Upz Kecamatan Cipondoh Kota Tangerang Muizzudin, Muizzudin; Hapstari, Ayu
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 3 No 1 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The research is aimed at measuring the impact of earning (X1), knowledge on zakat (X2) on the awareness of the zakat payer in implementing zakat of profession. The method used is quantitative with the use of the questionnaire. The number of the respondents is 55 zakat payers. The technique to take samples is purposive sampling, with the use of regression statistics to accommodate the awareness of zakat as dependent variable (Y), the earning (x1), and the knowledge on zakat (X2). Multiple linear regression is used to test the impact of the two independent variables on the dependent variables partially and wholly by applying the software of SPSS 26. The results show that only the knowledge on zakat partially has a positive impact in paying zakat of profession. The earning (X1) partially doesn’t give the impact on the paying of zakat of profession. However, the two independent variables wholly have the impact on the dependent variable.

Page 2 of 3 | Total Record : 22

 1   2   3 

Filter by Year

2019 2021


Reset
Filter By Issues
All Issue Vol 3 No 2 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking Vol 3 No 1 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking Vol 2 No 2 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking Vol 1 No 2 (2019): Zhafir | Journal of Islamic, Economics, Finance, and Banking Vol 1 No 1 (2019): Zhafir | Journal of Islamic, Economics, Finance, and Banking