cover
Contact Name
Esti Alfiah
Contact Email
babul.ilmi@iainbengkulu.ac.id
Phone
+6281366369609
Journal Mail Official
babul.ilmi@iainbengkulu.ac.id
Editorial Address
Jl. Raden Fatah Pagar Dewa Kec. Selebar Kota Bengkulu
Location
Kota bengkulu,
Bengkulu
INDONESIA
Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah
ISSN : 25274163     EISSN : 2654332X     DOI : 10.29300
FOCUS :The focus of Jurnal Baabul Al Ilmi is to provide scientific article of islamic economic that developed in attendance through the article publications, research reports, and book reviews. SCOPE :Jurnal Baabul Al Ilmi welcome papers from academicians on theories, philosophy, conceptual paradigms, academic research, as well as religion practices. In particular, papers which consider the following general topics are invited.
Articles 9 Documents
Search results for , issue "Vol 3, No 1 (2018)" : 9 Documents clear
PENGEMBANGAN SUMBER DAYA MANUSIA DI INSTITUT AGAMA ISLAM NEGERI (IAIN) BENGKULU MELALUI PENDEKATAN MOTIVASI Syaifuddin, Syaifuddin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (594.962 KB) | DOI: 10.29300/ba.v3i1.1468

Abstract

Human Resources development has an important role in improving employee performance and productivity. In developing human resources, it can be done using a work motivation approach where work motivation is an impulse to do something consciously that arises from within and outside of each individual with the aim of increasing superior and competitive human resources. In the work motivation there are 6 motivational theories including: Need theory from Abraham Maslow, (b) Frederick Herzberg's two-factor theory, (c) McClelland's Achievement Theory, (d) Strengthening Theory (e ) Expectancy Theory, (f) Purpose Theory as Motivation. Based on this theory a leader can do various things to improve employee motivation and work to improve work productivity because with high motivation, work productivity will also be high and vice versa because between the two will be interrelated.
MURABAHAH CONTRACT WITH DELAYING OF HANDOVER OBJECT FOR FINANCING OF MULIA’S PROGRAM (Case Studies at Pegadaian Syariah of Bengkulu) Alfiah, Esti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (932.43 KB) | DOI: 10.29300/ba.v3i1.1476

Abstract

This research find about financing of MULIA’s program programs the one of financing method with murabahah contract at Pegadaian. There goods things as a object are holded by Pegadaan. Exactly the purpose of this research is to know how ascept delays object with murabahah contract in prespective of Islamic economic. The kind of this research is descriptive qualitative, and the location at research is Pegadaian Stariah of Bengkulu. And to collect all of data are conducted by interview and documentation. Based on this research can the conclude that implementation at murabahah contract with delaying in handover of object for financing of MULIA’s program at Pegadaian Syariah Bengkulu are not suitable with prespective of Islamic economic.
PERBANDINGAN YIELD TO MATURITY DAN (RATING) PADA SUKUK IJĀRAH DAN SUKUK MUḌĀRABAH Ilmiah, Dunyati
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (911.815 KB) | DOI: 10.29300/ba.v3i1.1471

Abstract

Yield to Maturity is the total return anticipated on a bond if the bond is held until it matures, with purpose of investing current funds and will be received when it maturity with the terms of the profit level of each contract. Risk of sukuk investment, it can be seen from the sukuk rating  that reflects the state of the sukuk issuer company. Yield to maturity and rating are related to investor considerations before deciding on investments, namely return and risk on ijārah sukuk and muḍārabah sukuk. Population of this study rating in 2011-2016 from PT. Pefindo, sample used 42 observation data and analysis using the t-test. The results of this test that there is a significant difference between the yield of ijārah sukuk and muḍārabah sukuk based on yield to maturity and there is no significant difference between the rank of ijārah sukuk and muḍārabah sukuk based on ratings.
PERKEMBANGAN USAHA MIKRO SEBELUM DAN SESUDAH MEMPEROLEH PEMBIAYAAN MURABAHAH DARI BMT KOTA MANDIRI BENGKULU Afrianty, Nonie
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (554.874 KB) | DOI: 10.29300/ba.v3i1.1477

Abstract

businesses can develop with additional capital, so it is necessary to know whether there are differences in the development of micro-enterprises before and after obtaining murabahah financing from BMT Kota Mandiri Bengkulu. The types of data in this study are primary data and secondary data. Data collection techniques used were oral interviews and library research. In this study, 33 samples were taken with the Puposive sampling technique with the characteristics of financing customers who had run murabahah financing for at least six months. Data Analysis Techniques in the normality test using the Kolmogorov-Smirnov method and homogeneity test with the Levene method. on testing hypotheses using paired sample t-test parametric statistics. The conclusion of this study is that there are differences in the development of micro-enterprises before and after obtaining murabahah financing from BMT Kota Mandiri Bengkulu.
FUNDING CELENGAN PADA BPRS SAFIR BENGKULU Yani, Erma Putri; Arisandy, Yosy
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (857.564 KB) | DOI: 10.29300/ba.v3i1.1473

Abstract

The purpose of this study was to determine the effectiveness of the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu and the factors that caused the stall traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. The research conducted is field research using qualitative methods. The data used in this study are Primary Data obtained through interviews with the Funding Division, Funding Officer, Costumer Service, General Division and Personnel, and Secondary Data obtained from books related to research problems. After the data is obtained then it is analyzed using qualitative descriptive method which is then analyzed deductively. The results of the study found that (1) the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu. After a customer agreement with the BPRS Safir bank, the bank places the piggy bank with the customer, the customer saves the money in the box. After that the bank took the Warung savings, Hajj savings, and Qurban savings. And recorded according to the nominal savings. (2) factors that cause traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. Because of the friendly service. maintain customer trust, ease in saving, ease of obtaining information about products.
PENGARUH KUALITAS PELAYANAN ADMINISTRASI AKADEMIK DAN KEMAHASISWAAN TERHADAP KEPUASAN MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM IAIN BENGKULU Sumarni, Yenti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (571.294 KB) | DOI: 10.29300/ba.v3i1.1474

Abstract

This study aimed to analyze the quality of academic administration and students services in IAIN Bengkulu. The sampling technique was done by using purposive sampling, where in this case, the selected respondents are students who use the services of Academic Administration and Student Affairs who are active students from the beginning until the end of the semester with a sample size obtained that consists of 100 respondents. The data analysis was performed by using multiple linear regression analysis results from several related quality of academic administrative services obtained that the better the quality of Academic and Student Administration services, the higher satisfaction of students of the Faculty of Islamic Economy will be.
ANALISIS PENGEMBANGAN UMKM BERBASIS WAKAF UANG DI KOTA BENGKULU Asnaini, Asnaini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (604.413 KB) | DOI: 10.29300/ba.v3i1.1583

Abstract

The spirit of waqf institutionalization (waqf managed by the government) is to maximize the benefits of waqf assets for people's welfare. Bengkulu City has the potential for large cash waqf. Bengkulu city has a high opportunity to develop waqf-based SMEs. Management of cash waqf to advanceSMEs can be carried out with a scheme to maximize the role of mosque worshipers actively. Jamaah can act as Wakif (JW), Nadhir (JN), Beneficiaries (JPM), and as Trustees or Supervisors (JPP). The starting point is the mosque congregation. With this scheme the development of waqf-based SMEs for mosques or what the authors call 'kaFUangMas' can be started, namely from pilgrims to worshipers. This scheme requires shared enthusiasm and commitment. Sense of brotherhood and caring and the desire to move forward together. Honing, caring and fostering each other in achieving prosperity and justice.
PENGARUH KOMPENSASI, DAN MOTIVASI TERHADAP KINERJA DOSEN DAN KARYAWAN STIE-STMIK MURA LUBUKLINGGAU Nurhab, Badaruddin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (625.356 KB) | DOI: 10.29300/ba.v3i1.1467

Abstract

This study aimed to investigate the effect of compensation and motivation on the performance of faculty and staff STIE-STMIK MURA Lubuklinggau research uses quantitative methods melaului nalisisi analisisi descriptive view of the help lines sofwe SPSS 18, the respondents in this study amounted to 100 men, results showed that compensation has a relationship strong, positive and significant impact on the value of the variable Motivation 0:46 hubungaan Compensation has a strong, positive and significant impact on the performance of lecturers with a value of 0.25. sedangakan hubungaan Motivation has a strong, positive and significant impact on performance value of 0.56
PERAN DEWAN PENGAWAS SYARIAH TERHADAP PENETAPAN MARGIN MURABAHAH PADA PT BANK PEMBIAYAAN RAKYAT SYARIAH SAFIR BENGKULU Elwardah, Khairiah; Khayati, Mar’atul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (642.346 KB) | DOI: 10.29300/ba.v3i1.1475

Abstract

The many theories of rejection of margin technique in murabahah financing which is considered to be the same as the practice of fixed interest, are the focus of researcher  to answer the concern and problem about their ability as sharia financing product. Sharia supervisory board\ (DPS) as an extension of the DSN-MUI is known to have the duty and function to oversee the implementation of sharia aspects, including overseeing sharia aspects in the use of margin techniques in murabahah financing products. This study aims to determine the working mechanism of the DPS as well as its role in determining the murabahah margin at PT BPRS Safir Bengkulu. This study uses descriptive qualitative research methods. The results of this study reveal that DPS has carried out a working mechanism by playing a role in the establishment of SRB Safir SOPs and periodic supervision of the implementation of BPRS Safir murabahah financing. DPS did not find any practice of irregularities in sharia aspects in the use of margin techniques on murabahah financing products. It's just that the marketing pattern used by BPRS Safir is to attract the interest of prospective debtor customers, it is known that there is a gap in the indication of the practice of fixed interest so that it needs more attention from DPS to be reviewed again.

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