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Rusyda Afifah Ahmad
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Journal of Islamic Economics and Philanthropy
Published by Universitas Darussalam Gontor
ISSN : -     EISSN : 2655335X     DOI : https://doi.org/10.21111/jiep
Core Subject : Religion, Economy, Humanities,
Religion Humanities Economics, Econometrics & Finance
This Journal focus and scope on: Islamic Economics Islamic Philanthropy Islamic Business Islamic Finance Islamic Worldview on Economics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
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Search results for , issue "Vol. 5 No. 3 (2023): February" : 6 Documents clear
Shifting Meaning: Islamic Philanthropy According to the View of Muhammadiyah Ahmad Rezy Meidina; Zaimudin Al-Mahdi Mokan
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (587.055 KB) | DOI: 10.21111/jiep.v6i1.9283

Abstract

This paper discusses Islamic philanthropy from the view of Muhammadiyah, this was obtained because there was a shift in the meaning of philanthropy in the past. Experts _ stated that philanthropy is an important element in Islam. Among the forms of philanthropy in Islam is zakat, one of Islam’s five pillars. Among other forms of Islamic philanthropy are infaq, alms, and waqf. Therefore philanthropy has a major position in the life of Muslims. The meaning above is different from philanthropy which is known in today's society but does not reduce the substance of philanthropy itself. Islam has an important role in terms of spreading religion and knowledge, establishing educational institutions, and even in the field of welfare. One important vehicle for the spread of Islam is the mosque, which was built on philanthropy. The Prophet Muhammad set an example of philanthropic behavior by establishing a mosque. Apart from establishing mosques, educational institutions which are places to gain knowledge were also established on the basis of philanthropy. It is through these educational institutions that the dissemination of knowledge develops. This paper aims to provide an understanding to the general public regarding the shift in the meaning of Islamic philanthropy, through the view of Muhammadiyah as the primary data source. The conclusion in this paper uses the theory of changes in Islamic law and uses a normative approach, of course with the aim of trying to reveal the values of truth in Islamic philanthropic practices in society so that they should be actualized in the future.Keywords: Islamic Philanthropy, Muhammadiyah, Theory of change in Islamic law
Taxation Of Sukuk In Turkey: As An Alternative Financial Product Kayhan Refik OKUR; Saim Kayadibi
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (801.348 KB) | DOI: 10.21111/jiep.v6i1.7398

Abstract

The markets such as capital markets, financial markets, commodity markets, it creates adomino effect and creates a great impact on the economy. After giving information aboutthe improvement of Islamic finance in Turkey, it describes the kinds of sukuk beingimplemented in Turkey. As a core study, taxation of sukuk in Turkey and sukuk inTurkish tax system are examined specifically. The objective of this paper is to explain thetax advantages and disadvantages on the products offered by the system to those whowant to invest in the alternative finance system or evaluate their savings. In this study,Turkish tax laws were used as the primary source, and the books, theses, articles andconference texts written on this subject were used as the secondary source. This studyincludes the review of the written works, statistics, documents, laws, practices and worksof related international institutions, and open sources of related national institutions.Finally, in this study, recommendations for the necessary regulations for the growth ofthe Islamic finance sector in Turkey and the results obtained from the study are given.Keywords: Islamic Financial Products; Sukuk; Taxation of Sukuk, Sukuk in Turkey.
Analisa Perilaku Pengambilan Risiko Pembiayaan Perbankan Syariah Di Indonesia : Analysis of Risk Taking Behavior of Islamic Banking Financing in Indonesia Regina Putri Listyadewi
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (871.338 KB) | DOI: 10.21111/jiep.v6i1.9293

Abstract

The basic principles attached to Islamic banks direct Islamic banks to minimize their exposure to excessive financing. However, various previous studies have shown the tendency for financing by Islamic banks to take excessive risks. On the other hand, this type of sharia financing contract tends to be protective in a downturn in the economy. The purpose of this study is to analyze the risk-taking behaviour of Islamic banks in financing and their response to the economy. This study uses a qualitative approach with technical analysis of literature studies. The result is that financing by Islamic banks at a certain Non-Performing Financing (NPF) threshold can lead them to take bold risks. The comparative advantage that exists in this type of Islamic bank financing is countercyclical so that it can withstand deterioration in a declining economy.Keywords: Excessive risk; Islamic bank financing; Risk-taking behaviour
Literasi Muslim Dalam Memilih Sistem Perbankan di Indonesia Antara Bank Syariah atau Bank Konvensional: Muslim Literacy in Choosing a Banking System in Indonesia Between Islamic Banks or Conventional Banks M Syahrul Syarifuddin; Dian Septi Purnamasari; Fajrin Intan Safitri
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (329.2 KB) | DOI: 10.21111/jiep.v6i1.9272

Abstract

The current sharia financial and banking system, especially in Indonesia, is increasingly showing its rapid performance and development, especially in February 2021, which is the most important moment for the inauguration of the merger of three sharia state-owned banks. The merger of three state-owned Islamic banks is nothing but a form of government effort in providing facilities to the Indonesian Muslim community, increasing value for shareholders, increasing value for MSME players, the industrial sector, education, and other Islamic programs such as hajj savings, zakat waqf, Stiff Thought Muslims, is a challenge that will be faced by Indonesia in the process towards the 2030 call and becoming the center of world sharia finance. Is choosing an Islamic bank for the Indonesian Muslim community the best choice? It even becomes something that must be emulated by the Indonesian Muslim community, and if not, then there will be a view that "it is not said to be a true Muslim, if you still have funds and financing in conventional banks". The method used in this study uses qualitative comparative. If depositors, investors and debtors see the advantages that exist in banks based on the level of risk in facing the global financial crisis, then the choice of Islamic banks is the right choice. In general, the Islamic banking system is more stable than conventional banks. The reason is the Islamic banking system which does not recognize interest.Keywords: Banking System; Syariah banking; Asymmetric Information
The Influence of Advertisement and Financial Capability on Purchase Intention at La Royba Mart Izzatul Muna
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (845.447 KB) | DOI: 10.21111/jiep.v6i1.9280

Abstract

In the digital era, the pattern for doing digital marketing is experiencing a shift. As competitors increase, it goes hand in hand with consumer interest. The purpose of this research is to determine the influence of advertisement and financial capability on consumer’s purchase intention. This research is important as advertisement and financial capability can influence variations of consumer’s consideration in purchasing decision. The type of study is quantitative research with statistical inference approach. Primary data is taken from the results of questionnaires given to consumers as respondents with a total sample of 50 people. Data analysis technique used are ANOVA F-test, t-test, multiple regression analysis, and coefficient determination (R square). Processing data tool used is Statistical Product and Service Solution (SPSS) version 26. The result of F-test and t-test shows that advertisement (X1) and financial capability (X2) simultaneously and partially have significant influence on consumer’s purchase intention (Y). The result of coefficient determination (R square) shows that 46.2% of factors affecting the consumers intention to purchase at La Royba Mart can be explained by advertisement factor and consumers’ financial capability factor, while the rest 53.8% factors are explained by other factors that are not studied by the author here.Keywords: Advertisement, Financial Capability, Purchase Intention.
Islamic Economic Literacy: A Paradigma Economic Thought In Indonesia Ahmad Lukman Nugraha; Sofian Al Hakim; Dedah Jubaedah; Antoni Julian; Mohamad Anton Athoillah
Journal of Islamic Economics and Philanthropy Vol. 5 No. 3 (2023): February
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (779.794 KB) | DOI: 10.21111/jiep.v6i1.9279

Abstract

The author aims to find out the relationship between Islamic economic philosophy and developing economic ideology. The author tries to put forward the relationship between Islamic economic philosophy and the Pancasila ideology as the foundation of the nation. The method research used descriptive qualitative method by a literature study and a normative phisopic. The results of the analysis of this paper suggest that the post-sila economy has aspects in common with the principles of Islamic economic values, namely; the first precept with at-Tawhid, the second with al 'Adalah, the third precept with Ukhuwwah, the fourth precept with Musywarah and the fifth precept with Falah.

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