cover
Contact Name
Hanif Mauludin
Contact Email
hanif@stie-mce.ac.id
Phone
+6281259010669
Journal Mail Official
hanif@stie-mce.ac.id
Editorial Address
Jalan Terusan Candi Kalasan Blimbing Malang 65142.
Location
Kota malang,
Jawa timur
INDONESIA
Akuntansi Bisnis & Manajemen (ABM)
Published by STIE Malangkucecwara
ISSN : 08544190     EISSN : 26853965     DOI : https://doi.org/10.35606/jabm
Ruang lingkup artikel untuk dapat dipublikasikan pada jurnal ABM terdiri atas bidang Akuntansi, Bisnis, dan Manajemen.
Articles 4 Documents
Search results for , issue "Vol 8 No 2 (2001): Oktober" : 4 Documents clear
THE IMPACTS OF THE DEVELOPMENT OF ELECTRONIC PAYMENT SYSTEM ON SOME ASPECTS OF MONETARY POLICY Imama Zuchroh
Akutansi Bisnis & Manajemen ( ABM ) Vol 8 No 2 (2001): Oktober
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Recently, a new payment instrument has emerged : the multipurpose card or ?electronic purse?. It is a plastic card which contains real purchasing power, for which the customer has paid in advance. Although development in the field of electronic payment systems were used in a great number of retail outlets, they would become a direct competitor not only to cashless payment instruments already in existence, but also to notes and coins issued by central banks and national authorities. Some development of electronic purses are : smart cards and stored value cards. One other forms of electronic payment system is ?home banking?, which based on personal computers and high capacity telecommunications, turn the home into a virtual bank branch. The main form of home banking is phone banking. This service allows a limited range of transactions to be carried out from home (or from any location with a suitable telephone). The last half session of the paper, explores some of the monetary policy issues that might be raised by electronic money : reserve requirements, definitions of money, seignorage, and the appropriate limitations on the types of institutions that could issue electronic value. Furthermore, there are some consequences to central banks concerning the use of electronic purse. Electronic payment system raise at least two kinds of problem : one relating to the soundness of the issuer, and the other relating to the soundness of the instrument. For monetary policy purposes, central banks need to control the amount of money which is available to non-bank economic accents as a means of payment. There are 3 implications for the conduct of monetary policy on using prepaid cards. First, the new form of money contained in multi-purpose prepaid cards will have to be included in narrow money aggregates since it will be close to a perfect substitute for notes and coins and for sight deposits. Second, the extent to which the velocity if prepaid card money will be identical to forms of money which already exist will have to be assed. Third, the decrease in notes and coins is likely to contract the size of central banks? balance sheets.
PERENCANAAN DAN EVALUASI PROGRAM TRAINING Mohamad Soedarman
Akutansi Bisnis & Manajemen ( ABM ) Vol 8 No 2 (2001): Oktober
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

When Should you evaluate training? The most people would respond by saying? at the end of the training of course!?. If that?s what you thought than, you may need to think again. Evaluation should be the first step, rather than the last. There are a simple model of training, generally referred to as the ?Training cycle?, and only then as a means of introducing a few ideas about measuring the success of a training event . In an attempt to overcome the problem of difficulty in identifying the results of management training, Warr, Bird and Rackham proposed what was than seen as a radical approach. Fundamentally, the nation was that ech stage of the training Cycle should be evaluated before moving on to a subsequent stage. Surveys of training program evaluation methods used by American businesses generally show, however, that most companies measure the impact of training by considering workers? reactions to the training, workers? learning from the training, or the impact of training on workers? behavior. Several of the companies convert the results from training into monetary terms in order to calculate an ROI on the training investment. The failure of most firms to calculate the ROI on their training investments appears to be due to the perceived difficulties in quantifyng training benefits, separating the influence of training on performance improvement from other factors, and gathering the data that are necessary for an ROI calculation. Table III and IV provides a summary of the cases for which the ROI in training at American businesses was calculated. For each company, the performance measure, and the estimated ROI s are shown. The main result that stand out from the tables are that the estimated ROIs are extremely high, ranging from 100 to 5900 percent.
THE IMPACT OF INTERVENTION ON INVENTORY-CONTROL MECHANISM Nevi Danila
Akutansi Bisnis & Manajemen ( ABM ) Vol 8 No 2 (2001): Oktober
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

We find that government intervention by sales of US dollar in the 1985-1987 period is insignificant. This means the dealers did not believe the signal, which was given by the government through coordinated government intervention. Intervention by purchase of the US dollar was significant with a positive but incorrect sign. The positive sign means that the dealers shifted down the quote to discourage their customers from selling US dollars (buy DM and Yen) and to encourage them to buy US dollars (sell DM and Yen) as they anticipated the US dollar would depreciate. The purchase of US dollar signal led to the market believing that the government had an intention to appreciate the dollars in the future. Thus, the dealers reacted in the opposite direction to the government?s intention. We believe this was supposed due to the lack of credibility of the government intervention. We also note that the large scale of G-3 (Japan, Germany and USA) intervention to support the US dollar (purchasing dollars against DM) after the stock market crash of October 1987 was perceived by market participants as a commitment of US to prevent a post-crash liquidity crisis rather than a commitment to support the dollars (Dominguez, 1990, p. 139). In summary, the intervention during this period (1985 to 1987) was not credible. Consequently, the intervention was not effective. The ineffectiveness of the intervention was due to the lack of commitment of the monetary authorities (DeGrauwe, 1996). The G-5 needed to hasten their efforts to build a more credible and effective international monetary regime or they should have committed themselves fully to policy coordination (Funabashi, 1988, p.246)
FAKTOR-FAKTOR INTERN YANG MEMPENGARUHI PERILAKU KONSUMEN DALAM KEPUTUSAN PEMBELIAN RUMAH Rina Irawati
Akutansi Bisnis & Manajemen ( ABM ) Vol 8 No 2 (2001): Oktober
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Masalah utama yang diselidiki dalam penelitian ini adalah perilaku responden sehubungan dengan pengambilan keputusan pemilihan rumah. Secara lebih eksplisit penelitian ini bertujuan untuk mengetahui hubungan dan pengaruh faktor-faktor intern yaitu motivasi, persepsi, belajar, kepribadian dan sikap responden terhadap keputusan pembelian, khususnya mengenai struktur keputusan pembelian mengenai bentuk produk, waktu pembelian dan cara pembayaran. Subyek dalam penelitian ini adalah pemilih rumah di Puncak Dieng Eksklusif Malang. Tehnik penarikan sampel menggunakan stratified random sampling. Ada delapan variabel yaitu motivasi, persepsi, belajar, kepribadian, sikap, keputusan bentuk produk, keputusan cara pembelian, dan keputusan cara pembayaran. Data diperoleh dengan cara menyebarkan kuesioner. Untuk menganisis data digunakan distribusi frekuensi, korelasi dan regresi linear berganda serta uji-t dan uji-F. Distribusi frekuensi digunakan untuk mengetahui deskripsi tiap-tiap amatan, analisis korelasi berganda digunakan untuk mengetahui tingkat keeratan hubungan variabel bebas secara bersama-sama terhadap variabel terikat, regresi berganda digunakan untuk mengetahui besarnya pengaruh variabel bebas secara bersama-sama terhadap variabel terikat. Sedangkan uji-t digunakan untuk mengetahui tingkat signifikasi hubungan dan pengaruh antar dua variabel, uji F digunakan untuk mengetahui tingkat signifikasi hubungan dan pengaruh lebih dari dua variabel. Dalam hipotesis pertama diduga ada keeratan hubungan dan pengaruh antara variabel bebas (motivasi, persepsi, belajar, kepribadian, sikap) terhadap variabel terikat (keputusan pembelian). Dengan hasil sebagai berikut : koefisien korelasi berganda (0,986), F hitung (197,448), serta probabilitasnya 0,000. Dengan demikian keputusan terhadap Ho ditolak atau Ha diterima. Dari analisis ini dapat pula diketahui koefisien determinasinya (R2) yaitu sebesar 0,971 berarti bahwa keputusan pembelian 97,1% disebabkan oleh variabel-variabel dalam konsep faktor intern konsumen, sedangkan 2,9% disebabkan oleh faktor-faktor lain yang tidak diteliti. Dalam hipotesis kedua, hasil analisis membuktikan bahwa semua variabel bebas mempunyai pengaruh yang bermakna terhadap variabel terikat, dan faktor yang paling dominan pengaruhnya terhadap keputusan pembelian adalah variabel sikap. Hal ini ditunjukkan dari koefisien regresi terbesar di antara variabel bebas lainnya yaitu sebesar 0,299 dengan F-hitung yang paling besar di antara variabel bebas lainnya yaitu sebesar 3,805. Jadi hipotesis II yang menduga bahwa variabel sikap berpengaruh paling dominan terhadap keputusan pembelian yang dikaitkan dengan bentuk produk dapat dibuktikan.

Page 1 of 1 | Total Record : 4