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Akmal Riza
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akmalriza@ar-raniry.ac.id
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+6285260050048
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jimebis@ar-raniry.ac.id
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​Editorial Office : Fakultas Ekonomi dan Bisnis Islam UIN Ar-Raniry Banda Aceh, 2nd Floor Jln. Syech Abdur Rauf Banda Aceh 23111, Aceh, Indonesia
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INDONESIA
JIMEBIS
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : 2746489X     EISSN : 27745864     DOI : -
Core Subject : Religion, Economy, Science, Social,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
JIMEBIS: Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam is a Scientific Journal of Islamic Economics and Business dedicated for students’ article co-authored with lecturers. The articles published in this journal is based on scientific research done during the study and discuss Islamic economics and business issues including Islamic banking and finance, fintech, and Islamic philanthropy. JIMEBIS will be published periodically for 6 (six) months on May and September each year.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 6 Documents
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Search results for , issue "Vol 3 No 2 (2022)" : 6 Documents clear
Dimensi Literasi Keuangan Syariah Pada Kinerja Keuangan UMKM Evriyenni E
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.257

Abstract

Financial literacy is one of the success factors for the economy and the welfare of the people in Indonesia. The low level of financial literacy has an impact on people's economic growth, including Micro, Small and Medium Enterprises (MSMEs). Aceh is one of the regions in Indonesia that implements Islamic sharia, including the activities of its financial institutions. Therefore, it is important for MSME actors in Aceh to have a good level of Islamic financial literacy. This study aims to examine the effect of the dimensions of Islamic financial literacy which includes financial knowledge, financial attitudes and financial capabilities on the financial performance of MSMEs. The research population includes 927 MSMEs in Syiah Kuala District, Banda Aceh City. While the research sample was 90 SMEs based on the Slovin formula with simple random sampling technique. The data used are questionnaires obtained from MSME actors with documentation techniques. Data were analyzed using linear regression method. The results of the study indicate that both separately and together, the dimensions of Islamic financial literacy, namely financial knowledge, financial attitudes and financial capabilities affect the financial performance of MSMEs in Syiah Kuala District, Banda Aceh City.
Analisis Pemberhentian Penyaluran Zakat Produktif Bergulir Di Baitul Mal Seri Murni; Farid Fathony Ashal; Rosmiana R
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.261

Abstract

This study aims to determine the background or consideration of the distribution of revolving productive zakat in the form of machine and boat rickshaws and to analyze the causes of the dismissal of revolving productive zakat transfers in the Baitul Mal City of Banda Aceh. This type of qualitative research, data validity techniques using triangulation method, then using descriptive analysis. As for the background or consideration of the distribution of productive zakat in the form of machine rickshaws, that is first, the machine rickshaw is one of the transportation needed by the community after the tsunami, secondly, mustahik requires a lot of machine rickshaws to run its business and thirdly, the becak driver is easily run by mustahik. Then the distribution of aid in the form of a boat to help mustahik who live in coastal areas and work in the ocean. The cause of the dismissal of productive zakat distribution is first, problematic financing or bad financing. Second, the distribution of productive zakat in the form of a pedicab is stopped to avoid traffic congestion.
Persepsi Dosen dan Karyawan Universitas Islam Negeri Ar-Raniry Terhadap Murabahah Bank Syariah Ismuadi I; Nevi Hasnita; Muhammad Al Harits
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.266

Abstract

Murabahah financing is a financing product that dominates the distribution of financing funds in Islamic banks. This study aims to determine the perceptions of lecturers and employees of FEBI UIN Ar-Raniry on murabahah financing at Islamic banks in Aceh. This research belongs to the type of descriptive qualitative research with primary data collection (through the distribution of interview questions) to lecturers and employees of FEBI UIN Ar-Raniry. The results of this study indicate that as many as 59.1% of participants stated that the mechanism and implementation of murabahah financing contracts in Islamic banking in Aceh was in accordance with sharia principles
Analisis Strategi Pengembangan Dalam Persaingan Lembaga Keuangan Mikro Syariah Di Aceh Muhammad Arifin; Riza Aulia; Nurul Azizah
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.269

Abstract

In the operation of Islamic financial institutions, there must be various threats that occur, then every Islamic financial institution must have the right strategy to increase endurance and power competition. This study aims to determine the strength and weaknesses as well as opportunities and threats as well as development strategies PT LKMS Mahirah Muamalah in the midst of competition for Islamic banks in Aceh, using a qualitative descriptive method with a SWOT analysis through Interview. The results showed that there were 9 strengths, 6 weaknesses, 6 opportunities and 5 threats. From these various factors obtained 3 alternative development strategies (1) S-T Strategy, (2) Strategy S-O and (3) Business strategy with strategy implementation diversification.
Kinerja Bank Pasca Konversi Menjadi Bank Syariah: Lebih Baik Atau Lebih Buruk? Nurma Sari; Windi Hasnanti Putri; Khairil Umuri
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.273

Abstract

This study aims to compare the quality of service and loyalty in Bank before and after to find out the impact of service quality on customer loyalty before and after becoming Bank Syariah. The method used in this research is quantitative. The population in this study up to 60,000 customers. The samples obtained were 100 customers by using Slovin formula with sample technique that is purposive sampling. This research used questionnaire as its instrument. Hypothesis testing in this study consisted of Paired sample t-Test and Structural Equation Model (SEM) Test. Paired sample t-test is to compare service quality and loyalty at Bank before and after conversion. Test SEM used to find out the influence of service quality to loyalty before and after conversion. The result of Paired sample t-test showed that service quality and customer loyalty have better effect than before conversion. And the result of Structural Equation Model (SEM) with maximum likelihood estimation (MLE) method showed that service quality influence loyalty before and after becoming Bank Syariah conversion with significance value of p <0,001.
Pengaruh Kinerja Lingkungan Terhadap Kinerja Keuangan Dengan Corporate Social Responsibility Sebagai Variabel Intervening Eliana Ilyas; Nurhayati; Alfira Ayudia Putri; Nasri Zarman
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.275

Abstract

This study aims to examine the effect of environmental performance on financial performance with corporate social responsibility as an intervening variable in textile and garment sub-sector manufacturing companies listed on the Indonesia Stock Exchange. This research is a type of causal associative research with a quantitative approach. The population of this study are manufacturing companies in the textile and garment sub-sector which are listed on the Indonesia Stock Exchange (IDX) for the 2017-2019 period. The sample of this research is 32 companies selected by using purposive sampling method. The data used is secondary data, and the amount of data obtained is 90 data studied. The data analysis method used to test the hypothesis is panel data regression with the help of the Eviews program version 10.0, with the data collection method used is the documentation method obtained through the official website of the Indonesia Stock Exchange (www.idx.co.id) and the respective official websites each company as well as the official website of the Ministry of Environment and Forests (www.menlhk.go.id). the results of the study concluded that (1) Environmental Performance has a significant effect on Financial Performance, (2) Environmental Performance has a significant effect on Corporate Social Responsibility, (3) Corporate Social Responsibility has a significant effect on Financial Performance, (4) Environmental performance has a significant effect on financial performance by Corporate Social Responsibility as an intervening variable. The results of this study indicate that environmental performance with regard to corporate social responsibility is very important to be implemented in companies, because it can improve the company's financial performance.

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