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Syari'ah Economics
Published by Institut Agama Islam Darussalam Ciamis
ISSN : -     EISSN : 28078942     DOI : https://doi.org/10.36667/se
Core Subject : Economy,
Economics, Econometrics & Finance
Syariah Economics (e-ISSN 2807-8942) is a scientific journal published by the Faculty of Islamic Economics and Business, Institut Agama Islam Darussalam (IAID) Ciamis, West Java, INDONESIA. Journal of Syariah Economics is an online journal to disseminate field research and conceptual ideas in the field of Sharia economics (Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, other relevant Islamic economic and financial studies)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol 3 No 2 (2019): Islamic Economic Studies" : 5 Documents clear
PRAKTIK GADAI SAWAH DI DESA SIRNAJAYA RAJADESA MENURUT PERSPEKTIF EKONOMI SYARIAH Aep Saepul Millah; Hasan Bisri
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims to find out how the practice of pawning rice fields in the Sirnajaya Rajadesa village community and to find out how the sharia economic view of the practice of pawning rice fields in Sirnajaya Rajadesa Village. Data were collected through observation, interviews, documentation and literature study. There are two sources of data in this study, namely primary and secondary data sources. After the data has been collected, it is analyzed using the data reduction method, presenting the data and then drawing conclusions. The results showed that the practice of pawning rice fields by the people of Sirnajaya Rajadesa Village occurred due to urgent circumstances such as school needs, medical expenses and other needs. In the implementation of the agreement, it is carried out orally and there is no authentic (written) evidence that there has been a pledge agreement between the two. The practice of pawning carried out by the Sirnajaya Village community when viewed from the implementation of the contract has fulfilled the pillars and conditions of the pawn. However, judging from the economic principles and ethics, the practice of pawning fields carried out by the community is not in accordance with the Qur'an and Hadith.
PENGARUH PELATIHAN DAN PENGEMBANGAN SUMBER DAYA INSANI TERHADAP ETOS KERJA KARYAWAN BANK JABAR BANTEN (BJB) SYARIAH KCP CIAMIS Tiara Ramadanti
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This research was conducted to determine the effect of training on the work ethic of employees of Bank Jabar Banten (BJB) Syariah KCP Ciamis, as well as the influence of human resource development on the work ethic of employees of Bank Jabar Banten (BJB) Syariah KCP Ciamis, and to determine the training and human resource development. simultaneous influence on the work ethic of employees of Bank Jabar Banten (BJB) Syariah KCP Ciamis. This research uses quantitative research methods. The data collection technique is done by filling out questionnaires, observing and interviewing. This research uses non probability sampling with saturated sampling technique. This is because the population is relatively small, namely only 14 employees of Bank Jabar Banten (BJB) Syariah KCP Ciamis. The analysis model used is descriptive analysis, validity test, reliability test, classic assumption test, multiple linear regression analysis and hypothesis testing with a significance level of 5% or 0.05, then in this study, the author uses the SPSS 20 application to process the data. This study shows that partially training has a significant effect on the work ethic of employees of Bank Jabar Banten (BJB) Syariah KCP Ciamis as evidenced by the value of tcount> ttable of 5.428> 2.20099 and the human resource development variable partially has a significant effect on the work ethic of Bank Jabar employees. Banten (BJB) Syariah KCP Ciamis is proven by the value of tcount> ttable of 6,000> 2,20099. Meanwhile, the training and human resource development variables simultaneously affect the work ethic of the employees of Bank Jabar Banten (BJB) Syariah KCP Ciamis as evidenced by Fcount> Ftable of 288.792> 3.89. Then the results of the contribution of the coefficient of determination (R2 test) show that training and human resource development have an influence on the work ethic of employees of Bank Jabar Banten (BJB) Syariah KCP Ciamis by 97.8%. The remaining 2.2% is influenced by other unknown variables and is not included in this study
PENGARUH MOTIVASI MENGHINDARI RIBA DAN PENGETAHUAN PRODUK PERBANKAN SYARIAH TERHADAP KEPUTUSAN MENJADI NASABAH DI BANK JABAR BANTEN SYARIAH KCP CIAMIS Eka Fitria; Sumadi Sumadi; Eggy Armand Ramdani
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims (1) to determine the effect of the motivation to avoid usury on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis; (2) to determine the effect of product knowledge on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis; and (3) to determine the effect of motivation to avoid usury and knowledge of Islamic banking products on the decision to become a customer at Bank Jabar Banten Syariah KCP Ciamis. This quantitative research uses the correlational method. The results showed that (1) there was an influence of the motivational variable to avoid usury on the decision to become a customer at BJBS KCP Ciamis. This is evidenced by the value of t-count (2.058) > t-table (2.051); (2) there is an influence of knowledge of Islamic banking products on the decision to become a customer at BJBS KCP Ciamis. This is evidenced by t-count (2,920) > t-table (2,051); and (3) simultaneously, the variables of motivation to avoid usury and knowledge of Islamic banking products together influence the decision to become a customer at BJBS KCP Ciamis. This is shown from f-count (27.534) > f-table (3.354).
PENGARUH MARKETING MIX (PRODUCT, PRICE, PLACE, PROMOTION) TERHADAP LOYALITAS PELANGGAN DI OWL BARBER SHOP CIAMIS Angga Maulana Yusuf; Hammad Mutawakil Hibatillah
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

The objectives to be achieved in this study are first, to find out how the effect of product, price, location and promotion on customer loyalty at Owl Barber Shop Ciamis partially. Second, how the influence of product, price, location and promotion on customer loyalty at Owl Barber Shop Ciamis simultaneously. Third, to find out which variables are the most dominant influencing customer loyalty at Owl Barber Shop Ciamis. Sampling was done randomly with the number of respondents as many as 30 people. Data collection using observation and questionnaires. The data analysis technique used is validity test, reliability test, multicorrelation test, classical assumption test, multiple regression analysis, partial test, simultaneous test, and analysis of the coefficient of determination. The results of the research show that the t-count value of the product variable (2.168) > t-count (2.059) so that Ho is rejected and H1 is accepted, the price variable (27.735) > (2.059) so Ho is rejected and H2 is accepted. While t-count location variable (0.744) < t-table (2.059) so that Ho is accepted and H3 is rejected, and promotion variable (1.619) < t-table (2.059) so Ho is accepted and H4 is rejected. This means that the product and price variables partially affect customer loyalty while the location and promotion variables partially have no effect on customer loyalty. The most dominant variable influencing customer loyalty is the price variable with the t-count value (27.735) greater than the t-count value of product variable (2.168), location (0.744) and promotion variable (1.619).
STRATEGI PENINGKATKAN PENGHASILAN DRIVER OJEK ONLINE DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Fajar Hasani; Haqibul Mujib
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims to determine the risk management of murabahah financing and determine the impact of risk management implementation on murabahah financing settlement solutions. The method used in this study is a qualitative method that produces descriptive data using data collection techniques by observation, interviews, and documentaries in accordance with the title being observed. The risk of financing at BSM KCP Ciamis has two risks, namely sidestraiming or force majeure. Sidestraiming is a risk that arises from the mismatch of a customer financing request with the use of the customer's financing. Meanwhile, force majeure is the risk that arises from events outside the bank's predictions, such as natural disasters and accidents. Risk management carried out by BSM KCP Ciamis is by gathering information, collecting documents, and verifying its customers. These three steps are carried out using analysis. The analysis used by BSM KCP Ciamis is 5C analysis, namely character (character), capacity (capacity), capital (capital), collateral (guarantee), and conditions (conditions). Among the 5Cs, there are the most prioritized, namely analysis of character (character), capacity (capacity). If the customer has a problem, the bank will resolve the problem by using several methods including rescheduling, reconditioning, or restructuring. The implementation of risk management carried out by BSM KCP Ciamis can be categorized as healthy financing, because the non-performing financing is below 7%, namely 2.5%. This success is not only carried out by one party, but for the support and cooperation of all components in BSM KCP Ciamis

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