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<![CDATA[Effect of Capital, Earning, and Liquidity on Audit Opinions Going Concern (Empirical Study on Islamic Commercial Banks Registered with the Financial Services Authority (OJK) 2017-2020 Period) ]]>
<![CDATA[Latif Azizah]]>;
<![CDATA[Sutarti]]>;
<![CDATA[Kristanti Rahman]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
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DOI: 10.53017/ujeb.81
<![CDATA[Effect of Capital, Earning, and Liquidity on Audit Opinions Going Concern (Empirical Study on Islamic Commercial Banks Registered with the Financial Services Authority (OJK) 2017-2020 Period). This study aims to determine the Effect of Capital, Earning, and Liquidity on Audit Opinions Going Concern (Empirical Study on Islamic Commercial Banks Registered with the Financial Services Authority (OJK) for the 2017-2020 period). The population of this study is Islamic Commercial Banks Registered with the Financial Services Authority (OJK) for the 2017-2020 period. The sampling technique used is purposive sampling, the type of data used is secondary data and 9 Islamic Commercial Banks are used as samples. Statistical analysis in this study used multiple linear regression. The results of this study indicate that: Capital has an effect on Audit Opinion Going Concern. Earnings affect the Audit Opinion Going concern. Liquidity has no effect on Audit Opinion Going Concern. Capital, Earning, Liquidity simultaneously affect theAudit Opinion Going Concern.]]>
<![CDATA[The Influence of Personality, Communication and Work Stress Towards Employee Performance at PT. Gunungdjati Perkasa Cilacap ]]>
<![CDATA[Elda Ainun Ermis]]>;
<![CDATA[Sudiyono]]>;
<![CDATA[Nandang Bekti Karnowati]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
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DOI: 10.53017/ujeb.90
<![CDATA[The company demands its employees to produce good performance. The performance results of each employee will be different because it is influenced by several factors including personality, communication and work stress. For this reason, this study was conducted with the aim of testing and analyzing the influence of personality, communication and work stress towards employee performance at PT. Gunungdjati Perkasa Cilacap. The sample in this study amounted to 58 people with the sampling method used was a census. The data collection technique using questionnaire and the data analysis techniques used are validity and reliability test, classical assumption test, multiple linear regression test, and hypothesis test which using statistical data processing software. The results showed that personality has a significant positive influence towards employee performance, but communication and work stress has no influence towards employee performance. Personality, communication and work stress simultaneously has a significant positive influence towards employee performance. The contribution of the variables of personality, communication and work stress of 0,263 (26,3%) towards the performance of employees at PT. Gunungdjati Perkasa Cilacap.]]>
<![CDATA[The Effects of Brand Image on Consumer Loyalty: The Role of Consumer Satisfaction and Brand Trust as Intervening Variables ]]>
<![CDATA[Rini Kuswati]]>;
<![CDATA[Wahyu Triyulianto Putro]]>;
<![CDATA[Wafiatun Mukharomah]]>;
<![CDATA[Muzakar Isa]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
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DOI: 10.53017/ujeb.91
<![CDATA[This study aims to analyze the effect of brand image on consumer loyalty Telkomsel in the city of Surakarta with consumer satisfaction and brand trust as mediating variables. This study uses quantitative research methods, and sampling is carried out using non-probability methods. The number of respondents used was 167 respondents. This research uses SEM Smart PLS analysis method. The results showed that the variable (1) brand image had a positive and significant effect on customer satisfaction, (2) brand image has a positive and significant effect on brand trust, (3) customer satisfaction has a positive and significant effect on customer loyalty (4) brand trust has a positive and significant effect on consumer loyalty (5) consumer satisfaction has a positive and significant effect on brand trust, (6) brand image has a positive and significant effect on consumer loyalty. In addition, the variables of consumer satisfaction and brand trust significantly prove as mediate partially.]]>
<![CDATA[Innovation of Micro Equity Model for Msme Business Adaptation During Pandemic Covid-19. ]]>
<![CDATA[Bambang Dwi Hartono]]>;
<![CDATA[Ahmad Diponegoro]]>;
<![CDATA[Indra Yuliawan]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
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DOI: 10.53017/ujeb.100
<![CDATA[Large number of MSMEs have been severely hit during the Covid-19 pandemic. This study examined a micro equity financing model as an innovative answer to conventional micro loan in assisting MSMEs’ bussiness adaptation during the pandemic. The micro equity financing model employs a profit-sharing system with flexible repayment method and without collateral. A qualitative descriptive data processing approach was employed. Due to pandemic situation, interviews were conducted online to respondents of MSME that use the micro equity model in the Equitree project in Yogyakarta. The micro equity model has shown to provide many benefits to MSME business adaptation, especially in financial, marketing and product aspects, such as innovation in product development, online marketing, business assistance, flexible repayment and easier loan application.]]>
<![CDATA[Influence of Produck Quality, Religuisity an Promotion on Decition to Save in Islamic Bank ]]>
<![CDATA[Rustina Dewi Werdiasih]]>;
<![CDATA[Esih Jayanti]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
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DOI: 10.53017/ujeb.112
<![CDATA[Intense competition in the banking sector requires banks to always innovate in running their business. Currently, Islamic banks have to compete with conventional banks that have experience and are more stable in terms of resource capabilities, but Islamic banks have the opportunity to develop more widely because of public awareness of a sharia-compliant lifestyle. This study aims to analyze the effect of product quality, level of religiosity and promotion on customer decisions to save money in Islamic banks. This research was conducted using a survey method, collecting data with Islamic bank customers as respondents. The sampling technique is purposive sampling method. The number of samples is 100 Islamic Bank customersData analysis using t test and F test to prove the hypothesis. Based on the results of data analysis, it is found that there is no influence of product quality on the decision to deviate money in Islamic banks. The results of the study indicate that there is an influence of religiosity on the decision to save money in Islamic banks. There is a promotion effect on the decision to save money in Islamic banks. Based on these findings, Islamic banks need to improve the quality of their products to attract customers to save money in Islamic banks.]]>
<![CDATA[Spin-Off and Profitability of Indonesian Islamic Banking ]]>
<![CDATA[Dedik Fajar Nurkarim]]>;
<![CDATA[Aulia Putri Wulandari]]>;
<![CDATA[Zulfikar Bagus Pambuko]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
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DOI: 10.53017/ujeb.116
<![CDATA[The economic system could not be separated from the role of banking, either in funding, financing, or both. Today, Islamic bank was becoming an alternative banking service which had given new nuances to the business, both in terms of providing working capital or investment. This study aimed to investigate the effect of spin-off on Islamic Banks’ profitability with three control variables as market share, efficiency, and liquidity. This study used a quantitative approach from quarterly data from March 2013 to December 2019. The samples were two spin-off Islamic banks, namely Bank Aceh Syariah and Bank Tabungan Pensiunan Nasional Syariah. Based on the results of data analysis using the Ordinary Least Square technique, it was found that the spin-off, liquidity, and efficiency had significant impacts on the spin-off Islamic banks’ profitability. The market share has no significant effect on the profitability of Islamic banks]]>
<![CDATA[Effect of Capital, Earning, and Liquidity on Audit Opinions Going Concern (Empirical Study on Islamic Commercial Banks Registered with the Financial Services Authority (OJK) 2017-2020 Period) ]]>
<![CDATA[Latif Azizah]]>;
<![CDATA[S Sutarti]]>;
<![CDATA[Kristanti Rahman]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
Show Abstract
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Download Original
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DOI: 10.53017/ujeb.81
<![CDATA[Effect of Capital, Earning, and Liquidity on Audit Opinions Going Concern (Empirical Study on Islamic Commercial Banks Registered with the Financial Services Authority (OJK) 2017-2020 Period). This study aims to determine the Effect of Capital, Earning, and Liquidity on Audit Opinions Going Concern (Empirical Study on Islamic Commercial Banks Registered with the Financial Services Authority (OJK) for the 2017-2020 period). The population of this study is Islamic Commercial Banks Registered with the Financial Services Authority (OJK) for the 2017-2020 period. The sampling technique used is purposive sampling, the type of data used is secondary data and 9 Islamic Commercial Banks are used as samples. Statistical analysis in this study used multiple linear regression. The results of this study indicate that: Capital has an effect on Audit Opinion Going Concern. Earnings affect the Audit Opinion Going concern. Liquidity has no effect on Audit Opinion Going Concern. Capital, Earning, Liquidity simultaneously affect theAudit Opinion Going Concern.]]>
<![CDATA[The Influence of Personality, Communication and Work Stress Towards Employee Performance at PT. Gunungdjati Perkasa Cilacap ]]>
<![CDATA[Elda Ainun Ermis]]>;
<![CDATA[S Sudiyono]]>;
<![CDATA[Nandang Bekti Karnowati]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
Show Abstract
|
Download Original
|
Original Source
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Check in Google Scholar
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DOI: 10.53017/ujeb.90
<![CDATA[The company demands its employees to produce good performance. The performance results of each employee will be different because it is influenced by several factors including personality, communication and work stress. For this reason, this study was conducted with the aim of testing and analyzing the influence of personality, communication and work stress towards employee performance at PT. Gunungdjati Perkasa Cilacap. The sample in this study amounted to 58 people with the sampling method used was a census. The data collection technique using questionnaire and the data analysis techniques used are validity and reliability test, classical assumption test, multiple linear regression test, and hypothesis test which using statistical data processing software. The results showed that personality has a significant positive influence towards employee performance, but communication and work stress has no influence towards employee performance. Personality, communication and work stress simultaneously has a significant positive influence towards employee performance. The contribution of the variables of personality, communication and work stress of 0,263 (26,3%) towards the performance of employees at PT. Gunungdjati Perkasa Cilacap.]]>
<![CDATA[The Effects of Brand Image on Consumer Loyalty: The Role of Consumer Satisfaction and Brand Trust as Intervening Variables ]]>
<![CDATA[Rini Kuswati]]>;
<![CDATA[Wahyu Triyulianto Putro]]>;
<![CDATA[Wafiatun Mukharomah]]>;
<![CDATA[Muzakar Isa]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
Show Abstract
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Download Original
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Original Source
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DOI: 10.53017/ujeb.91
<![CDATA[This study aims to analyze the effect of brand image on consumer loyalty Telkomsel in the city of Surakarta with consumer satisfaction and brand trust as mediating variables. This study uses quantitative research methods, and sampling is carried out using non-probability methods. The number of respondents used was 167 respondents. This research uses SEM Smart PLS analysis method. The results showed that the variable (1) brand image had a positive and significant effect on customer satisfaction, (2) brand image has a positive and significant effect on brand trust, (3) customer satisfaction has a positive and significant effect on customer loyalty (4) brand trust has a positive and significant effect on consumer loyalty (5) consumer satisfaction has a positive and significant effect on brand trust, (6) brand image has a positive and significant effect on consumer loyalty. In addition, the variables of consumer satisfaction and brand trust significantly prove as mediate partially.]]>
<![CDATA[Innovation of Micro Equity Model for Msme Business Adaptation During Pandemic Covid-19. ]]>
<![CDATA[Bambang Dwi Hartono]]>;
<![CDATA[Ahmad Diponegoro]]>;
<![CDATA[Indra Yuliawan]]>
<![CDATA[ Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec ]]>
Publisher : <![CDATA[Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
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DOI: 10.53017/ujeb.100
<![CDATA[Large number of MSMEs have been severely hit during the Covid-19 pandemic. This study examined a micro equity financing model as an innovative answer to conventional micro loan in assisting MSMEs’ bussiness adaptation during the pandemic. The micro equity financing model employs a profit-sharing system with flexible repayment method and without collateral. A qualitative descriptive data processing approach was employed. Due to pandemic situation, interviews were conducted online to respondents of MSME that use the micro equity model in the Equitree project in Yogyakarta. The micro equity model has shown to provide many benefits to MSME business adaptation, especially in financial, marketing and product aspects, such as innovation in product development, online marketing, business assistance, flexible repayment and easier loan application.]]>
