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Juni-Jurnal Pelita Nusa
Published by Sekolah Tinggi Agama Islam Pelita Nusa Bandung Barat
ISSN : 27977862     EISSN : 27977862     DOI : https://doi.org/10.61612/jpn.v1i1
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences
Ekonomi Islam, Manajemen dan Bisnis Syariah (MBS), Lembaga Keuangan Syariah (LKS), Ekonomi dan Manajemen, Akuntansi. Hukum Islam Hukum Ekonomi Syari’ah (Mu’amalah), Hukum Keluarga Islam. Kepemimpinan di bidang Pendidikan, Manajemen Sekolah, Manajemen Pendidikan Tinggi, Manajemen Pesantren, Pengaturan dan Pengawasan di Bidang Pendidikan, Sistem Informasi Manajemen Pendidikan, dan Pendidikan Agama Islam.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 32 Documents
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J.SIM EFEKTIVITAS PENGGUNAAN SISTEM INFORMASI MANAJEMEN WAKAF (SIWAK) DALAM MEMPERMUDAH INFORMASI WAKAF Saepul Ma’mun; Kusmara Setiadi; Dodi Darmawan
Jurnal Pelita Nusa Vol 1 No 2 (2021): Desember-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i2.1

Abstract

Saepul Ma’mun, Kusmara Setiadi, Dodi Darmawan1 STEI LPPM Padalarang dodidarmawan197@gmail.com ABSTRAK Penelitian ini bertujuan untuk mengetahui tingkat efektivitas penggunaan aplikasi Sistem Informasi Manajemen Wakaf (SIWAK) dalam mempermudah informasi wakaf di KUA Kecamatan Cipatat. Metode penelitian yang digunakan pada penelitian ini yaitu pendekatan kualitatif. Teknik pengumpulan data dengan cara wawancara, observasi dan dokumentasi. Teknik triangulasi sumber digunakan untuk mengecek keabsahan data penelitian. Analisis data dalam penelitian ini menggunakan empat tahap yaitu pengumpulan data, reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian menunjukan bahwa penggunaan aplikasi SIWAK di KUA Kecamatan Cipatat belum efektif dan efisien, karena pada praktiknya penginputan data Akta Ikrar Wakaf (AIW) pada SIWAK di KUA Kecamatan Cipatat ini tidak berjalan dengan maksimal. Masih banyak data wakaf yang belum terinput ke SIWAK, sehingga informasi wakaf tidak sepenuhnya terintegrasi secara online. Hal ini disebabkan karena kurangnya sumber daya manusia yang kompeten di bidang teknologi informasi, serta kurangnya pemahaman pegawai terkait penggunaan aplikasi SIWAK. Kata Kunci : Efektivitas, Sistem Informasi Manajemen, Wakaf ABSTRACT This research aims to find out the level of effectiveness of the use of Waqf Management Information System (SIWAK) application in facilitating waqf information in KUA Cipatat Subdistrict. The research method used in this research is a qualitative approach. Research instruments are researchers themselves using interview guidelines and observation guidelines. Data collection techniques using interviews, observations and documentation. Source triangulation techniques are used to check the validity of research data. Data analysis in this study uses four stages namely data collection, data reduction, data presentation and conclusion withdrawal. The results showed that the use of SIWAK applications in the Cipatat Subdistrict Kua has not been effective and efficient, because in practice the input of waqf pledge (AIW) data on SIWAK in KUA Cipatat Subdistrict is not running optimally. There is still a lot of waqf data that has not been input into SIWAK, so waqf information is not fully integrated online. This is due to the lack of competent human resources in the field of information technology, as well as a lack of understanding of employees related to the use of SIWAK applications. Keywords: Effectiveness, Management Information Systems, Waqf
MENAKAR PENGARUH PERSONAL SELLING TERHADAP EVALUASI ALTERNATIF KONSUMEN DALAM PEMBELIAN RUMAH SECARA SYARIAH (Riset Di Perumahan Firdaus Garden Paku Haji Kabupaten Bandung Barat) Saepul Ma’mun; Dadin Solihin; Santi Nur Damayanti
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.4

Abstract

Evaluation alternative of the consumer is an activity of selecting two or more product choices with the same type, which requires consumers to consider a product to be purchased before making a decision. Evaluating all product alternatives, consumers will use the information from personal selling. This  study aims to determine and analyze the magnitude of the influence of personal selling on the evaluation alternatives of the consumer in buying a house using KPR Syariah at PT. Arkon Multikarya Perdana (Firdaus Garden Pakuhaji in West Bandung Regency). This research is motivated by the problemof the decline in home sales due to weak personal selling strategies carried out by the company due to the presence of covid-19 so that it works with the Work From Home (WFH) system and limits face-to-face sales interactions. The research method used is a combination method or mixed methods with sequential explanatory models. The results of the final conditions of quantitative, the personal selling value are 84.7% and the alternative evaluation value is 84.3% of the ideal condition and qualitatively personal selling and alternative evaluation at PT. Arkon Muktikarya Perdana is good. The results of the research the effect of personal selling on the evaluation alternatives of consumer, with quantitative data the correlation value in the regression results of the number R = 0.599 means that the correlation between variables X and Y is 0.599. R Square is 0.359 or 35.9%, meaning that the percentage contribution of X's influence on Y is 35.9%, while the remaining 64.1% is influenced by other variables outside of this model. The results of the hypothesis t-test, the comparison is t count (6.396) ≥ t table (1.663) and the results of the F test show that F count (5.069) ≥ F table 2.326. This shows that Ha is accepted and Ho is rejected or it can be said that X has a contribution to Y. While the results of qualitative data, personal selling has a role as a bridge for consumers to get clear and detailed information to help consumers evaluate a product with the factors: a) approach; b) presentation; c) overcoming objections; d) close the sale. These factors correlate with the factors that influence the alternative evaluation variable of consumers with the indicators are a) quality of marketing; b) price; c) location; d) promotion. The cumulative results of quantitative data on personal selling variables obtained r count 0.6708 ≥ r table 0.213 and alternative consumer evaluation variables obtained r count 0.6572 ≥ r table 0.213, this shows that the correlation X to Y is included in the strong category. So it can be said that the greater the role of personal selling, the greater will be the evaluation of alternatives made by consumers in buying home products on a Sharia KPR basis. In addition, other variables influence the evaluation alternatives of consumer that are not examined in this study such as consumer finance, trust in property developers, specifications of materials used, house design and facilities provided. So the results of this study can be concluded that there are qualitative data that broadens and deepens quantitative data. Keywords: Personal Selling, Evaluation Alternatives of Consumer.
TAFSIR NORMATIF TERHADAP PERKEMBANGAN POLITIK HUKUM EKONOMI SYARIAH Dadin Solihin
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.5

Abstract

The development of sharia law and economy is in line with Indonesia's national development goal of achieving the creation of a just and prosperous society based on economic democracy. Then developed an economic system based on the value of justice, togetherness, equality, and benefits by sharia principles. The politics of national law, placing a strong side on the legislation of Islamic law, both on the institutional aspect, and the substance of its arrangements. This makes it clear that the existence ofMuslims as the majority of Indonesians is given good legal protection by the state, especially in conducting sharia financial transactions. This is seen, substantially the existence of Islamic law, especially the muamalah law has been made part of the national positive law in Indonesia. Legal research methodology with a descriptive method that is a method that describes a data condition as it is, where there is no intervention of the author in the form of reduction or addition of data, but no interpretation, with the method of approach normatively that is the approach of literacy studies accompanied by the study of legislation related to financing agreements in LKS, by using and paying attention to empirical data as a supporting factorthat is presented in a normative juridical manner. Keywords: Politics, Law, Sharia Economy.
PERANAN PENDAYAGUNAAN ZAKAT EKONOMI PRODUKTIF TERHADAP PEMBERDAYAAN MUSTAHIK PROGRAM WARUNG PRODUKTIF BAZNAS KAB. PURWAKARTA : (Studi Kasus Mustahik Di Kecamatan Purwakarta) Triana Apriani; Rahmat Aji Nuryakin
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.7

Abstract

Penelitian ini bertujuan untuk mengetahui sejauh mana pendayagunaanzakat produktif dalam memberdayakan masyarakat kurang mampu yangdiidentifikasi sebagai mustahiq dalam berwirausaha. Zakat yangdiperuntukkan bagi mustahiq dapat digunakan sebagai modal usahadimana usaha yang dikembangkan oleh mustahiq pada umumnya masihberskala kecil, yang tidak terakses oleh lembaga keuangan bank hal inimerupakan salah satu program Badan Amil Zakat Nasional KabupatenPurwakarta dalam mengelola zakat produktif berupa qirodhul hasan yaitupinjaman kepada mustahiq sebagai modal usaha tanpa bunga dan diawasipenggunaannya. Sehingga diharapkan akan menciptakan sirkulasi ekonomi,meningkatkan produktivitas usaha masyarakat, meningkatkan pendapatan/hasil hasil secara ekonomi, dan berkelanjutan (sustainable). Metodelogiyang digunakan dalam penelitian ini adalah metode deskriftif kualitatifuntuk melihat pengaruh dari zakat produktif terhadap pemberdayaanmasyarakat miskin di Kabupaten Purwakarta Khususnya KecamatanPurwakarta. Penelitian ini terdiri dari data primer dan data sekunder. Dataprimer diperoleh dari hasil survey atau hasil penyebaran kuisioner, danmelakukan wawancara mendalam dengan pengelola program zakatproduktif di BAZNAS Kabupaten Purwakarta dan Mustahiq sebagai sebagaipeserta program pemberdayaan masyarakat melalui zakat produktif.Sedangkan data sekunder diperoleh dari Laporan Program BAZNASdiinternet, beberapa literatur, artikel- artikel baik majalah, jurnal, surat kabarmaupun internet. Hasil dari penelitian ini menunjukkan bahwa pihakBAZNAS Kabupaten Purwakarta berupaya melaksanakan program zakatproduktif dengan menerapkan fungsi manajemen yang terdiri dari:perencanaan program ini dilakukan terlebih dahulu membuat assesmentVolume : 1, Nomor: 1, 27/05/2021 ISSN : 0000-0000Triana Apriani, Rahmat Aji Nuryakin Page 2 of 18untuk melihat kebutuhan para mustahiq dilanjutkan dengan pembuatanprogram kerja. Pengorganisasian program ini dengan membuat strukturorganisasi dan pembagian tugas. Adapun pengawasan kepada mustahiqdilakukan dengan cara pertemuan 1 bulan sekali terhadap kelompok binaan.Zakat produktif yang dikelola BAZNAS Kabupaten Purwakarta mampumeningkatkan ekonomi mustahiq, melatih kemandirian, dan meningkatkanpengetahuan mustahiq terhadap ilmu agama.Kata Kunci: Manajemen, Zakat Produktif, Ekonomi Mustahiq
MINAT DAN STRATEGI BERWIRAUSAHA (Studi Analisis Pada Mahasiswa STEI LPPM Padalarang Bandung Barat) Maryati
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.8

Abstract

ABSTRACT This study aims to (1) determine the entrepreneurial interest of STEI LPPM Padalarang Bandung Barat students, (2) determine the factors that influence the entrepreneurial interest of STEI LPPM Padalarang Bandung Barat students and (3) determine strategies that can be applied in fostering entrepreneurial interest in STEI LPPM students. Padalarang West Bandung. The results showed that as much as 2% of STEI LPPM Padalarang West Bandung students have carried out entrepreneurial activities in addition to carrying out their main duties as students. The test results collectively show that the variable desire for high-income expectations, support from family, and education affects students' interest in entrepreneurship. Keywords: Interests, Strategies, Entrepreneurship
PERANAN FINANCING TO DEPOSITE RATIO DAN RETURN ON EQUITY DALAM MENINGKATKAN RETURN ON ASSET PADA BANK SYARIAH MANDIRI Asri Sundari; Beny Benfidastafo
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.9

Abstract

ABSTRACT The purpose of this research was to determine and analyze the financing to deposit ratio, return on equity and return on assets, the role of financing to deposit ratio and return on equity simultaneously and partially in increasing return on assets. The research method used was descriptive and explanatory methods with a sample size of 44 financial reports by a quarter of Bank Islamic Mandiri during the years 2009-2019. The data analysis method used in this research was a multiple linear regression analysis models with data processing software SPSS 20. Based on the results of the research, it was found that the financing to deposit ratio of Bank Islamic Mandiri was ranked first with a very healthy classification, return on equity was ranked first with a very good classification, and return on assets was ranked second with a relatively good classification. Financing to deposit ratio and return on equity simultaneously and partially role a significant role in increasing return on assets with a determination coefficient of 79.20%. The results showed that the partial financing to deposit ratio has a negative and significant role in increasing return on assets, while return on equity has a positive and significant role in increasing return on assets, and partially return on equity has a dominant role in increasing return on assets. The implication of thisresearch was to be able to increase return on assets, Bank Islamic Mandiri must increase return on equity and supported by a decrease in the level of financing to deposit ratio. Keywords: Financing to Deposit Ratio, Return on Equity, Return on Asset
PENGARUH BIMBINGAN AJARAN TAREKAT QODIRIYAH NAQSYABANDIYAH PONDOK PESANTREN SURYALAYA TERHADAP AKHLAK MAHASISWA Sally Badriya Hisniati
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.11

Abstract

ABSTRACTUniversally a student is someone who has a very noble position and function, as an agent of change, moral force, social control and self-efficacy. Since they have an intellectual responsibility, the guidance program will determine the success of the student be in a society that is ready to contribute to the sustainability of the nation's welfare and progress in various sectors. The purpose of this study is to test the hypothesis and find out 1) the guidance program on the teachings of the Suryalaya Qodiriyah Naqsyabandiyah (TQN) Order to students, 2) efforts to improve the positive character of students and 3) the influence of TQN Suryalaya Teaching guidance to students at the Institute of Islamic Religion and Institute of Economic Science of Latifah Mubarokiyah at the Islamic Boarding School Suryalaya. This study uses a quantitative approach with the correlative method. The sampling technique used in this study is a simple random sampling technique. Sampling is taken from a population of final semester students which involved a sample of 183 students from a total of 338 final semester students, 136 Islamic Institute students and 47 Latifah Mubarokiyah Institute of Economic Science students. The technique of data collection uses a Likert scale questionnaire; while the technique for data analysis uses Pearson products of moment correlation, determination test, significance test, and regression test. The TQN Suryalaya teachings have some basic teachings, namely the practice of dhikr, completion (khatam), virtues (manaqib), night prayer (qiyamul lail) and pilgrimage. In addition there are practices in terms of behavior (morals) such as morality to God, morality to teachers (morshed), morality to others, morality to oneself, morality to the environment and how to instil the attitudes of taking care of (muraqabah) conditions. The influence of the TQN Suryalaya Teachings can have a positive influence on social life in the community, which includes two aspects, namely in the religious life and social life by bringing out good behaviour and attitudes, adhering to the existing norms, establishing harmonious relationships in society and nationality. The results of the study showed that the guidance of Suryalaya's TQN Teaching was in the good category at 75.69%. The moral description of students at the Islamic Institute of Religion and the Institute of Economic Science of Latifah Mubarokiyah in Suryalaya Tasikmalaya Islamic Boarding School is in good category at 74.30%. Guidance on the teachings of TQN Suryalaya is strongly and positively correlated with the morals of students with a correlation coefficient of 0.652 and a coefficient of determination of 0.452, which means that improving the quality of guidance in the Teaching of the Qodiriyah Naqsyabandiyah Suryalaya Order will be followed by positive student morals. And conversely, the decline in the quality of guidance in Suryalaya's TQN Teaching will be followed by the student's morality of 45.2%. Keywords: Guidance, Tarëqat Qodiriyah Naqsyabandiyah, Morals.
PENGARUH STRUKTUR AKTIVA DAN RETURN ON ASSET (ROA) TERHADAP STRUKTUR MODAL DI PT. JASUINDO TIGA PERKASA, TBK TAHUN 2008-2013 (Perusahaan yang Terdaftar di Jakarta Islamic Index) Andri Sutira
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.12

Abstract

ABSTRACTThe purpose of this research is to evaluate the influence of asset structure and profitability on PT's capital structure. Jasuindo Tiga Perkasa period 2008-2013. The method used in this study is a descriptive verification research method with a quantitative approach. Based on the results of data analysis and discussion on the influence of asset structure, Return On Asset(ROA) on the capital structure in PT companies. Jasuindo Tiga Perkasa, then the author can draw the first conclusion from the comparison of t-hitung with t-tabel with an error rate of 5% is -t-hitung < -t-tabel (-4,839 < -2,080) so that H0 is rejected and Ha accepted. A negative t value indicates that the Asset Structure has an opposite relationship with the Capital Structure. The Sig value is less than the probability value of 0.05 which is 0.000. With a confidence level of 95%, it can be concluded that the Asset Structure partially has a significant effect on the Capital Structure. The second of the results of the comparison of thitung with ttabel with an error rate of 5% is -thitung < -ttabel (-2,432 < -2,080) so that H0 is rejected and Ha is accepted. A negative t value indicates that ROA has an indirect relationship with the Capital Structure. The Sig value is less than the probability of 0.05 is 0.024. The 95% confidence level can be concluded that ROA partially has a significant effect on the Capital Structure. The three results obtained from the comparison of Fhicalculate with Ftabel are Fcalculate > Ftabel (15,780 > 3.47), then at an error rate of 5% H0 is rejected and Ha is accepted which means both free variables simultaneously have a significant effect on the capital structure. The Sig value is less than the probability value of 0.05 which is 0.000. With a confidence level of 95% so it can be concluded that the Asset Structure and ROA simultaneously have a significant effect on the Capital Structure. Keywords: Asset Structure, ROA, Capital Structure.
QAIDAH KHUSUS DALAM EKONOMI ISLAM Baiq Hija Farida
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.13

Abstract

ABSTRACT This rule of Fiqh is used as a basis for the daily activities of Muslims to understand the meaning of Islamic teachings (maqashid al-syari'ah) more comprehensively. The term fiqh rules is a translation from the Arabic alqawaid al-fiqhiyah. Al-qawaid is a plural (plural) form of the word al-qaidah which linguistically means basic, rules or general criteria. According to ushul experts and jurists, an understanding of qawa'id Fiqhiyyah is necessary to perform an ijtihad or renewal of thought in matters of worship, muamalah, and priority scales. According to Musthafa az-Zarqa, Qowaidul Fiqhyah are the basics of fiqh that are general and concise in the form of laws that contain the general syara 'laws on various legal events that fall within the scope of the rules. The specific fiqh rule is a rule that specifically discusses certain areas of study, hence the need for the community to know about this fiqh rule. In the division of the field, the rules of fiqh are specifically grouped into several parts, among others in the field of worship mahdhah, ahwal asy-syakhshiyyah, muamalah, jinayah, siyasah, and alaqdiyah. The specific rules of fiqh related to Islamic economics are aqad (transactions), mal (wealth assets), banking and arbitration. Keywords : Fiqh Rules, Special Rules, Islamic Economics.
IMPLEMENTASI MANAJEMEN PEMBIAYAAN (Di MTs Miftahul Jannah Nagreg Kabupaten Bandung) Nanang Mulyana
Jurnal Pelita Nusa Vol 1 No 1 (2021): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v1i1.14

Abstract

ABSTRACT This study aims to determine the implementation of financial management in Madrasah Tsanawiyah, as well as related to supporting and inhibiting factors in Madrasah Tsanawiyah, especially in Madrasah Tsanawiyah Miftahul Jannah Nagreg Kab. Bandung. The existence of this research originated from the importance of financing and finance in Islamic education institutions because financing is one of the supporting components and is important for activities in the education process at Madrasah. The type of research in this research uses field research and includes descriptive qualitative research, this research is through data sources from information and documents, data collection techniques are through interviews, documentation, and observation, and using data analysis techniques, namely data reduction, data presentation, and then withdrawal. conclusion. The results of this study indicate that the financing management carried out at MTs Miftahul Jannah Nagrek Kab. Bandung, namely: (1) the financing system at Madrasah Tsanawiyah Miftahul Jannah refers to the Indonesian Government Regulation on Education Funding and national education standards (SNP) PP RI No. 19 of 2005 in article 62. (2) In addition, the funding for education that runs at MTs Miftahul Jannah uses the full cost of the School Operational Assistance (BOS) funds, and there is no collection of any funds to students/parents of students so that all students are 100% free. (3) The supporting factors include supporting infrastructure and human resources according to standards. (4) The obstacle is the small amount of budget input obtained by MTs Miftahul Jannah Nagreg Kab. Bandung. Keywords: Management, Financing, Madrasah.

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