cover
Contact Name
Muh. Arafah
Contact Email
jurnalibfperbankan@gmail.com
Phone
+6285255658626
Journal Mail Official
islamicbanking@iain-bone.ac.id
Editorial Address
Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bone Polewali Kec. Tanete Riattang Barat Kab. Bone Provinsi Sulawesi Selatan 92721
Location
Kab. bone,
Sulawesi selatan
INDONESIA
Islamic Banking and Finance
ISSN : 28284402     EISSN : 29639034     DOI : https://doi.org/10.30863/ibf
Core Subject : Economy,
Journal IBF (Islamic Banking and Finance) is a scientific journal managed by Islamic banking, the Bone State Islamic Institute of Religion. This journal focuses on major studies in Islamic Finance, Islamic Banking, finance, Islamic Financial Technology, Islamic Accounting and relevant fields of science.
Articles 5 Documents
Search results for , issue "Vol 2, No 1 (2022)" : 5 Documents clear
DIGITALIZING ISLAMIC BANKS: LEARNING FROM BANK SYARIAH MANDIRI Loni Hendri; sari Utami Fattah
Islamic Banking and Finance Vol 2, No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v2i1.3789

Abstract

This research aims to understand how BSM uses digital in its business development and what action other Islamic Bank could take from it to develop their digital utilization.Descriptivecritical analysis is used in this paper. The analysis began by presenting the understanding about digital role on Islamic Bank development and digitalization done by BSM. Analysis continued to digitalization done by BSM and its impact on Islamic Bank development so what action other Islamic Bank should do,what idea could be taken from it. Based on analysis, four things could be taken from BSM success using digital in its services: first, focus on young generation which can easily adapt with technology. Second, digital services improvement. Third, massive socialization. Forth, strong image of Islamic Bank built. Policy recommendation: first, strengthening regulation on safety and pleasure in digital-based transaction. Second, monitoring on shariah aspects in digital-based transaction offered by Islamic Bank.
Pengaruh Jumlah DPK dan CAR Terhadap Alokasi Pembiayaan Usaha Mikro Kecil dan Menengah pada Bank BCA Syariah Tahun 2017-2019 Aulia Safitri; jumarni jumarni
Islamic Banking and Finance Vol 2, No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v2i1.3788

Abstract

This study discusses the effect of DPK and CAR on the allocation of financing for micro, small and medium enterprises at Bank BCA Syariah in 2017-2019. This study aims to examine the effect of third-party funds and CARon the allocation of financing for micro, small and medium enterprises and how much they affect. The analysis of this study uses independent variables, namely thirdparty funds, the independent variable is the financing of micro, small and medium enterprises as measured by the financial performance of MSMEs based on the CAR indicator, which is comparing Capital with ATMR. Based on the purpose of the study, this research is a type of quantitative research using a panel data regression approach. This technique is used to assist in processing relevant data obtained from financial statements
PENGARUH PEMBIAYAAN MUSYĀRAKAH TERHADAP TINGKAT PROFITABILITAS BANK UMUM SYARIAH TAHUN 2017-2019 sulfiana lutfiah; Rina Novianty
Islamic Banking and Finance Vol 2, No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v2i1.3786

Abstract

This study aims to examine the effect of musyārakah financing on the profitability level of Islamic commercial banks and how much it affects the three-year period through published report data. This study consists of two variables, namely the independent variable which is mūrābahah financing and the dependent variable is the level of profitability. Type of research using quantitative research. The data source in this study is a secondary data source from Islamic commercial banks in the period 2017 to 2019 and analyzed by panel data regression. Based on the results of data testing in the combined test, the effect of musyārakah financing on profitability shows a probability value (X) of 0.0038 where 0.05, then the hypothesis is accepted. So musyārakahini financing has a significant effect on the profitability of the three Islamic commercial banks that have been studied, namely Bank Mega Syariah, Bank BCA Syariah, and Bank Syariah Bukopin.
ANALISIS PERAN PEMBIAYAAN MIKRO PERBANKAN SYARIAH ERHADAP MASYARAKAT PELAKU USAHA MIKRO (STUDI KASUS PADA BANK SYARIAH INDONESIA KCP BONE JEPPE’E) Ismail keri
Islamic Banking and Finance Vol 2, No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v2i1.3785

Abstract

This study discusses the analysis of the role of Sharia financing on the community of micro-business actors in a study at Bank Syariah Indonesia KCP Bone Jeppee. The purpose of this study is to find out how the role of Sharia financing in the community of micro-entrepreneurs and how the operational standards of microfinance of Bank Syariah Bone branch. Based on the purpose of the study, this research is a type of research in the fieldfield research using a qualitative descriptive approach. This technique is used to describe the data researchers collected from the data from interviews during research at Bank Syariah Indonesia cab. Bone Jeppe'e. The results showed that Bank Syariah Indonesia was given a good role in the economic growth of the community and one of the financing roles given to the community, namely by providing capital loans for the community for the development of micro and medium enterprises around the Jeppe'eserta area as well as providing assistance and guidance by providing briefing to customers in the development of their business in order to develop for the better and The standard operating procedures for microfinance go through the market process stages, the initial process of collecting data on the financing analysis stage of the financing approval stage of the binding stage of the contract in the disbursement stage and the monitoring stage.
PENGARUH PRODUK DOMESTIK REGIONAL BRUTO(PDRB) DAN JUMLAH PENDUDUK TERHADAP SEKTOR PERTANIAN DI KABUPATEN BONE PADA TAHUN 2010-2020 Nana Dwi Anggadita; Haslindah Haslindah
Islamic Banking and Finance Vol 2, No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v2i1.3784

Abstract

Regional economic growth is measured by the development of Gross Regional Domestic Product (GRDP), which is basically the gross added value of goods and services generated from various economic activities. This study aims to describe the effect of Gross Regional Domestic Product (GRDP) and population on the agricultural sector in Bone Regency for the 2010-2020 period. The analysis method used is multiple linear regression, with the method of collecting documentation data. The type of data used in this study is secondary data obtained through the Official BPS website of Bone Regency. The results of this study show that 1) Gross Regional Domestic Product (GRDP) has no effect on the agricultural sector can be seen from the results of the t test which shows that the significant value produced is 0.059 0.05 so that Ho's potesis is received. 2) The number of people has no effect on the agricultural sector can be seen from the results of the t test which proves that the significant value is high which is 0.146 0.05 so that Ho is accepted. 3) Gross Regional Domestic Product (GRDP) and population have a one-way effect on the agricultural sector can be seen from the results of the F test which proved a significant value of 0.49 and the F result of 3.838 F table 3.41.

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