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Muhammad Syafiq
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yppijurnal@gmail.com
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Economics Studies and Banking Journal
Published by PT Penelitian dan Pengembangan Ilmu
ISSN : 30324270     EISSN : 30324270     DOI : 10.62207
Core Subject : Economy,
Economics, Econometrics & Finance
DEMAND focuses on economics, innovation, and investment fields. Dedicated to enhancing the economic development of a country, region, and the world in general. It aims to publish original articles, whether in the form of theoretical studies, empirical studies, or practical studies. DEMAND invites papers on a wide range of topics, including the following (but not limited to these topics), are Economic growth, Monetary and fiscal policy effect, Innovation practices, Innovation capability, Innovation impact, Financial econometrics, Investment, Banking, International Finance, Stock Exchange, Industrial field. DEMAND Journal always publish 12 times in a year, every Month.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 11 Documents
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Fintech and the Future of Banking: Collaboration and Innovation for Better Financial Services Hendri Khuan
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 2 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/c0y42z81

Abstract

Collaboration between fintech companies and traditional banks is important for the evolution of the financial industry. Factors influencing fintech adoption by conventional banks include organizational culture, management attitudes and leadership. Understanding these factors is important for banks to remain competitive. Challenges to adoption include regulatory uncertainty, resource limitations, and data security issues, while opportunities include increased operational efficiency and greater consumer engagement. Factors influencing adoption also include technology sustainability, IT infrastructure, financial capabilities, human resources, government regulations, market changes, consumer behavior, industry competition, and strategic partnerships. Overcoming challenges such as cyber security risks and regulatory barriers, as well as capitalizing on opportunities through strategic partnerships and understanding consumer behavior, can drive successful fintech adoption for traditional banks.

Page 2 of 2 | Total Record : 11

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