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INDONESIA
Economics Studies and Banking Journal
Published by PT Penelitian dan Pengembangan Ilmu
ISSN : 30324270     EISSN : 30324270     DOI : 10.62207
Core Subject : Economy,
Economics, Econometrics & Finance
DEMAND focuses on economics, innovation, and investment fields. Dedicated to enhancing the economic development of a country, region, and the world in general. It aims to publish original articles, whether in the form of theoretical studies, empirical studies, or practical studies. DEMAND invites papers on a wide range of topics, including the following (but not limited to these topics), are Economic growth, Monetary and fiscal policy effect, Innovation practices, Innovation capability, Innovation impact, Financial econometrics, Investment, Banking, International Finance, Stock Exchange, Industrial field. DEMAND Journal always publish 12 times in a year, every Month.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 11 Documents
 1   2 
Economic, Social and Environmental Impacts on Community-Based Ecotourism Richa Fionasari
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 1 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/46t5ty59

Abstract

This research aims to determine the influence of economic aspects, social aspects and environmental aspects on Community Based Ecotourism. This type of research is quantitative descriptive research with multiple regression analysis methods. The sampling technique uses random sampling. The research results show that economic aspects do not have a significant effect on community-based ecotourism. Meanwhile, social and environmental aspects have a significant influence on community-based ecotourism. The economic aspect is not a major factor in the development of ecotourism so that the economic aspect does not have an impact on the development of community-based ecotourism. Social aspects which include cultural heritage factors, local wisdom factors and socio-cultural tolerance factors are the main factors in maintaining ecotourism. Environmental aspects include accessibility factors and amenities which are determining factors for satisfaction tourists when visiting a tourist attraction, because both are important factors needed by tourists.
Analysis of the Influence of Financial Performance on the Value of Sharia Banking Companies in Indonesia Zulaika Putri Rokhimah; Novitasari Eviyanti; Aditya Rizqi Senoaji
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 1 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/t44cxk75

Abstract

This research aims to test and analyze the influence of financing to deposit ratio (FDR), capital adequacy ratio (CAR), return on assets (ROA), non-performing financing (NPF), operating expenses and operating income (BOPO) on firm value (PBV). . This research was conducted on Sharia Banking in 2019-2021. This research is quantitative research and uses secondary data taken through financial reports taken by purposive sampling. The samples obtained were 33 data. The data analysis method was carried out using the SPSS program. The analytical tool used in this research is multiple linear regression analysis. The research results show that FDR, ROA and BOPO have a negative effect on company value, while CAR and NPF have a positive effect on company value.
The Effect of Economic Growth and Inflation on Liquidity in “Bank Syariah Indonesia” Muhammad Hidayat
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 1 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/4fx1yr50

Abstract

This study aims to evaluate the impact of external factors (macro economic), which consists of Gross Domestic Product (GDP) and Inflation, on Islamic bank liquidity risk as measured through the Financing to Deposit Ratio (FDR). The research method applied is time series data analysis using sample data from Bank Syariah Indonesia (BSI) in the 2021-2023 period with reference to monthly financial reports. The research results show that GDP has a negative and significant influence on liquidity risk represented by FDR. This means that a decrease in GDP contributes to an increase in liquidity risk in Islamic banks. Meanwhile, inflation has a positive influence on liquidity risk as measured by FDR, indicating that an increase in the inflation rate contributes to an increase in liquidity risk in Islamic banks. This increase in liquidity risk has the potential to cause inadequate FDR conditions. The analysis shows that around 40.3% of the variation in liquidity risk can be explained by GDP and inflation rates, while the remaining 59.7% is influenced by other factors not covered in this study.
The Influence of Risk, Management Quality, Company Size and Bank Liquidity on Banking Financial Performance (2018-2022) Iwan Harsono
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 1 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/fsvf3e85

Abstract

This research aims to analyze the influence of risk, management quality, company size and bank liquidity on banking financial performance in the 2018-2022 period. This research uses multiple linear regression analysis methods on a sample of 20 banks selected purposively. Data was collected from banks' annual financial reports involving credit risk (NPL) , efficiency ratios (BOPO), company size (Ln total assets), liquidity ratios (LDR) and financial performance ratio (ROA) . The analysis results show that risk, especially credit risk, has a significant negative impact on financial performance. In contrast, management quality has a significant positive impact on financial performance. However, firm size and bank liquidity, although they have a positive impact on financial performance, are not significant in the context of this study. These findings provide insight into the factors that banks need to pay attention to to improve financial performance.
The Influence of Artificial Intelligence on Customer Experience (Study of Maxim Users in Surabaya, East Java) Candra Astra Terenggana
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 1 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/jhctec97

Abstract

This study aims to investigate the impact of artificial Intelligence (AI) on customer experience (CX) for customers of the Maxim transportation application in Surabaya. With the aid of focusing on the implementation of the AI era in personalizing services, growing operational performance, and responding quickly to customer needs, this research explores the fantastic impact on the customer. The research method makes use of a deductive approach, accumulating records from Maxim customers in Surabaya through surveys, interviews, and information analysis. The research results display that AI permits deeper personalization and designs more adaptive user experiences. The study's conclusion highlights that the integration of AI in Maxim's transportation offerings extensively increases customer experience and opens up commercial enterprise opportunities. But, demanding situations related to ethics and facts protection need to be cautiously taken into consideration. This study affords a holistic view of the way artificial intelligence may be a tremendous driver in creating better customer studies in the context of transportation offerings in Surabaya.
Islamic Social Finance: Exploring Zakat, Waqf, and Sadaqah in Economic Development Mukhid Mukhid
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 2 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/jk7p6661

Abstract

Islamic social finance has an important role in inclusive and sustainable economic development. In this context, zakat, waqf, and sadaqah become important instruments that can be used to mobilize resources and support economic development initiatives. However, challenges such as lack of public awareness, preference for conventional financial institutions, and lack of supportive regulations still need to be overcome.
Islamic Economics and Sustainable Development Goals (SDGs): Bridging the Gap through Ethical Financial Practices Hotman Hotman
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 2 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/xfs4vv68

Abstract

Islamic financial practices are an important research subject in the context of achieving Sustainable Development Goals (SDGs). This research investigates the contribution of Islamic financial practices to achieving the SDGs through a systematic analysis of related literature. Various Islamic financial practices, including the use of sharia financial contracts, implementation of zakat, infaq, and alms, as well as engagement in responsible social and environmental investments, are evaluated in the context of their impact on financial inclusion, economic empowerment, environmental protection, and overcoming social inequality. . The research results show that Islamic financial practices have great potential in supporting the achievement of SDGs. Policy implications and further research directions are also discussed.
The Role of Human Resource Management in Sustainable Development: A Systematic Literature Review Kosasih Kosasih
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 2 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/q4jya069

Abstract

This research explores the role of sustainable human resource management (HRM) practices in supporting inclusive economic growth. Through literature analysis, it was found that sustainable HRM practices have a positive impact on organizational performance, employee well-being and environmental sustainability. However, challenges such as lack of awareness and resistance to change were also identified. This study recommends future research that focuses more on longitudinal research and the role of leadership in encouraging the adoption of these practices. Overall, this research highlights the importance of integrating sustainable HRM practices in achieving inclusive economic growth and environmental sustainability.
Sustainable Economic Development: A Systematic Literature Review on Global Perspectives and Strategies Hendri Khuan
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 2 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/838ea303

Abstract

This research provides a comprehensive overview of sustainable economic development through a systematic literature review. It synthesizes existing literature to understand global perspectives and strategies. The study highlights the importance of conceptual frameworks in guiding sustainable development initiatives and underscores the interrelated nature of economic, social, and environmental dimensions. It emphasizes the significance of global strategies, government policies, and private sector involvement in promoting sustainability. However, challenges such as economic hurdles, social barriers, and environmental constraints hinder progress. Future research should focus on addressing these challenges and embracing comprehensive frameworks to ensure a sustainable and prosperous future.
The Role of Entrepreneurship in Economic Resilience Hendri Khuan
Economics Studies and Banking Journal (DEMAND) Vol. 1 No. 2 (2024): Economics Studies and Banking Journal (DEMAND)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/5rcdcs18

Abstract

The concept of economic resilience is multidimensional, encompassing factors like resistance, recovery, and adaptability to mitigate the impact of economic shocks. Drawing from various disciplines, theoretical frameworks highlight its interdisciplinary nature. Economic resilience plays a crucial role in responding to crises, with entrepreneurship emerging as a key component. Despite challenges such as resource constraints and regulatory barriers, proactive policies can foster resilient entrepreneurship. By promoting innovation, supporting access to capital, and enhancing entrepreneurial education, policymakers can build a resilient ecosystem that drives economic prosperity and sustainability. Collaboration among stakeholders is vital for realizing this vision. 

Page 1 of 2 | Total Record : 11

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