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Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 15 Documents
Search results for , issue "Vol. 2 No. 4 (2023)" : 15 Documents clear
ANALISIS PENGARUH ANALISA FUNDAMENTAL DAN RISIKO SAHAM DALAM MENENTUKAN KEPUTUSAN INVESTASI SAHAM JANGKA PENDEK ATAU JANGKA PANJANG: STUDI KASUS PADA 3 SEKTOR UNGGULAN DI BEI Respati Adimas Gumilang; Vietha Devia SS
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The capital market as a forum for investors in trading stock securities has an important role in the economy. When making a long short term investment decision, investors must pay attention to several aspects as well as investment risks and the fair price of shares. Public knowledge of the capital market is still low so that it becomes a problem in making a long short term investment decision. This study aims to find out how the influence of fair stock value, risk tolerance, and risk perception variables on long-term or short-term investment decisions in the financial, industrial, and non-primary consumer goods sectors. This study used 133 populations of which 114 of the 133 populations invested in the financial sector, 100 invested in the industrial sector and 102 invested in the non-primary consumer goods sector. This study uses a quantitative research approach. The data analysis method used uses multiple linear regression analysis techniques. The research results obtained show that in the long run it is necessary to determine the fair price of shares when making investment decisions so as not to experience losses in the future, while in the short term it is not necessary to determine the fair price of shares but to pay attention to sentiments related to the country's economic conditions. It is also hoped that investors will pay attention to the aspect of risk tolerance so that investors do not make decisions only from the investors' thoughts and perspectives
PENGARUH INFORMATION QUALITY, APPS AESTHETICS, ISLAMIC PHYSICAL ATTRIBUTES TERHADAP DIGITAL OPENING ACCOUNT BANK SYARIAH DI INDONESIA YANG DIMEDIASI OLEH TRUST OF CONSUMER Afif Royyanto; Yenny Kornitasari
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study investigates the effects of information quality, app aesthetics, and Islamic physical attributes on consumer trust in digital opening account services offered by Sharia banks in Indonesia. The results suggest that only two factors play a significant role in shaping consumer trust and that trust acts as a mediator in the relationship between these factors and consumer adoption of digital banking services in the Sharia banking sector in Indonesia. This research used single equation model and partial least square on statistics for processing the data and analysis. The findings have implications for both practitioners and researchers, highlighting the importance of information quality , app aesthetics, and Islamic physical attributes in building consumer trust in digital banking services in the Islamic banking finance industry.
DUKUNGAN BPRS PADA IMPLEMENTASI JAMINAN PRODUK HALAL Panglima Thariq Al Huda
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

BPRS is one of the financial institutions that has great potential to continue to grow. Challenges such as the threat of a global crisis require it to be more adaptive to the digitalization era. At the same time, BPRS also has a role as a partner of MSMEs that supports and is at the forefront of the revival and recovery of the national economy. Moreover, the government has a policy related to the obligation of products entering, circulating and trading in Indonesia to be halal certified. Seeing this opportunity, it is time for BPRS to take the initiative directly to provide services to MSMEs or grassroots so that they can implement halal product assurance in Indonesia. This research adopting a literature review. The results of the research are BPRS Buana Mitra Perwira as an intermediary institution by channeling financing as a form of equity participation to business actors in developing their business both to increase raw material capital and others. In addition, BPRS also established a halal center to assist its customers to produce halal-certified products. Through this assistance has a significant impact on MSMEs.
ANALISIS FAKTOR YANG MEMENGARUHI MASYARAKAT SURABAYA BERWAKAF UANG DI LEMBAGA PENGELOLA WAKAF Raja Surya Kusuma Riyadi
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

As time goes by, waqf continues to experience development with the presence of cash waqf in Indonesia. The potential of cash waqf is enormous, but its realization is still far away. This is caused by several factors that have not been optimal, including literacy, good governance, promotion, religiosity, and convenience. The research method used is a quantitative descriptive method by distributing questionnaires to the people of Surabaya who have interacted with waqf management institutions, including Lembaga Manajemen Infaq, Yayasan Dana Sosial Al Falah, Dompet Dhuafa, LAZIS Nurul Falah, and LAZNAS Nurul Hayat using a convenience sampling technique with sample calculation using Bernoulli as many as 96 respondents. The analysis was carried out with multiple linear regression and it was found that the variables of literacy, good governance, and convenience had a significant effect, while the promotion and religiosity variables showed no significant effect on the decision of the people of Surabaya to endow cash waqf in waqf management institutions
PENGARUH LITERASI KEUANGAN DAN LITERASI DIGITAL TERHADAP PREFERENSI MENGGUNAKAN QRIS BSI MOBILE (STUDI KASUS GEN Z DI KOTA MALANG) Faiz Ghifary Nurdien; Ajeng Kartika Galuh
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Digital transformation in the financial industry creates new innovations, namely fintech, mobile banking is one of the mobile payment-based fintech products. BSI as a new bank digitizes by creating BSI Mobile which provides QRIS as a payment method whose use has increased positively. As a digital-based financial innovation technology product, financial literacy and digital literacy are needed in the provision of its use, even in the literacy of the Indonesian people both financial and digital has increased positively. So this research was conducted to examine the effect of financial literacy and digital literacy on preferences for using QRIS BSI Mobile among Gen Z in Malang City. Quantitative research type descriptive approach. With purposive sampling technique using the Lemeshow formula, 100 respondents were obtained. Data was analyzed using ordinal regression. The results showed that financial literacy and digital literacy have an influence on preferences for using QRIS BSI Mobile. The conclusion of the research results shows that the preference to use QRIS BSI Mobile among Gen Z in Malang City is influenced by financial literacy and digital literacy possessed by its users.
PENGARUH DANA ZAKAT DALAM PROGRAM BEASISWA ABA (AYAH BUNDA ASUH) TERHADAP KESEJAHTERAAN SPIRITUAL MUSTAHIK LAZ YASA MALANG Muhammad Akbar Anugrah Pratama; Marlina Ekawaty
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This research aims to investigate the implementation of the ABA LAZ YASA Malang scholarship program and the impact of the scholarship on the spiritual well-being of the recipients. The research method used is descriptive quantitative, and the data analysis technique employs the CIBEST model. The study involves 100 respondents selected through purposive sampling. The results of the analysis, using SPSS 26 software for the normality test, indicate that the data is not normally distributed. Therefore, the Wilcoxon test was conducted, which revealed that the positive ranks or the positive difference between the spiritual activities before and during the mentoring program showed an increase among 79 beneficiaries. This suggests an improvement in their spiritual engagement.
ANALISIS PENGARUH PEMBIAYAAN MURABAHAH, MUSYARAKAH, DAN QARDH TERHADAP PROFITABILITAS BANK BTPN SYARIAH PERIODE 2019-2023 Aditya Ramadhan
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study discuss the impact of Murabahah, Musyarakah, and Qardh Financing on Profitability (ROA) at Bank BTPN Syariah for the 2019-2023 period. The research method used is a quantitative method using secondary data, with a total sample of 46 samples. The data collection technique is by documentation from the financial reports of PT Bank BTPN Syariah which are published on the OJK website and the Bank BTPN Syariah website. Data analysis techniques used classical assumption testing, hypothesis testing, and multiple linear regression with the SPSS version 26 application to process the data. The results of the analysis of this study indicate that murabahah financing has a significant positive effect on profitability. Musyarakah financing is proven to have a significant negative effect on profitability. Qardh financing is proven to have a significant negative effect on profitability.
ANALISIS PENGARUH PENDAPATAN, FLEXIBLE WORKING, DAN RELIGIUSITAS TERHADAP MINAT GENERASI Z DALAM GIG ECONOMY Bayu Dwi Prakoso; Ika Khusnia Anggraeni
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The job market has changed due to globalization which has initiated a new job market sector, namely the gig economy. Gig worker in Indonesia in Indonesia have increased every year which is dominated by generation z. This happened due to several factors. This study uses income, flexible working variables to determine whether these variables affect interest generation z in gig economy. In this study, data were collected through questionnaires with purposive sampling. Respondents in this study amounted to 100 respondents who have interest in gig economy. The analysis technique used is multiple linear regression analysis. The results of this study indicate that the variables of income and flexible working have a positive and significant influence on interest generation z. Meanwhile, the religiousity variable has a positive but not significant effect on interest generation z
TELAAH MAQASHID SYARIAH DALAM KEGIATAN EKONOMI PETANI TAMBAK DI DESA PANGKAHWETAN GRESIK Ahmad Mashudi; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Pond business is a form of economic business activity, in which humans manage, manage and control fishery biological resources wisely to gain more profits and to improve the standard of living of a farmer. Management of natural resources should be managed optimally by means of good and correct management. The formulation of the problem in this study is what is the role of pond farmer businesses in implementing maqashid sharia on the basis of implementing Islamic philanthropy in Pangkahwetan Village, Ujungpangkah District, Gresik Regency. This study aims to determine the application of maqashid sharia, by analyzing the methods and applications carried out by pond farmers towards Islamic philanthropy. This research is a field research (field research). The method used is to use a qualitative approach through a case study approach to economic relations by collecting data through interviews, observation and documentation. The informants of this study were determined using a purposive sampling method so that only certain informants were used as informants in the study.  
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT GENERASI Y DAN Z BERWAKAF UANG MELALUI DIGITAL BANKING SYARIAH Dina Nur Syifa; Laila Masruro Pimada
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Indonesia has a large potential for cash waqf, which is 188 trillion annually, but the accumulation that has been successfully collected has only touched 831 billion if it is only 0.5 percent of its total potential. The presence of digitalization is expected to be able to increase the intention of generations Y and Z who dominate the demographics of Indonesian society and are the closest to using digital technology. Purpose of this study is to find out what factors can affect generations Y and Z in performing cash waqf through digital banking of sharia banks. This study used a quantitative method with the SEM-PLS analysis tool. The results from this study indicate trust and social influence is a factor that has a significant influence on intention, while knowledge and perception of convenience do not have a significant influence on the intention of generations Y and Z in performing cash waqf through digital banking of sharia banks. This research is expected to be a basis for policy makers in formulating a cash waqf collection strategy in the digitalization era and can be a reference for future research.

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