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AL-Intifa: Jurnal Ilmiah Ilmu Syari’ah
Published by Sekolah Tinggi Agama Islam Sabili Bandung
ISSN : 26222094     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Al-Intifa’menghadirkan berbagai karya tulis yang menarik dan diharapkan mampu menjawab kebutuhan akademis terkait perkembangan perkembangan pemahaman masyarakat terhadap ilmu syariah yang semakin kompleks. Sehubungan dengan hal tersebut, redaksi telah melakukan pengkajian dan seleksi terhadap artikel-artikel yang dikirimkan ke alamat redaksi.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 16 Documents
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PENGARUH COVID-19 TERHADAP EKONOMI DALAM TINJAUAN HUKUM ISLAM Syukur Yana Mardiana; Wanda Siti Cahyani
AL-INTIFA Vol. 1 No. 2 (2023): Al-Intifa' : Jurnal Ilmiah Ilmu Syariah
Publisher : AL-INTIFA

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Abstract

Islam as rahmatan lil alamin which includes all aspects of law including economic law which became known as Islamic economics. The economy is a basic need in human life to be able to live and develop in daily life, without the economy, the activities and processes of human life will be disrupted, including the situation and conditions of the co-19 pandemic. The impact of Covid-19 will be more felt on the economy of middle-low society. The experts of Islamic Law are of the view that in general the fulfillment of needs is a shared community obligation so that no one found still feels the loss of basic necessities of life. The solution to the co-19 impact that can be done is by channeling cash direct assistance from zakat, infaq and alms, both from zakat collection units and from the community. Specifically for zakat being paid, its distribution can be focused on the poor who are directly affected by Covid-19, as one who has the right to receive it (mustahik).
IMPLEMENTASI HUKUM EKONOMI ISLAM PADA LEMBAGA KEUANGAN ISLAM Yus Hermansyah; Mila Alfiah Setiawan
AL-INTIFA Vol. 1 No. 2 (2023): Al-Intifa' : Jurnal Ilmiah Ilmu Syariah
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Abstract

Perkembangan lembaga keuangan syari’ah (LKS) dewasa ini sangat pesat. Hal ini dikarenakan besarnya peluang yang ada pada masyarakat dalam aktifitas muamalah khususnya aktifitas ekonomi. Selain itu pola pikir dan pandangan masyarakat mulai sadar dan bergeser pada pilihan menggunakan lembaga keuangan yang bebas riba. Beranjak dari tumbuhnya permintaan masyarakat inilah maka perusahaan yang bergerak dalam jasa pelayanan keuangan berbondong-bondong membuka lembaga keuangan yang berbasis syari’ah. Bukan hanya lembaga yang baru, tetapi lembaga keuangan yang tadinya berbasis konvensional juga ikut serta melangkah untuk membuka lembaga cabang lembaga keuangan yang berbasis syari’ah. Hukum Ekonomi Syari’ah adalah seperangkat norma aturan yang mengikat yang dikeluarkan oleh lembaga-lembaga yang berwenang berdasarkan prinsip syari’ah yang berlandaskan al-Quran dan al-Sunnah. Lembaga keuangan syari’ah (LKS) yang ada di Indonesia harus berpanduan pada aturan dan Undang-undang yang berlaku. Namun pada kenyataannya masih ada beberapa lembaga keuangan yang masih belum menerapkan pelaksanaan operasionalnya dengan prinsip syari’ah secara maksimal. Sehingga masih ada sistem-sistem transaksi keuangan syari’ah namun pada kenyataannya system keuangan syari’ah tersebut cenderung hanya labelnya saja yang syari’ah tetapi substansinya masih menerapkan sistem transaksi konvensional. Semua pihak harus berkontribusi untuk ikut andil dalam mengawal industri keuangan syari’ah yang berjalan di Indonesia. Misalnya pihak-pihak pemangku kebijakan, pembuat regulasi, pengawas syari’ah, ahli hukum Islam khususnya Hukum Ekonomi Syari’ah, dan masyarakat pada umumnya. Agar bisa mewujudkan perekonomian Islam yang memberikan keadilan dan kemaslahatan bagi masyarakat.
PASAR MODAL SYARI’AH : INVESTASI SAHAM SYARI’AH ALTERNATIF PENDAPATAN Wina Paul; Sherly Lisviana
AL-INTIFA Vol. 1 No. 2 (2023): Al-Intifa' : Jurnal Ilmiah Ilmu Syariah
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This research study is to discuss and analyze the capital market in this case focusing on investment and Islamic stocks, where this stock investment can be an alternative income other than income earned from work or what is called a salary. This research uses qualitative research with descriptive analysis approach. The type of data used in this study is secondary data collected through the literature study method. The analysis used in this research is qualitative analysis. The results of this study show how stock investment can increase income, so that there is a change in mindset about looking for work and getting a salary. Investment is the activity of placing capital in the form of money or other valuable assets into an object, institution or party with the hope that the investor or investor will benefit after a certain period of time. There are many types of investments that can be developed to earn income, one of which is sharia shares. So that income from sharia shares can increase income so that it will change the mindset and mindset of the next generation about investing in sharia shares.
Tinjauan Ekonomi Islam Terhadap Kredit Syariah Fadli Hariadi; Dudi Badruzaman; Iwan Setiawan; Setya Indrawanto
AL-INTIFA Vol. 1 No. 2 (2023): Al-Intifa' : Jurnal Ilmiah Ilmu Syariah
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Abstract

This research was conducted based on the large number of financial institutions that provide working capital loans quickly through existing applications, which raises concerns that they will be trapped by usury practices. Meanwhile, research on Islamic credit can answer these concerns. This research uses qualitative methods, by collecting data then sorted and selected so that it becomes data that is easy to analyze and easy to form synthesis. The results of this study state that Sharia credit consists of two financings, namely Sharia working capital financing and Sharia investment financing, the financing is seen from the credit allocation, whether financing for murabahah, mudharabah, ijarah, istishna', salam, or IMBT (ijarah muntahia bit tamlik) loans. Sharia working capital financing short-term financing provided to companies or individuals to finance the working capital needs of their businesses based on Sharia principles, Working capital financing cannot be in the form of money but in the form of merchandise for resale by customers who apply for Sharia working capital financing, while the tenor given for Sharia working capital financing is a maximum of one year. Meanwhile, Sharia investment financing is medium-term or long-term financing for the purchase of necessary capital goods, including: (1) Establishment of new projects, namely the establishment or construction of projects / factories in the framework of new businesses. (2) Rehabilitation, i.e. the replacement of old damaged machinery/equipment with new, better machinery/equipment. (3) Modernization, namely the complete replacement of old machines / equipment with new machines / equipment with a better level of technology. . (4) Expansion, namely the addition of existing machinery/equipment with new machines/equipment with the same or better technology, or the relocation of an existing project, namely the transfer of the overall project/factory site (including supporting facilities for factory activities, such as laboratories and warehouses) from one place to another place with a better and strategic location. The tenor given for Sharia investment financing is a maximum of twelve years. Keywords: Sharia Credit, Sharia Working Capital, Sharia Investment.
ANALISA DINAMIKA FAKTOR-FAKTOR PENENTU INDEKS PEMBANGUNAN MANUSIA : PERSPEKTIF KEBERLANJUTAN DAN KESEJAHTERAAN: ANALISA DINAMIKA FAKTOR-FAKTOR PENENTU INDEKS PEMBANGUNAN MANUSIA : PERSPEKTIF KEBERLANJUTAN DAN KESEJAHTERAAN Wina Paul; Ikhsan Nuralam
AL-INTIFA Vol. 2 No. 1 (2024): Al-Intifa' : Jurnal Ilmiah Ilmu Syariah
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Abstract

This research aims to analyze the dynamics of the determining factors of the Human Development Index (HDI) from a sustainability and welfare perspective. This approach involves an in-depth study of the various factors that influence HDI, with a focus on economic, social and environmental aspects. This research methodology includes current statistical data analysis, regression models, and system dynamics modeling techniques. The results illustrate how changes in factors such as per capita income, access to education, and public health can influence changes in HDI over time. Sustainability analysis focuses on the long-term impact of development policies and actions on the welfare of society and the environment. The findings of this research provide in-depth insight into how complex interactions between economic, social and environmental factors can influence the achievement of sustainable human development goals. The implications of this research can be the basis for formulating more holistic and sustainable development policies, taking into account important aspects that influence human welfare in the long term. Keywords: HDI, Sustainability, community welfare
ANALISIS MEKANISME MONEY CHANGER MENURUT FATWA DSN-MUI NO.28/DSN-MUI/III/2002 Nadin Andini Utami; Fadli Hariadi
AL-INTIFA Vol. 2 No. 1 (2024): Al-Intifa' : Jurnal Ilmiah Ilmu Syariah
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Abstract

The sale and purchase of foreign currency in Islam is Al-Sharf which is a currency sale, where money is used as the object of the exchange. Al-Sharf has been regulated in the DSN MUI Fatwa No. 28/DSN-MUI/III/2002 on Currency Sale and Purchase. Buying and selling Foreign Exchange is currently starting to develop and is considered by some people as an alternative business because it can facilitate international buying and selling transactions and bring profits to the perpetrators. This study aims to determine the mechanism of buying and selling sharia currency (Ash-Sharf) according to the Fatwa DSN-MUI. This type of research is library research. This library research is in order to find valid data to be used to collect the intended data as well as systematic discussion and analysis. The results of this study indicate that the practice of buying and selling foreign currencies (Al-Sharf) according to fiqh mu'amalah is permissible if done on the basis of the willingness of both parties and in cash (spot) and it is not allowed to add similar goods (gold with gold or silver with silver).

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