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Contact Name
Muhammad Helmy Reza
Contact Email
mhelmyreza@uinmataram.ac.id
Phone
+6281915936674
Journal Mail Official
jps_ps@uinmataram.ac.id
Editorial Address
Jalan Gajah Mada Nomor 100, Kelurahan Jempong Baru, Kecamatan Sekarbela, Kota Mataram, Provinsi Nusa Tenggara Barat
Location
Kota mataram,
Nusa tenggara barat
INDONESIA
Jurnal Perbankan Syariah
ISSN : -     EISSN : 29622425     DOI : -
Core Subject : Economy,
Jurnal Perbankan Syariah (JPS) merupakan jurnal yang diterbitkan oleh Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Mataram. Terbit dalam 2 periode tiap tahunnya, pada bulan Juni dan Desember. JPS berfungsi sebagai wadah bagi akademisi, ilmuwan, peneliti, praktisi, dan industri untuk berbagi pandangan tentang perbankan dan perbankan syariah, manajemen perbankan syariah, kinerja keuangan bank syariah, aspek-aspek produk dan jasa perbankan syariah, dan kajian-kajian keuangan lainnya yang dituangkan dalam karya tulis ilmiah. Jurnal Perbankan Syariah berfungsi sebagai wadah bagi akademisi, ilmuwan, peneliti, praktisi, dan industri untuk berbagi pandangan tentang perbankan dan perbankan syariah, manajemen perbankan syariah, kinerja keuangan bank syariah, aspek-aspek produk dan jasa perbankan syariah, dan kajian-kajian keuangan lainnya.
Articles 6 Documents
Search results for , issue "Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah" : 6 Documents clear
PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP KEPUTUSAN MAHASISWA DALAM MENGGUNAKAN PRODUK DAN JASA BANK SYARIAH Alawiyah Ade Lazriyani Ritonga; M. Yarham
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

This research aims to see the effect of financial literacy and financial inclusion on student decisions in using Islamic bank products and services. The type of research used in this research is quantitative with data collection techniques used are questionnaires and questionnaires. The method of determining the sample using the slovin formula obtained 100 research respondents. The data analysis technique uses Structural Equation Modeling (SEM) with the help of SPSS. This study shows that financial literacy and financial inclusion variables have a positive and significant impact on student decisions in using Islamic bank products and services. This research is expected to be able to change the mindset of students towards the use of products and services of Islamic banks. Then it is expected that students use Islamic financial services not on the basis of literacy or inclusion but pay attention to the application of sharia.
LITERACY, TRUST, AND RISK AFFECT SHARIA FINTECH FINANCING INTENTIONS ON UMKM ACTORS IN CENTRAL JAVA Luluk Mu'afifah; Budi Sukardi
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

This study aims to determine and analyse the effect of literacy, trust, and risk on financing intentions through Sharia Fintech on MSME players in Boyolali district, Central Java. The sampling technique used is purposive sampling with predetermined respondent criteria. This study uses a quantitative research method using a questionnaire through Google Forms as an online data collection material. The sample used in this study was 226 respondents of MSME players in Boyolali Regency. The test results with SEM-PLS prove that several factors have a positive and significant effect, namely the variables of trust and risk. On the other hand, there are variables that do not affect the literacy variable on Islamic fintech financing intentions.
Islamic Corporate Social Responsibility Disclosure, Profitability, and Visibility of Sharia Commercials Bank in Indonesia Denara Akmal
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

The purpose of this study is to analyze the effect of profitability and visibility on Islamic Corporate Social Responsibility Disclosure (ICSRD) of Islamic Commercial Banks in Indonesia for the period 2020 – 2022. This research is a quantitative study using secondary data from the Islamic Commercial Bank's Annual Reports and Sustainability Reports. The effects are examined based on content analysis of 9 Islamic Commercial Banks in Indonesia using a purposive sampling technique. The results showed that profitability and visibility simultaneously had a significant effect on the ICSRD of Islamic Commercial Banks in Indonesia for the period 2020 – 2022. However, partially the profitability did not affect ICSRD. Meanwhile, the visibility has a significant effect on ICSRD partially. The results of this study are expected to provide a reference for Islamic Commercial Banks policymakers to always improve the ICSR to maintain customer confidence in the operations of Islamic Commercial Banks in Indonesia.
A Penerapan Pengelolaan Sumut Mobile dalam Menarik Minat Nasabah Bank Sumut Cabang Syariah Padangsidimpuan: A. implementasi Banking Pada Bank Sumut Cabang Syariah Padangsidimpuan atau Sumut Mobile Seftia Fadillah Siregar Siregar; M. Yarham
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

The presence of mobile nowadays makes financial management very easy and if we use it correctly we will experience enormous benefits. This can be seen by the Mobile Banking System which can help organized financial management, so that financial problems do not accour. Apart from that, using Mobile Banking can also make it easier to check account mutations, from which you can calculate how much funds you need. Apart from that, in checking mutations, there is also a processo fevaluating the result of budget recording within a certain period of time. So you will know about the budgets that have been set, such as with North Sumatera Mobile or Mobile Banking at Bank North Sumatera Syariah.
PENGARUH PERSEPSI TEKNOLOGI DAN KEMUDAHAN PELAYANAN TERHADAP MINAT NASABAH MENGGUNAKAN MOBILE BANKING DENGAN SIKAP PENGGUNAAN SEBAGAI VARIABEL INTERVENING (STUDI PT BANK BSI KCP LOMBOK AIKMEL) Riswandi riswandi; Muh. Baihaqi; Tati Atmayanti
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

This study aims to determine the effect of Perceptions of Technology and Ease of Service on Customer Interests in Using Mobile Banking with Attitudes to Use as Intervening Variables (Study at PT Bank BSI KCP Lombok Aikmel). This research is a quantitative research with the type of causal associative research. The data collection technique in this study used a probability sampling technique with a simple random sampling method with a sample size of 100 respondents. The data analysis technique used in this study is multiple linear regression analysis with the development of a path analysis model with the help of the SPSS 26 program. In this study, two types of models were used, namely the first model and the second model. Based on the research results obtained in model I (first) that the variable Perception of Technology and Ease of Service has a significant effect on the Attitude of Use variable. While the results of the research on model II (second) found that the variables Perception of Technology and Ease of Service have a significant effect on Customer Interests in Using Mobile Banking with Attitudes of Use as intervening variables.
PENGARUH MOTIVASI DAN PUNISHMENT TERHADAP PENINGKATAN KINERJA KARYAWAN BANK SYARIAH INDONESIA CABANG SELONG LOMBOK TIMUR: PENGARUH MOTIVASI DAN PUNISHMENT TERHADAP PENINGKATAN KINERJA KARYAWAN BANK SYARIAH INDONESIA CABANG SELONG LOMBOK TIMUR muh wahyudiono wahyu; Naili Rahmawati; Suriani Suriani
Jurnal Perbankan Syariah Vol. 2 No. 2 (2023): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

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Abstract

This study aims to find out how the influence of motivation and punishment on improving employee performance at Bank Syariah Indonesia Selong East Lombok Branch. This research uses quantitative research methods. The results of the research were tested with multiple linear regression using the IBM SPSS_22 program, while the data collection used by the researchers used a questionnaire which was immediately obtained after conducting research at Bank Syariah Indonesia Selong East Lombok Branch. The sampling technique in this study is using saturated sampling or total sampling, namely sampling when all populations are used as samples.Based on the t-test that the motivation variable (X1) has a tcount < ttable (1,586 <2.201), and the punishment variable (X2) has a tcount > ttable (3.103 > 2.201), this proves that there is no influence of motivation (X1) on the performance improvement of Bank Syariah Indonesia employees in the Selong East Lombok Branch partially, while on the Punishment variable (X2) there is an influence on the performance improvement of Bank Syariah Indonesia employees in the Selong East Lombok Branch on a partial basis. And based on the results of the analysis of the F-test data, it shows that simultaneously or together the variables motivation (X1) and punishment (X2) have a simultaneous effect on employee performance (Y), where the sig value is 0.008 <0.05, which means Ha3 is accepted and Ho3 is rejected. Keywords: Islamic Banking, Motivation, Punishment, performance.

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