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Contact Name
Muhamad Rahman Bayumi
Contact Email
muhamadrahmanbayumi_uin@radenfatah.ac.id
Phone
+6282378221314
Journal Mail Official
journaliebmes_uin@radenfatah.ac.id
Editorial Address
Gedung Fakultas Ekonomi dan Bisnis Islam Lt. 3 Universitas Islam Negeri Raden Fatah
Location
Kota palembang,
Sumatera selatan
INDONESIA
IEB: Journal of Islamic Economics and Business
ISSN : 28298055     EISSN : 2829825X     DOI : https://doi.org/10.19109/ieb
Core Subject : Economy, Science,
Articles that can be published in the Journal are articles from empirical research (quantitative or qualitative approaches), literature studies, or taught studies that are seen as contributing to the development of Islamic Economics and Business, especially with the theme of Islamic Economy, Halal Industry, and Digital Economy, which are carried out individually as well as groups. The primary target audience of this journal are academics, practitioners, postgraduate students, and other professionals interested in Islamic Economics and Business.
Articles 6 Documents
Search results for , issue "Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business" : 6 Documents clear
PERAN KEPUASAN DALAM MEMEDIASI DETERMINAN LOYALITAS NASABAH DALAM MENGGUNAKAN E-BANKING PADA BANK SUMSEL BABEL SYARIAH Julita Dwiyanti; Zuul Fitriani Umari; Aryanti Aryanti
Journal Of Islamic Ekonomic and Business Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i2.19758

Abstract

The research entitled The Influence of Security, Knowledge, and Convenience on Customer Loyalty in Using E-banking Products at Bank Sumsel Babel Syariah KC Palembang Through Satisfaction as an Intervening Variable. The purpose of this study was to analyze the effect of security, knowledge, and convenience on customer loyalty in using M-banking at the Sumsel Babel Syariah KC Palembang bank with satisfaction as the intervening variable. In this study the population used was all customers at Bank Sumsel Babel Syariah KC Palembang who were registered as BSB Mobile users. The research sample was taken as many as 100 people with the Random Sampling technique using the Hair et al formula. In this study a quantitative approach was used using data collection techniques by distributing questionnaire data. Data analysis techniques using SPSS 26.0 software tools. The results of this research variable Security has no effect on Customer Loyalty, Knowledge has no effect on Customer Loyalty, Convenience has an effect on Customer Loyalty, Satisfaction has an effect on Customer Loyalty, Security has no effect on Satisfaction, Knowledge has no effect on Satisfaction, Convenience has no effect on Satisfaction, Security has an effect on Customer Loyalty with Satisfaction as a mediating variable, Knowledge has an effect on Customer Loyalty with Satisfaction as a mediating variable, Convenience has an effect on Customer Loyalty with Satisfaction as a mediating variable.
DETERMINANTS OF PROFITABILITY AT BANK MEGA SYARIAH FROM 2015 to 2021 Eko Bahtiar; Al Amin
Journal Of Islamic Ekonomic and Business Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i2.19894

Abstract

ABSTRACT The aim of this research is to analyze the influence of the operational efficiency ratio (BOPO), capital adequacy level (CAR), non-performing financing (NPF), and liquidity (FDR) on the profitability of Bank Mega Syariah in Indonesia in 2015-2021. This research is quantitative research. The data source used in this research is secondary data, namely the annual financial report from Bank Mega Syariah obtained via the OJK website. The research results show that the NPF variable: tcount (0.395) < ttable (4.302) and with a significance level of 0.731 > 0.05, it means Ho. accepted and H1 rejected. Independent variable (NPF) partially. does not have a significant effect on the dependent variable (ROA). BOPO variable: The results show that Ho is accepted and H1 is rejected, because tcount (- 4.661) < ttable (4.302), and the significance level is 0.043 > 0.05. The dependent variable (ROA) is not significantly influenced by BOPO. CAR variable: Ho is accepted and H1 is rejected, because tcount (3.068) < ttable (4.302) with a significance level of 0.092 > 0.05. The dependent variable (ROA) is not partially influenced by CAR. FDR variable: tcount value 2.664 < ttable value 4.302, and significance level 0.117 > ttable value 0.05 indicating that Ho is accepted and H1 is rejected. The dependent variable (ROA) is not partially influenced by the independent variable (FDR).
MERGER INVESTIGATION OF BANK MANDIRI SYARIAH AS AN EFFORT TO STRENGTHEN THE SHARIA ECONOMIC ECOSYSTEM Hussein Mohamed; Darussalam Darussalam
Journal Of Islamic Ekonomic and Business Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i2.19895

Abstract

Abstract This study discusses the Merger Analysis of PT Bank Mandiri Syariah to Become Bank BSI as an Effort to Strengthen the Islamic Economic Ecosystem. The Merger of Bank Syariah Indonesia that was carried out was a merger of the three large Islamic Banks in Indonesia, namely Bank Mandiri Syariah, Bank BRI Syariah, and Bank BNI Syariah. This research will focus more on discussing the impact that will occur on the Islamic economy in Indonesia from the merger of these three banks. And what are the strategies in an effort to improve the Islamic Economic Ecosystem. This research also aims to further introduce the achievements of the merger of Bank Syariah Indonesia and at the same time provide further insight and knowledge to the public and also especially students of the Islamic Banking study program in using the right tools for transactions. The method used by the author in this study is to use a quantitative calculation approach that has been obtained from data collection by the author. The author performs calculations on the growth of Assets, Liabilities, Equity, Mudharabah, and Musyarakah at PT. Bank Mandiri Syariah. With the results of research that the growth of Assets, Liabilities, Equity, Mudharabah, and Musyarakah that occurred over the last five years shows a very volatile growth rate. And the impact on the merger of Bank Syariah Indonesia is also in line with the results of this growth, where financial performance has been very positive and this is also what is expected to help increase in strengthening the Islamic Economic Ecosystem in Indonesia.
PERAN PEMBIAYAAN SYARIAH DALAM MENGHINDARI SISTEM IJON DI SEKTOR PERTANIAN INDONESIA Nur Hesthria; Yusiresita Pajaria
Journal Of Islamic Ekonomic and Business Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i2.19896

Abstract

Abstrak Pembiayaan merupakan modal dasar yang wajib dimiliki petani dalam melakukan produksi pertanian, namun pembiayaan konvensional tidak mudah dalam memberikan pembiayaan karena kredit pertanian memiliki resiko cukup tinggi sehingga petani lebih memilih jual beli yang menggunakan sistem ijon dalam membantu permodalan. Penelitian ini bertujuan memberikan pemahaman bagi pelaku usaha pertanian untuk menggunaan pembiayaan syariah dan menghindari jual beli sistem ijon dalam permodalan untuk menjalankan usaha . metode yang digunakan dalam penelitian ini bersumber dari artikel-artikel, koran, jurnal, buku dan majalah. Hasil dari penelitian ini memberikan pengetahuan dan pemahaman bagi pelaku usaha khususnya petani bahwa produk pembiayaan syariah yang beragam dapat membantu permodalan sehingga dapat menghindari sistem ijon yang haram untuk dijalankan dalam jual beli produk pertanian. produk pembiayaan Syariah yang cocok untuk kegiataan usaha tani antara lain mudharabah, musyarakah, muzara’ah, musaqoh, bai’murabahah, bai’as-salm dan rahn.
ANALYSIS OF BCA SYARIAH FINANCIAL PERFORMANCE BASED ON GROWTH RATE IN SUPPORTING FINANCIAL INCLUSION IN INDONESIA Alaa Saleh Hamadah Bataineh
Journal Of Islamic Ekonomic and Business Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i2.19906

Abstract

This study discusses the indicators of the inclusive financial performance of PT. Bank Central Asia Syariah in Indonesia. The data used comes from secondary data from the publication of news through the official website of BCA Syariah, the annual financial report of PT. Bank Central Asia Syariah for the 2017-2021 period, as well as publication results from various relevant journals and books. The purpose of this research was conducted to find out and analyze the financial performance of PT. BCA Syariah before participating in the KEJAR program which is expected to be able to support Indonesia's financial inclusion. This study uses a quantitative method with descriptive analysis research type. The findings from the research explain that in terms of the benefits of the KEJAR program actions that are carried out provide more benefits than losses for both companies and young people. The benefits for the bank are in the form of an increase in customers with student and youth status in Indonesia. Meanwhile, the benefits for students and the younger generation are in the form of being able to create a savings account so that they are familiar with the culture of saving from an early age.
FINANCIAL PERFORMANCE ANALYSIS OF BANK SYARIAH INDONESIA THROUGH CAMEL APPROACH FROM 2019 - 2021 Akbar Sarif; Rini Ariyanti
Journal Of Islamic Ekonomic and Business Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i2.19907

Abstract

The bank's financial performance describes the financial condition in a certain period involving aspects of raising funds and channeling funds as measured by indicators of capital adequacy, liquidity, and bank profitability. The CAMEL method is used as an assessment of the level of performance and soundness of an operating bank to serve as a reference for the smooth operation of the bank. These aspects include Capital (capital adequacy), Asset Quality (asset quality), Management (management), and Earnings (profitability). , and Liquidity (liquidity). In this journal, financial performance will be judged by its financial ratios NPF (Non-Performing Financing), FDR (Financing to Deposit Ratio), ROA (Return on Assets), ROE (Return on Equity), NIM (Net Interest Margin), CAR (Capital Adequacy Ratio). Having a financial performance report is very useful for a company as a basis for determining the company's strategy for the future. Looking at the company's overall performance, can even guide in making decisions.

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