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Jurnal Media Ekonomi (JURMEK)
Published by Universitas Bina Insani
ISSN : 26568861     EISSN : 16934768     DOI : https://doi.org/10.32767/jurmek.v29i2
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences
Jurnal Media Ekonomi (JURMEK) menerbitkan artikel tentang Ilmu Ekonomi dari berbagai sudut pandang, yang meliputi studi literatur dan studi lapangan. Jurnal ini menempatkan empatis pada aspek-aspek yang berkaitan dengan: 1. Manajemen Sumber Daya Manusia, 2. Pengelolaan Keuangan, 3. Manajemen Produksi dan Operasi, 4. Manajemen Pemasaran, Manajemen Publik
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 7 Documents
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Search results for , issue "Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus" : 7 Documents clear
ANALISIS LAPORAN KEUANGAN DITINJAU DARI RASIO LEVERAGE DAN RASIO PROFITABILITAS DI KOPERASI RUKUN KARYA LUBUKLINGGAU TAHUN 2012-2017 Fitria Fitria; Agustinus Samosir; Masayu Putri Sundari
Jurnal Media Ekonomi (JURMEK) Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v23i2.458

Abstract

ABSTRACT This study aims to analyze financial statements using Leverage Ratios (Debt to Assets and Debt to Equity) and Profitability Ratios (Return on Assets and Return on Equity). The Rukun Karya Lubuklinggau Cooperative is located at Jalan Letkol Surkino Rt. 16 No. 55 Air Kuti Sub-District of Lubuklinggau Timur I Sub-District, Lubuklinggau City. This study uses the financial statements of Balance Sheet and Profit and Loss then analyzed using financial ratios based on the Regulation of the State Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 06 / Per / M.KUKM / V / 2006 concerning guidelines for research on outstanding cooperatives. The results of this study indicate the calculation of the 2012 Leverage (Debt to Assets) ratio of 61%, which means 25 (Unhealthy), in 2013 amounted to 61% value 25 which means (Unhealthy), 2014 amounted to 60% value 50 which means ( Unhealthy), 2015 amounted to 61% of its value 25 which means (Unhealthy), in 2016 amounted to 59% of its value 50 which means (Unhealthy), in 2017 amounted to 59% of value 50 which means (less healthy). Calculation of the 2012 Debt to Equity ratio of 162% is worth 25 which means (Unhealthy), in 2013 amounted to 158% of its value 25 which means (Unhealthy), in 2014 amounting to 155% of value 25 which means (Unhealthy), 2015 amounted to 158% of its value 25 which means (Unhealthy), in 2016 amounted to 147% of its value 50 which means (Unhealthy), in 2017 amounting to 148% the value is 50 which means (less healthy). The 2012 Profitability Ratio (Return on Assets) of 4% is worth 50, which means (Unhealthy), in 2013 amounting to 4% value 50 which means (Unhealthy), in 2014 amounted to 4% value 50 which means (less healthy), in 2015 amounted to 4% the value of 50 which means (Unhealthy), in 2016 amounted to 4% the value of 50 which means (less healthy), in 2017 amounted to 4% of its value 50 which means (less healthy).
PENGARUH PROMOSI DAN LAYANAN TERHADAP KEPUTUSAN NASABAH KREDIT USAHA MIKRO DI PT. BANK MANDIRI (PERSERO) TBK. CABANG TUGUMULYO MUSI RAWAS Supriyanto Supriyanto; Murlina Nisusmiati; Fahmi Irham
Jurnal Media Ekonomi (JURMEK) Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v23i2.459

Abstract

The objectives of this study are as follows: a. To determine the effect of promotion and service on the micro business credit customers at PT BANK MANDIRI (PERSERO) TBK. Tugumulyo Musi Rawas Branch, b. To determine the customers' business credit at PT BANK MANDIRI (PERSERO) TBK. Tugumulyo Musi Rawas Branch, c. To determine the effect of service on the decision of micro business credit customers at PT BANK MANDIRI (PERSERO) TBK. Tugumulyo Musi Rawas Branch. Based on the results of the test, the variable that promotion variable (X1) on the micro business credit decision customers at PT. Bank Mandiri (Persero) Tbk. Tugumulyo Musi Raw branch shows that the value of t = 2.788 is greater than ttable 2,000 with a significant level = 0,000 <(α) 0.05, df (n-2) 57 - 2 = 55 is equal to 2,000, this shows Ho is rejected and is accepted and partially the promotion variable has a significant influence on the decision of micro business customers at PT. Bank Mandiri (Persero) Tbk Tugumulyo Musi Rawas Branch. Based on the results of the t test, the service variable (X2) on the micro business credit decision customers at PT. Bank Mandiri (Persero) Tbk. The Tugumulyo Musi Raw branch shows that the value of t count = 3.852 is greater than ttable 2,000 with a significant level = 0,000 <(α) 0.05, df (n-2) 57 - 2 = 55 is equal to 2,000, this shows Ho is rejected and Ha is accepted and partially service variables have a significant influence on the decision of micro business customers at PT. Bank Mandiri (Persero) Tbk Tugumulyo Musi Rawas Branch. Based on the results of the F test show show that the calculated value is 10.750> Ftable = 5.06 and the significance of the simultaneous level the significance is 0.000 <(α) = 0.05 df = n - k = 57-2-2 - 1 = 54 has a significant influence on the dependent variable, namely the decision of the customer, so that the truth is proven and the hypothesis is acceptable
HUBUNGAN MOTIVASI DAN PELATIHAN TERHADAP PRESTASI KERJA ANGGOTA KONTRAK SAT POL PP KOTA LUBUKLINGGAU Irma Idayati; Wawan Fransisco; Hengki Firmanuddin
Jurnal Media Ekonomi (JURMEK) Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v23i2.464

Abstract

This study aims to determine the relationship of education and training to the work performance of members of the Lubuklinggau City Police Sat contract. The time of the study was carried out for 9 months from November 2017 to August 2018. The population in this study were 54 members of the Lubuklinggau City PP Sat Contract. Sampling was done by means of saturated sampling. The study sample was 54 people. Data collection techniques in writing this study using observation, documentation and questionnaire. The analysis technique uses simple regression analysis, correlation test, determination test, t test and F test. Based on the results of data analysis and discussion that has been described in the previous chapter, it can be concluded that: 1) There is an educational relationship to the work performance of Sat Pol contract members PP Lubuklinggau City. This is based on the results of the t-test calculation obtained by the data of Education variable (X1) on Work Achievement (Y) shows that the value of tcount = 2.081 is greater than the value of t table (1.675) with a significance level of sig. = 0.005. 2) There is a training relationship to the work performance of members of the Lubuklinggau City PP Sat Contract. This is based on the results of t-test calculations known that the Training Variable (X2) on Job Performance (Y) shows the value of tcount = 5.770 greater than the value of t table (1.675) with a significance level of sig. = 0.005. 3) There is a relationship between education and training on the work performance of members of the Lubuklinggau City PP Sat Contract. This is based on the recapitulation of the results of multiple linear regression tests, obtained that the calculated F value is 72.825> Ftable = 3.18 and the level of significance simultaneously sig F is 0,000.
ANALISIS KINERJA KEUANGANDILIHAT DARI CURRENT RATIO, DEBT TO EQUITY RATIO, DAN RETURN ON ASSETS PADA KOPERASI WANITA “SALIMA” KECAMATAN TUGUMULYOKABUPATEN MUSI RAWAS Surajiyo Surajiyo
Jurnal Media Ekonomi (JURMEK) Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v23i2.465

Abstract

This study aims to determine financial performance. Based on the Regulation of the State Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number 20 / Per / M.KUKM / XI / 2008. The type of research conducted by descriptive quantitative. The data sources used are secondary data derived from financial statements in the form of balance sheets and profit and loss between 2012-2016. The data analysis technique in this study uses quantitative analysis, namely analyzing financial statements with a ratio approach, namely the current ratio, debt to equity ratio, and return on assets, then adjusted to the Regulation of the Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number 20 / Per / M .KUKM / XI / 2008. The results showed that based on the Regulation of the State Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number 20 / Per / M.KUKM / XI / 2008 "SALIMA" Women's Cooperative in Tugumulyo District, Musi Rawas Regency for five years from 2012-2016 seen from the Current Ratio including the unhealthy category. Thus the "SALIMA" Women's Cooperative is unable to pay its short-term obligations. Whereas based on the Debt to Equity Ratio from 2012 to 2016 included in the category of unhealthy. Thus indicating that the cooperative capital condition is insufficient to guarantee the debt given by the creditor. While based on On Asset Returns from 2012 to 2016 included in the category of being less healthy. Thus cooperatives are less able to manage their assets so as to produce unhealthy profits.
ANALISIS PENGGUNAAN MODAL KERJA DALAM MENINGKATKAN PROFITABILITAS DI KOPERASI RUKUN KARYA LUBUKLINGGAU Herman Paleni; Astri Riance; Indriany Widiastuty
Jurnal Media Ekonomi (JURMEK) Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/jurmek.v23i2.467

Abstract

Provision of credit facilities have a level of risk that the possibility of credit can not be billed, then it is necessary the correct credit analysis by employee cooperatives. Referred to as problem loans because the debtor has a delay in returning the credit. Bad credit should be quickly resolved to avoid greater losses. The purpose of this study is to find out how the analysis of bad loans using the method 5c on the cooperative savings and loan "RIAS" P1 Mardiharjo. The method used in this research is observation, interview, and documentation. Data analysis method used is qualitative method is a non-statistical analysis that helps in research. During 2011 up to 2015, the percentage of nonperforming loans in the "dressing and lending cooperatives" is 0.65% and 2.27%. When compared to the percentage of the maximum limit of bad loans determined by Bank Indonesia of 5%, then the performance of savings and loan cooperatives "2011-2015" is said to be good. The cause of credit in the cooperative savings and loan "riass" of which from the debtor who is likely due to his business less smooth, stuck, even bankrupt, due to the character of the debtor is less good, and or because of the lost guarantee that causes the debtor does not pay. From internal cooperatives due to human error, fictitious credit, and / or misalignment of credit analysis. From other parties due to natural disasters or can also be due to technological developments.
ANALISIS FAKTOR-FAKTOR DAN LAJU PERTUMBUHAN EKONOMI YANG MEMPENGARUHI TINGKAT KRIMINALITAS DI KOTA LUBUK LINGGAU Wawan Fransisco
Jurnal Media Ekonomi (JURMEK) Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

MaiFood is a basic human need and its fulfill is a part of human rights. The food must always be available every time, and it should be in good quality, nutritious and the price should be affordable to the community. Certain system, which protect the producers and the consumers. is needed for reaching the fulfillment. In fact, there are some producers who conduct fraud in food business, namely by adding the chlorine to the food. This additive contain may harm the human health, so that food does not meet food quality standards. Based on above mentioned problems, this article will focus on the impact of the contaminated food for the health of consumers and the responsibility of the producers against loss suffered by consumers due to consumption of food (rice ) chlorine-containing materials. The impact of consuming food (rice), may cause cardiovascular disease, atherosclerosis, anemia, high blood pressure. The producers shall take responsibility by paying restitution to the consumer and the consumers do not need to prove the fault.
PENGARUH DISIPLIN GURU DAN KINERJA GURU TERHADAP PRESTASI SISWA SMP NEGERI 11 KOTA LUBUKLINGGAU Ahmad Basri; Gunadi Gunadi; Desi Nurmala Sari
Jurnal Media Ekonomi (JURMEK) Vol 23 No 2 (2018): Jurnal Media Ekonomi (JURMEK) Agustus
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan Penelitian untuk mengetahui pengaruh disiplin kerja dan kinerja guru terhadap prestasi siswa SMP Negeri 11 Kota Lubuklinggau. Populasi mewakili seluruh siswa SMP Negeri 11 Kota Lubuklinggau pada kelas X1 IPS yang berjumlah 83 siswa. Analisis yang digunakan yakni regresi linear berganda, uji koefisien determinasi. Pengujian hipotesis pertama terdapat pengaruh disiplin guru dan prestasi terhadap prestasi siswa SMP Negeri 11 Kota Lubuklinggau dengan thitung. sebesar 12.499 > ttabel sebesar 1.664. Pengujian hipotesis kedua terdapat adanya pengaruh signifikan kinerjaguru terhadap prestasi siswa SMP Negeri 11 Kota Lubuklinggau dengan thitung sebesar 7.801> ttabel sebesar 1.664. Pengujian hipotesis secara simultan diperolah nilai Fhitung sebesar 33.714 > Ftabel Ftabel sebesar 3.111. Dengan demikian dapat diambil kesimpulan bahwa Ho ditolak dan Ha diterima. Terdapat pengaruh signifikan disiplin kerja dan kinerjan guru terhadap prestasi siswa pada SMP Negeri 11 Kota Lubuklinggau.

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